Digital Closings

Remote Online Notarization Videos

Introductory Videos on RON

Ask the Digital Boot Camp Experts Video Series

That Darn Promissory Note

Sponsored by Qualia

Listen to the first installment of the Ask the Digital Boot Camp Experts video series as we discuss "That Darn Promissory Note." Joining Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. is Camilia Martin with Falcon Capital Advisors.

Agent Spotlight Boots on the Ground

Sponsored by Qualia

Eddie Oddo, vice president of First American Title's corporate business solutions, speaks with Web Raulston, CEO of Team Title Services in Tennessee, and Kelli Flores, vice president of First American's direct operations in Colorado. Learn how these title agents are approaching RON and RIN.

Boots on the Ground, The Real Story

Sponsored by FNF Family of Companies

During this third Ask the Digital Boot Camp Experts video series, Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. discuss how title companies are handling remote online notarizations with Celia Flowers of East Texas Title and Dennis Pospisil of Republic Title of Texas.

The 411 on MISMO's RON Certification

During this latest installment of Ask the Digital Boot Camp Experts, Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. talk with Rick Hill of the Mortgage Bankers Association about MISMO's Remote Online Notarization Certification.

Agent Spotlight Boots on the Ground

Check out this bonus Ask the Digital Boot Camp Experts video as Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. talk with Celia Flowers of East Texas Title and Dennis Pospisil of Republic Title of Texas about how remote online notarizations have affected E&O coverage.

Resources

• 2022 Digital Closing Survey Results (Member-only Access, Log In Here)
• RON Use Projected to Increase in 2022
• Remote Online Notarization FAQs - February 2021
• RON Workflow
• ALTA's Principles for Remote Notarization
• ALTA's 2017 Principles for Remote Online Notarization (RON)
• Notarization Types and Terminology
  This infographic breaks down the various ways notarizations can occur and explains their capabilities and requirements.
• Digital Closing Readiness Checklist
• Digital Closing Statutes
  ALTA members have access to this state-by-state list of digital closing statutes.
• List of MERS eRegistry Participants

RON Explained

This video walks through the remote notarization process, which connects consumers and notaries using two-way audio and video conferencing technology.

State Laws Authorizing Remote e-Notarization

Emergency orders and guidance issued by states on RON do not necessarily conform with the ALTA-MBA model or RULONA standards for consumer protections and anti-fraud safeguards. The powers of entities to issue such orders should to be reviewed on a state-by-state basis. Prior to relying on any emergency order or guidance, you should contact your underwriter. 48 states and the District of Columbia have either passed a RON law or issued an executive order pertaining to remotely notarizing documents, some have done both.

Please email any additional orders or guidance not listed to eblosser@alta.org.

Green indicates when RON laws were passed with darker green more recently. Click on each state for links to Laws and Regulations. Click "x" to close.

Federal Legislation

The Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (SECURE Notarization Act) would permit immediate nationwide use of remote online notary (RON) with minimum standards and provide certainty for the interstate recognition of RON.

• Senate Bill 1625
• House Bill 3962
  • SECURE One-page Summary
  • How Does the SECURE Notarization Act Impact My State
  • The SECURE Notarization Act Is A Necessary Step Into The Future

State Legislative Tools

• RON Checklist
• Model Bill
• Memo for Model Bill
• Section-by-Section Description of Model Bill
• FAQ on Model Bill
• Suggested Talking Points
• Letter to State Legislators
• Frequently Used Legal Acronyms of Key Laws and Model Bills
• Amendments to Revised Uniform Law on Notarial Acts - June 11, 2021

Model Emergency Notarization Order Language

• Notarization Types & Emergency Options Background & FAQ
  
• Draft Letter to Gov and SOS on Model Emergency Notarization Order
  
• Sample Language for Emergency Notarization Order
  
• Model State Executive Order for Remote Notarizations
  

Resources for Finding RON Vendors

• ALTA Marketplace
• Fannie Mae Vendor List (scroll to middle of page)
• Freddie Mac Vendor List
• MISMO
• Vendor Data on Increased RON Usage in 2020