Top Advocacy Issues We are Watching
Data Privacy
With states passing inconsistent laws and no uniform federal law ad- dressing data privacy, there's a patchwork of rules for companies to comply with.
Learn More About Data PrivacyDigital Closings: SECURE Notarization Act
The Securing and Enabling Commerce Using Remote and Electronic Notarization Act (SECURE Notarization Act) is bipartisan federal legisla- tion that permits immediate nationwide use of remote online notarization.
Learn More About SECUREGood Funds
The use of various payment rails in real estate transactions is governed by state Good Funds laws. These laws set requirements for acceptable forms of closing funds.
Learn More About Good FundsRisks of Alternatives to Title Insurance
ALTA continues to take the lead in engaging with state regulators, the FHFA, Fannie Mae, Freddie Mac and lenders about the risks of waiving title insurance requirements.
Learn More About Risks of Alternatives to Title InsuranceDiscriminatory Covenants
ALTA opposes any form of housing discrimination and proactively works toward solutions that address illegal discriminatory covenants recorded in the public records.
Learn More About Discriminatory CovenantsNon-Title Recorded Agreements for Personal Service
ALTA supports efforts to protect consumers by prohibiting the filing of unfair real estate fee agreements in property records. ALTA advocates for state laws and regulations preventing enforcement of NTRAPS.
Learn More About NTRAPSYour Voice Matters
TAN is the premier grassroots organization promoting the importance of the land title insurance industry. In the current regulatory environment, our industry faces threats of new policies at both the state and federal levels that could seriously affect your business.
Join TANLatest Advocacy News
FBI Urges Companies to Update Email Security
May 15, 2024
The Federal Bureau of Investigation, National Security Agency and the U.S. Department of State have issued a joint cybersecurity advisory warning of state-sponsored email attacks that evade authentication security measures. According to the advisory, the Democratic People’s Republic of Korea (DPRK, a.k.a. North Korea) Kimsuky cyber actors to exploit improperly configured DNS Domain-based Message Authentication, Reporting and Conformance (DMARC) record policies to conceal social engineering attempts.
Five More States Ban Unfair Real Estate Fee Agreements
May 9, 2024
Nearly half of the states in the country now have passed bills protecting homeowners from the predatory practice of filing unfair real estate fee agreements in property records, known as Non-Title Recorded Agreements for Personal Services (NTRAPS). The latest states to pass bills over the past month include Arizona, Nebraska, Kentucky, Oklahoma and West Virginia.
ALTA-supported HEIRS Act of 2024 Introduced in House
May 9, 2024
Led by U.S. Rep. Nikema Williams (D-Ga.), alongside Reps. Emanuel Cleaver (D-Mo.), Lizzie Fletcher (D-Texas) and Byron Donalds (R-Fla.), the HEIRS Act will preserve family legacies and the transfer of generational wealth by establishing a grant program to provide legal assistance for heirs’ property owners to clear titles and incentivize states to adopt the Uniform Partition of Heirs Property Act.
18 House Democrats Question Biden Administration’s Title Waiver Program
April 18, 2024
A group of 18 Democratic members of Congress sent a letter to President Biden expressing concern with the administration’s program that will waive the requirement for lender’s title insurance on certain refinances.
Old Republic Title, CertifID Partner to Combat Mortgage Payoff Fraud
April 18, 2024
CertifID and Old Republic Title formed a strategic partnership to help prevent mortgage payoff fraud in the title industry.
Questions to Consider if Lender Asks You to Close an AOL Deal
April 16, 2024
Title and settlement agents may see lender customers request a transaction be closed with an attorney opinion letter (AOL) now that Fannie Mae expanded the use of AOLs in limited circumstances for loans on condo properties and those subject to homeowner associations. Read on items you should be considering and questions you should be asking.
All Advocacy Topics A-Z
Anti-Money Laundering
Data Privacy
Digital Closings
Discriminatory Covenants
Federal Advocacy
Flood Insurance
Foreclosure
Foreign Ownership of Land
Heirs' Property
Information Shielding Laws
Native American Lands
Non-Title Recorded Agreements for Personal Service (NTRAPS)
Predictable Recording Fees
Real Time Payments / Good Funds
Redaction / Record Shielding
Remote Online Notarization
Serving Consumers and Communities
State Advocacy
State Data Privacy Laws
State Legislation Tracking Map
State RON Laws
Unregulated Title Insurance Alternatives