ALTA strives to help members identify the benefits and risks associated with digital closings in order to put the industry in the best position to solve problems and inspire innovative ideas. ALTA is your source for tools and education about various aspects of digital closing and provide information about the availability of technological advances such as remote online rotary (RON).
Remote Online Notarization Videos
Introductory Videos on RON
Introduction to Digital Closings
Get a quick overview of the various types of digital closings, as well as the benefits and operational efficiencies they can provide.
Digital Closings: A Closer Look
Get the 411 on all the terms and acronyms associated with digital closings. Understand what they mean and the processes associated with each of them.
Remote Online Notarization
Learn about the various steps and requirements for performing a RON.
Ask the Digital Boot Camp Experts Video Series
That Darn Promissory Note
Sponsored by Qualia
Listen to the first installment of the Ask the Digital Boot Camp Experts video series as we discuss "That Darn Promissory Note." Joining Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. is Camilia Martin with Falcon Capital Advisors.
Agent Spotlight Boots on the Ground
Sponsored by Qualia
Eddie Oddo, vice president of First American Title's corporate business solutions, speaks with Web Raulston, CEO of Team Title Services in Tennessee, and Kelli Flores, vice president of First American's direct operations in Colorado. Learn how these title agents are approaching RON and RIN.
Boots on the Ground, The Real Story
Sponsored by FNF Family of Companies
During this third Ask the Digital Boot Camp Experts video series, Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. discuss how title companies are handling remote online notarizations with Celia Flowers of East Texas Title and Dennis Pospisil of Republic Title of Texas.
The 411 on MISMO's RON Certification
During this latest installment of Ask the Digital Boot Camp Experts, Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. talk with Rick Hill of the Mortgage Bankers Association about MISMO's Remote Online Notarization Certification.
Agent Spotlight Boots on the Ground
Check out this bonus Ask the Digital Boot Camp Experts video as Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. talk with Celia Flowers of East Texas Title and Dennis Pospisil of Republic Title of Texas about how remote online notarizations have affected E&O coverage.
Resources
- Remote Online Notarization FAQs - February 2021
- RON Workflow
- ALTA's Principles for Remote Notarization
- ALTA's 2017 Principles for Remote Online Notarization (RON)
- Notarization Types and Terminology
This infographic breaks down the various ways notarizations can occur and explains their capabilities and requirements. - Digital Closing Readiness Checklist
- Digital Closing Statutes
ALTA members have access to this state-by-state list of digital closing statutes. - List of MERS eRegistry Participants
RON Explained
This video walks through the remote notarization process, which connects consumers and notaries using two-way audio and video conferencing technology.
State Laws Authorizing Remote e-Notarization
Emergency orders and guidance issued by states on RON do not necessarily conform with the ALTA-MBA model or RULONA standards for consumer protections and anti-fraud safeguards. The powers of entities to issue such orders should to be reviewed on a state-by-state basis. Prior to relying on any emergency order or guidance, you should contact your underwriter. 48 states and the District of Columbia have either passed a RON law or issued an executive order pertaining to remotely notarizing documents, some have done both.
Please email any additional orders or guidance not listed to eblosser@alta.org.
Years listed next to state names denote when RON laws were passed.
Alabama
Alaska (2020)
Arizona (2019)
Arkansas (2021)
California
Colorado (2020)
Connecticut
Delaware
District of Columbia
Florida (2019)
Georgia
Hawaii (2020)
Idaho (2019)
Illinois (2021)
Indiana (2018)
Iowa (2019)
Kansas (2021)
Kentucky (2019)
Louisiana (2020)
Maine
Maryland (2019)
Massachusetts
Michigan (2018)
Minnesota (2018)
Mississippi
Missouri (2020)
Montana (2019)
Nebraska (2019)
Nevada (2017)
New Hampshire (2021)
New Jersey
New Mexico (2021)
New York (2021) [pending]
North Carolina
Ohio (2018)
Oklahoma (2019)
Oregon (2021)
Pennsylvania (2020)
Rhode Island
- Remote Online Notarization Temporarily Authorized
- Temporary Performance Guide
- Updated Notary Public Standards
South Carolina
South Dakota (2019)
Tennessee (2018)
Texas (2017)
- House Bill 1217
- Administrative Rules
- Executive Order
- Governor Abbott Temporarily Allows For Appearance Before Notary Public Via Video conference For Real-Estate Instruments
- Office of the Attorney General's Request to Temporarily Suspend Section 121.006(c)(1) of the Texas Civil Practice & Remedies Code
- Gov. Abbott Extends Emergency Use of Remote Ink-Signed Notarization (RIN)
Utah (2019)
Vermont (2018)
Virginia (2011)
Washington (2019)
West Virginia (2021)
Wisconsin (2020)
Wyoming
Federal Legislation
The Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (SECURE Notarization Act) would permit immediate nationwide use of remote online notary (RON) with minimum standards and provide certainty for the interstate recognition of RON.
State Legislative Tools
Model Emergency Notarization Order Language
Resources for Finding RON Vendors
- ALTA Marketplace
- Fannie Mae Vendor List (scroll to middle of page)
- Freddie Mac Vendor List
- MISMO
- Vendor Data on Increased RON Usage in 2020
States that have Passed Remote Online Notary Legislation (as of August 18, 2022)
Digital Closing Articles
MISMO Certifies DocMagic Platform
DocMagic attained MISMO’s eClosing System and remote online notarization (RON) certifications for its Total eClose solution.
SoftPro Integrates With Notarize
Notarize’s On-Demand Notary service connects SoftPro users with a nationwide network of commissioned Notarize notaries.
Study Finds RON Drives ROI for Title Agents, Lenders
Title agents can save up to $100 per transaction and lenders up to $444 per loan when electronically closed with Remote Online Notarization (RON), according to a study by MarketWise Advisors.
ALTA Partners With MISMO for e-Eligibility Exchange Initiative
ALTA announced that it will be the sole provider of title and settlement data for the MISMO e-Eligibility Exchange, powered by Snapdocs. The e-Eligibility Exchange features information on trading partner requirements, e-notarization regulations, county recording requirements, settlement agent readiness and title underwriter restrictions. The platform helps real estate and finance professionals navigate these factors so each closing can be as digital as possible. Get your free listing in the ALTA Registry so your company is part of the e-Eligibility Exchange.
Paymints.io Integrates With Notarize
Paymints.io announced an integration with online notarization provider Notarize that will allow users to see if a transaction is eligible for a digital closing, including online notarization.
N.Y. Governor Signs Bill Amending RON Law
New York Gov. Kathy Hochul signed into law Senate Bill 7780, which makes significant updates to the prior remote online notarization (RON) bill that was signed in late 2021. New York became the 39th state to allow RON. Among other things, the amendment moves the effective date the state's notaries can conduct RONs to Jan. 31, 2023, and starting Feb. 24, 2022, the bill temporarily authorizes notaries to perform notarial acts using a video conference notarization process, known as remote ink-signed notarization (RIN), until the full RON law goes into effect.
39 States Have Passed RON Legislation
New York became the 39th state to pass legislation allowing the use of remote online notarization (RON). The law is supported by the New York State Land Title Association (NYSLTA) and ALTA.
