Mortgage Impairment Resource Center

General Documents

• Mortgage Impairment Deemed Title Insurance by Michigan Dept. of Insurance
• California Decision Enjoining Radian
• Lipshutz Produces Paper Defending Monoline Statues
• Consumer Impacts Of Substituting Radian Lien Protection Coverage For Refinance Lender's Title Insurance
• ALTA, Others Submit Amicus Briefs on Radian Case
• Governmental Advocates Amicus Brief
• Norwood & Associates Amicus Brief
• Mortgage Insurance Companies of America Submits Amicus Briefs
• Impact of Charges on Consumers
• CLTA Submits Amicus Brief on Radian Case
• CLTA Exhibits in Radian Case
• CA Monoline Restrictions on Title Insurance
• ALTA Analysis of Consumer Issues Pertaining to Radian RLP
• Radian RLP vs Title Insurance: A One-page Comparison
• Title Insurance vs Non-Title Insurance Alternatives
• Illusory Benefits of the Radian Lien Protection (RLP) Policy
• State Land Title Association Guidance (Individual exhibits to this document listed below.)
• Cease and Desist Order from Commonwealth of Pennsylvania Insurance Department
• Cease and Desist Order from Illinois Department of Financial Institutions
• Press Release Introducing RLP as a Title Insurance Alternative
• Contents of Radian's Website pages Explaining RLP for Lenders and Borrowers
• Memorandum from Howard S. Yaruss, General Counsel for Radian
• Most Recent Version of Radian Lien Protection Mortgage Pool Insurance Policy
• Letter to Illinois Department of Financial Institutions on Difference Between RLP and PMI
• Mortgage Impairment v. Title Protection
• Press Release by Radian Confirming Strategy for Title Insurance Alternative Product
• American Banker Article
• Example of a Cease and Desist Order sent to the New York State Insurance Department
• California Cease & Desist Order
• Florida Actions
• Texas Actions
• Connecticut Actions
• New Mexico Actions
• North Carolina Actions
• Alabama Actions

Provider-Specific Documents

Radian

• Radian Mortgage Pool Insurance Policy
• Radian Lien Protection Program Description
• Sample Radian-Mortgage Impairment is Title Insurance Letter
• Florida DOI Rejection of Radian Policy
• Texas DOI Rejection of Radian Policy

Radian Litigation

• Complaint
• Radian Response
• Order to Remand
• Notice of Ruling

Chubb

• Chubb Policy

Great American

• Great American Policy
• NC Withdrawl Lettter

Matterhorn

• Matterhorn Policy

St. Paul Policy

• ALTA Letter on St. Paul
• OK Court Order on St. Paul

Travelers

• Travelers Policy

Zurich's Fidelity and Deposit

• Zurich's Fidelity and Deposit Policy

United States Liability Insurance Co.

• Michigan Rejection of Mortgage Impairment Product