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SoftPro is the nation's leading provider of Real Estate Closing and Title Insurance software

North American Title Insurance Company is a seasoned title insurance underwriter that has been helping customers achieve the American dream of homeownership for more than 50 years. In the past several years, we have become known as the “underwriter next door,� because our associates are always easy to reach and our processes are, at all times, quick and straightforward. Our agency application process is fast and transparent for qualified agents. NATIC offers a one-hour underwriting response guarantee that is unparallelled in our industry. In addition, we value our agents based on their title industry knowledge and experience, not just on profits alone.

MISMO Extends Comment Period for Version 3.3 of Residential Reference Model

December 10, 2013

The public comment period for Version 3.3 of the MISMO Residential Reference Model has been extended 30 days to Friday, Jan. 17, 2014.

The comment period was extended in light of the release of the Consumer Financial Protection Bureau’s final rule for integrated mortgage disclosures rule on Nov. 20. This additional time is designed to allow contributors to adjust those enhancements, as needed, to reflect the final version of the rule.

Version 3.3 of the MISMO Reference Model includes new data points and structures related to a number of additional recent regulatory and reporting requirements including the HOEPA high-cost loans, GSEs Uniform Mortgage Servicing Dataset (UMSD), FHA automated underwriting and Ginnie Mae’s pool data delivery dataset.

Details on model enhancements can be found in the Version 3.3 release notes and version 3.3 of the MISMO Reference Model. Any comments regarding Version 3.3 should be emailed to

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American Land Title Association
1800 M Street, NW, Suite 300S
Washington, D.C. 20036-5828
P. 202.296.3671 F. 202.223.5843
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