State Legislative Tools
- ALTA Position Statement
- Model Act: Prohibition of Unfair Service Agreements
- NTRAPS FAQ
- AARP Testimony to Philadelphia City Council
- Senate Banking Committee Letter to CFPB and FTC
- United States Senate Special Committee on Aging Letter
- FCC Robocall Enforcement Notice to All U.S.-based Voice Service Providers
- Florida Attorney General Press Release
- Civil Action State of Florida vs. MV Realty
- Indiana Attorney General Press Release
- Indiana Attorney General Complaint
- Massachusetts Attorney General Press Release
- Massachusetts Attorney General Complaint
- New Jersey Attorney General Press Release
- New Jersey Attorney General Complaint
- North Carolina Attorney General Press Release
- North Carolina Attorney General Complaint
- Ohio Attorney General Press Release
- Ohio Attorney General Complaint
- Pennsylvania Attorney General Press Release
- Pennsylvania Attorney General Complaint
News about NTRAPS
States that have Enacted NTRAPS Legislation
Click on any enacted state for links. Click "x" to close.
I’ve got some good updates about a national and Ohio effort to stop what has been called a predatory act by some companies to offer quick cash in exchange for an exclusive agreement to sell a home for 40 years.
Facing lawsuits from attorneys general in six states, MV Realty filed for Chapter 11 bankruptcy protection in 33 states.
Non-Title Recorded Agreements for Personal Services (NTRAPS) were first identified in Florida in 2017. The majority of the 25,000 cases in 32 states currently on record happened in 2022, according to the title agents and consumer protection advocates investigating this elusive scam. “The scope is large, although I always say, just one is unacceptable when you’re talking about an unfair agreement that can have such a devastating impact on a consumer,” said Elizabeth Blosser, vice president of government affairs at the American Land Title Association (ALTA), which joined forces with AARP last year to draft legislation addressing NTRAPS.
Indiana became the sixth state to file a complaint against MV Realty, alleging the company misled consumers over the terms of the brokerage's “Homeowner Benefit Program.”
The American Land Title Association (ALTA) and AARP came together Wednesday with a warning about what they called predatory agreements aimed at homeowners. The agreements are known as Non-Title Recorded Agreements for Personal Service (NTRAPS) and came into the groups’ radar last year when they were flagged by a number of title agents.