First American Data & Analytics Launches Home Equity Risk Management Solution

July 5, 2022

First American Data & Analytics unveiled a single-source solution for fraud risk management designed and configured specifically to help home equity lenders streamline their use of third-party vendors.

The FraudGuard Home Equity solution identifies undisclosed liabilities, validates identity, detects occupancy discrepancies, checks applicable loan participants (including borrowers and employers) against industry exclusionary lists. It also provides a property valuation report with property type, listing status and homeowner and condo association data. The solution, which integrates with all leading loan origination systems, covers 100% of residential properties in the U.S. and has targeted risk alerts specific to the home equity transaction that help lenders identify potential misrepresentation.

“With this sophisticated, streamlined solution, lenders can assess the risk on a potential home equity loan using one centralized tool that analyzes all appropriate risk categories,” said Paul Harris, general manager of mortgage analytics for First American Data & Analytics. “The FraudGuard Home Equity solution provides a cost-effective and efficient way for lenders to close home equity transactions, while continuing to meet the quality standards of their origination process.”


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