Ginnie Mae Issues HMBS Certification Requirements for HECM Life Estates

January 4, 2011

According to policy guidance, the document custodian must verify that the promissory note is executed by the holder of the life estate; the security instrument is executed by the holder of the life estate and any future interests; the intervening assignments reflect such mortgagors; and the title insurance lists such mortgagors as holding title.

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