ALTA strives to help members identify the benefits and risks associated with digital closings in order to put the industry in the best position to solve problems and inspire innovative ideas. ALTA is your source for tools and education about various aspects of digital closing and provide information about the availability of technological advances such as remote online rotary (RON).

Digital Closings/Remote Online Notarization

Remote Online Notarization Videos

Introductory Videos on RON

Introduction to Digital Closings

Get a quick overview of the various types of digital closings, as well as the benefits and operational efficiencies they can provide.

Digital Closings: A Closer Look

Get the 411 on all the terms and acronyms associated with digital closings. Understand what they mean and the processes associated with each of them.

Remote Online Notarization

Learn about the various steps and requirements for performing a RON.

Ask the Digital Boot Camp Experts Video Series

That Darn Promissory Note

Sponsored by Qualia

Listen to the first installment of the Ask the Digital Boot Camp Experts video series as we discuss "That Darn Promissory Note." Joining Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. is Camilia Martin with Falcon Capital Advisors.

Agent Spotlight Boots on the Ground

Sponsored by Qualia

Eddie Oddo, vice president of First American Title's corporate business solutions, speaks with Web Raulston, CEO of Team Title Services in Tennessee, and Kelli Flores, vice president of First American's direct operations in Colorado. Learn how these title agents are approaching RON and RIN.

Boots on the Ground, The Real Story

Sponsored by FNF Family of Companies

During this third Ask the Digital Boot Camp Experts video series, Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. discuss how title companies are handling remote online notarizations with Celia Flowers of East Texas Title and Dennis Pospisil of Republic Title of Texas.

The 411 on MISMO's RON Certification

During this latest installment of Ask the Digital Boot Camp Experts, Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. talk with Rick Hill of the Mortgage Bankers Association about MISMO's Remote Online Notarization Certification.

Agent Spotlight Boots on the Ground

Check out this bonus Ask the Digital Boot Camp Experts video as Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. talk with Celia Flowers of East Texas Title and Dennis Pospisil of Republic Title of Texas about how remote online notarizations have affected E&O coverage.

Resources

RON Explained

This video walks through the remote notarization process, which connects consumers and notaries using two-way audio and video conferencing technology.

State Laws Authorizing Remote e-Notarization

Emergency orders and guidance issued by states on RON do not necessarily conform with the ALTA-MBA model or RULONA standards for consumer protections and anti-fraud safeguards. The powers of entities to issue such orders should to be reviewed on a state-by-state basis. Prior to relying on any emergency order or guidance, you should contact your underwriter. 48 states and the District of Columbia have either passed a RON law or issued an executive order pertaining to remotely notarizing documents, some have done both.

Please email any additional orders or guidance not listed to eblosser@alta.org.

Years listed next to state names denote when RON laws were passed.

Nevada (2017)

New Hampshire (2021)

New Jersey

New Mexico (2021)

New York (2021) [pending]

North Carolina

North Dakota (2019)

Ohio (2018)

Oklahoma (2019)

Oregon (2021)

Pennsylvania (2020)

Rhode Island

South Carolina

South Dakota (2019)

Tennessee (2018)

Texas (2017)

Utah (2019)

Vermont (2018)

Virginia (2011)

Washington (2019)

West Virginia (2021)

Wisconsin (2020)

Wyoming

Federal Legislation

The Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (SECURE Notarization Act) would permit immediate nationwide use of remote online notary (RON) with minimum standards and provide certainty for the interstate recognition of RON.

States that have Passed Remote Online Notary Legislation (as of August 18, 2021)



Digital Closing Articles

Recent 2022 2021 2020 2019

SoftPro Integrates With Notarize
May 5, 2022

Notarize’s On-Demand Notary service connects SoftPro users with a nationwide network of commissioned Notarize notaries.

Study Finds RON Drives ROI for Title Agents, Lenders
April 14, 2022

Title agents can save up to $100 per transaction and lenders up to $444 per loan when electronically closed with Remote Online Notarization (RON), according to a study by MarketWise Advisors.

ALTA Partners With MISMO for e-Eligibility Exchange Initiative
April 12, 2022

ALTA announced that it will be the sole provider of title and settlement data for the MISMO e-Eligibility Exchange, powered by Snapdocs. The e-Eligibility Exchange features information on trading partner requirements, e-notarization regulations, county recording requirements, settlement agent readiness and title underwriter restrictions. The platform helps real estate and finance professionals navigate these factors so each closing can be as digital as possible. Get your free listing in the ALTA Registry so your company is part of the e-Eligibility Exchange.

Paymints.io Integrates With Notarize
April 12, 2022

Paymints.io announced an integration with online notarization provider Notarize that will allow users to see if a transaction is eligible for a digital closing, including online notarization.

N.Y. Governor Signs Bill Amending RON Law
March 22, 2022

New York Gov. Kathy Hochul signed into law Senate Bill 7780, which makes significant updates to the prior remote online notarization (RON) bill that was signed in late 2021. New York became the 39th state to allow RON. Among other things, the amendment moves the effective date the state's notaries can conduct RONs to Jan. 31, 2023, and starting Feb. 24, 2022, the bill temporarily authorizes notaries to perform notarial acts using a video conference notarization process, known as remote ink-signed notarization (RIN), until the full RON law goes into effect.