1031 Real Estate Like-kind Exchanges
Title agents see firsthand the importance of 1031 exchanges for building and sustaining local communities. Like-kind exchanges provide an important incentive for investing in affordable housing and commercial real estate.
Anti-Money Laundering/FinCEN
ALTA works closely with the U.S. Department of the Treasury to keep members informed of Geographical Targeting Orders (GTOs). GTOs apply to all title insurers, their subsidiaries and agents of (“Covered Business”).
Housing Affordability
Housing affordability depends on strong fraud prevention. When fraud goes unchecked, it raises costs for buyers, lenders and communities, making homeownership harder to achieve.
Non-Title Recorded Agreements for Personal Service
(NTRAPS)
ALTA supports efforts to protect consumers by prohibiting the filing of unfair real estate fee agreements in property records, a practice that creates impediments and increases the cost and complexity of selling, refinancing or transferring real estate.
Redaction/Record Shielding
Redaction is intended to shield the location and other personal information of individuals with recognized safety concerns from being accessible through documents contained in the public land records.
Serving Consumers and Communities
ALTA is proud to work alongside government and real estate industry partners to protect consumers from threats to their property rights and break down barriers to homeownership – the greatest source of wealth in the United States.
Unregulated Title Insurance Alternatives
ALTA has engaged with the FHFA and government sponsored entities (GSEs) to help them understand the differences between title insurance and alternative products in the coverage and protection they provide.