ALTA strives to help members identify the benefits and risks associated with digital closings in order to put the industry in the best position to solve problems and inspire innovative ideas. ALTA is your source for tools and education about various aspects of digital closing and provide information about the availability of technological advances such as remote online rotary (RON).

Resources
An Introduction to Digital Closings for Consumers

Thanks to innovations by the title and settlement services industry, consumers can close on their dream home from the comfort of their couch in most cases. This video is meant as a baseline introduction to digital closings.

 

Federal Legislation

The Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2023 (SECURE Notarization Act) would permit immediate nationwide use of remote online notary (RON) with minimum standards and provide certainty for the interstate recognition of RON.


Resources for Finding RON Vendors


State Laws Authorizing Remote e-Notarization

Emergency orders and guidance issued by states on RON do not necessarily conform with the ALTA-MBA model or RULONA standards for consumer protections and anti-fraud safeguards. The powers of entities to issue such orders should to be reviewed on a state-by-state basis. Prior to relying on any emergency order or guidance, you should contact your underwriter. 48 states and the District of Columbia have either passed a RON law or issued an executive order pertaining to remotely notarizing documents, some have done both.

Please email any additional orders or guidance not listed to eblosser@alta.org.

Green indicates when RON laws were passed with darker green more recently. Click on each state for links to Laws and Regulations. Click "x" to close.


Digital Closing Articles

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