Prepared Testimoy:

• Mr. Henry A. Alvarez III, President and CEO, San Antonio Housing Authority, San Antonio, TX, testifying on behalf of National Association of Housing and Redevelopment Officials
• Ms. Sharon M. Daly, Senior Advisor for Public Policy, Catholic Charities USA
• Ms. J. K. Huey, Senior Vice President, IndyMac Bank, Pasadena, CA, testifying of behalf of the Mortgage Bankers Association
• Ms. Kay Miller, President, T.A. Miller, Inc. and Tra-Dor, Inc. Management, Shreveport, LA, testifying on behalf of the Council for Affordable and Rural Housing
• Mr. David A. Roberson, President and CEO, Cavalier Homes, Inc., Addison, AL, testifying on behalf of Manufactured Housing Institute and the Manufactured Housing Association for Regulatory Reform
• Ms. Nan P. Roman, President, National Alliance to End Homelessness
• Ms. Barbara Thompson, Executive Director, National Council of State Housing Agencies
• Mr. David F. Wilson, Homebuilder, Ketchum, ID, President, National Association of Home Builders
• Mr. Clanton Beamon, Executive Director, Delta Housing Development Corporation, Indianola, MS, testifying on behalf of the National Rural Housing Coalition
• Mr. Jeffrey I. Brodsky, President, Related Management Company, LLC, New York City, NY, testifying on behalf of the National Multi Housing Council and National Leased Housing Association
• Ms. Judith A. Kennedy, President and CEO, National Association of Affordable Housing Lenders
• Ms. Michelle Norris, Senior Vice President of Development, National Church Residences, testifying on behalf of the American Association of Homes and Services for the Aging
• Ms. Ellen Lee, Deputy Executive Assistant for Neighborhood Development, City of New Orleans, LA, testifying on behalf of the National Community Development Association (submitted for the record)
• National Association of Realtors® (statement submitted for the record)