ALTA strives to help members identify the benefits and risks associated with digital closings in order to put the industry in the best position to solve problems and inspire innovative ideas. ALTA is your source for tools and education about various aspects of digital closing and provide information about the availability of technological advances such as remote online rotary (RON).

Introduction to Digital Closings

Get a quick overview of the various types of digital closings, as well as the benefits and operational efficiencies they can provide.

Digital Closings: A Closer Look

Get the 411 on all the terms and acronyms associated with digital closings. Understand what they mean and the processes associated with each of them.

Remote Online Notarization

Learn about the various steps and requirements for performing a RON.

Emergency RON Orders and Guidance

Emergency orders and guidance issued by states on RON do not necessarily conform with the ALTA-MBA model or RULONA standards for consumer protections and anti-fraud safeguards. The powers of entities to issue such orders should to be reviewed on a state-by-state basis. Prior to relying on any emergency order or guidance, you should contact your underwriter.

Please email any additional orders or guidance not listed to eblosser@alta.org.

Resources for Finding RON Vendors

Legislation

The Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (SECURE Notarization Act) would permit immediate nationwide use of remote online notary (RON) with minimum standards and provide certainty for the interstate recognition of RON.

States that have Passed Remote Online Notary Legislation (as of March 26, 2020)



Digital Closing Articles

Recent 2020 2019

 Hardware and Software Needs to Offer Remote Online Closings
March 19, 2020
In the ever-changing world of technology, title and escrow companies often ask what software they should purchase and what hardware is best to conduct remote online closings. While some prefer form over function, you do need to ensure you have the right tools to accomplish the task at hand. Read on for advice to help you implement the proper infrastructure.
NotaryCam Approved to Provide eNotary, RON Services for Michigan Notaries
January 9, 2020
NotaryCam has been approved by the Michigan Department of State to provide both eNotary and remote online notarization (RON) services to the more than 113,000 notaries public registered in the state.
Pavaso Supports Remote Online Notarization in Florida and Idaho
January 9, 2020
State commissioned remote electronic notaries in these states can select the Pavaso platform to complete RON closings, which gives homebuyers and sellers the option to close real estate transactions remotely, from almost anywhere in the world.
Standing on the Edge of a RON Revolution
Mortgage Orb  |  January 7, 2020
January 1, 2020 marked more than just the start of a new year. It also represented the next milestone in the march towards nationwide legalization of remote online notarization (RON) – a key component to the ability to conduct truly digital mortgage closings.