Protect your business with errors and omissions (E&O) insurance and surety bonding solutions designed specifically for title and settlement professionals.

What Is E&O Insurance?

Errors and omissions (E&O) insurance protects your company, or you individually, if a client alleges that a service you provided, or failed to provide, resulted in a financial loss. For title agents and abstractors, E&O insurance is often referred to as professional liability insurance.

Most E&O policies cover judgments, settlements, and defense costs. Even when allegations are ultimately found to be groundless, defending a lawsuit can cost thousands of dollars. These expenses can be devastating for smaller firms and have a lasting impact on larger organizations.

“As our endorsed professional liability insurance program, we encourage all our members to find out how their firms can benefit from TIAC’s broad coverage and excellent service.”

Daniel D. Mennenoh, ITP, NTP
ALTA President, 2016–2017

Surety Bonds

Surety bonds help demonstrate financial responsibility and regulatory compliance by guaranteeing your obligations to a third party, such as a state regulator, underwriter, or client. Many title agencies are required to carry a bond as a condition of licensing or doing business.

Common bonding needs include:

  • License and permit bonds
  • Fidelity bonds
  • Other bonds required by state regulations or contractual agreements

Title Industry Assurance Company (TIAC)

Title Industry Assurance Company (TIAC), a Risk Retention Group, is entirely owned and managed by title professionals. Since 1988, TIAC has provided insurance solutions to ALTA members and is one of the most longstanding and knowledgeable E&O insurance providers serving title agents and abstractors.

The E&O insurance market for title professionals has remained volatile, with many insurers increasing rates or reducing coverage. ALTA members faced a similar environment in the mid-1980s, prompting ALTA to create its own insurance company to ensure long-term market stability and member-focused coverage.

In 2026, TIAC expanded its offerings by launching a digital solution that allows title professionals to purchase surety bonds online.

Why TIAC:

  • E&O insurance is a critical component of ALTA Best Practices Pillar 6, which requires title agents to maintain appropriate insurance coverage
  • TIAC underwriters are dedicated industry professionals with an average of 25 years of experience
  • TIAC is the only E&O insurer recommended by all major national title insurers, including Fidelity National, First American, Old Republic, and Stewart Title, as well as regional underwriters such as Security Title Guarantee of Baltimore and Agents National Title Insurance Company
  • TIAC exclusively focuses on E&O insurance and surety bonds for title professionals

For more information or to receive an E&O quote:

Email: [email protected] | Visit: www.tiacrrg.com | Call: 1-800-628-5136

Surety bonds can be purchased directly through TIAC’s online platform below.

Visit TIAC’s Website Get an E&O Quote  Buy a Surety Bond