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North American Title Insurance Company is a seasoned title insurance underwriter that has been helping customers achieve the American dream of homeownership for more than 50 years. In the past several years, we have become known as the “underwriter next door,� because our associates are always easy to reach and our processes are, at all times, quick and straightforward. Our agency application process is fast and transparent for qualified agents. NATIC offers a one-hour underwriting response guarantee that is unparallelled in our industry. In addition, we value our agents based on their title industry knowledge and experience, not just on profits alone.

CFPB Integrated Mortgage Disclosures

Days Until the Integrated Mortgage Disclosure Rule Goes into Effect

The closing process will significantly change when the Consumer Financial Protection Bureau's fine rule for integrated mortgage disclosures goes into effect Aug. 1, 2015. The rule integrates forms required under the Truth-in-Lending Act (TILA) and Real Estate Settlement and Procedures Act (RESPA). A Loan Estimate will replace the current Good Faith Estimate and early TIL disclosure, while a Closing Disclosure will replace the HUD-1 and final TIL disclosure. The CFPB has given an implementation deadline of August 1, 2015.

Education/Training DVD

ALTA's Land Title Institute has created a training DVD to help you prepare for the disclosures. The DVD includes six modules that will help you understand the disclosures, including an introduction, what led to the development of the new disclosures, a step-by-step explanation of the Loan Estimate and Closing Disclosure, a discussion onhow business processes will change, walk through how business relationships will change and how data will be shared, and additional resources and next steps.

A customizable model presentation also is available to guide discussions with your customers.

Order from the ALTA Store or print and complete the order form.

Submit Your Questions/Comments about the rule to ALTA here



Follow ALTA’s blog for updates and analysis of the rule, as well as answers to questions about the disclosures that were submitted to ALTA. Sample posts:

Additional Information and Resources

Data standards

Freddie Mac and Fannie Mae have released a common industry dataset, called the Uniform Closing Dataset, which leverages and maps to Mortgage Industry Standards Maintenance Organization (MISMO) data standards, to support implementation of the TILA/RESPA Closing Disclosure form.


  • 5 Key Areas to Prime Your Operation for the New Closing Process (webinar recording from February 2015)
    • The webinar addresses:
      • key aspects and the dynamic nature of the Closing Disclosure
      • why collaboration between settlement agents and lenders will be paramount
      • the importance of timing and accuracy
      • formatting and disclosure of fees, including issues with how simultaneous title insurance fees must be disclosed
      • what to expect at the closing table
    • Download a copy of the presentation
  • New Era In Closings Prepare Now for the CFPB's Integrated Mortgage Disclosures (webinar recording from May 2014)
    • Learn about some the biggest workflow and process challenges as the industry prepares to transition from today’s HUD-1 and GFE to the Closing Disclosure and Loan Estimate.
  • Video recording of general session panel “What Does the CFPB Mortgage Disclosure Rule Mean to You?” from the 2014 Business Strategies Conference – March 13, 2014
  • Audio recording of professional development session “The Closing Disclosure Form - From start to Finish” – March 13, 2014
  • Click here to view past presentations

ALTA Congressional Testimony

Legislative Proposals to Improve Transparency and Accountability at the CFPB

Rob Chapman - May 20, 2014

What You Can Do

Join the Title Action Network to keep up-to-date about the rule and how you can take action.

Report RESPA Violations

If you want to report a possible violation of the Real Estate Settlement and Procedures Act (RESPA), email Include any evidence and contact information so that investigators may contact you. To the extent consistent with law enforcement needs, the Bureau will not disclose your identity and will maintain confidentiality as permitted by federal laws.

News on the Consumer Financial Protection Bureau

March 26, 2015 Title Industry Drives Toward TRID Implementation Date Despite Rumor of Delay
ALTA President Diane Evans NTP said ALTA members continue to prepare for the Aug. 1 implementation of the Consumer Financial Protection Bureau’s TILA-RESPA integrated disclosures and remain focused on collaborating with mortgage and real estate partners to comply with the new regulations. Her comments followed some rumors that the CFPB may consider delaying the implementation of TRID. CFPB officials, however, said the bureau has no plans to delay implementation.
March 26, 2015 Setting Expectations: Lenders Discuss How TRID Will Change Closing Process
With lenders ultimately liable for the delivery and accuracy of the Closing Disclosure, many lenders are already making the decision that they will produce and provide the Closing Disclosure to buyer. Read on to learn how several lenders plan to handle the Closing Disclosure, what expectations they have from their title and settlement partners, how they expect to share data in order to comply with the regulations and the importance of reading lenders' closing instructions.
March 26, 2015 Recorded Webinar: 5 Key Areas to Prime Your Operation for the New Closing Process
The new Loan Estimate and Closing Disclosure will fundamentally change how closings are handled. In order to comply with the new accuracy and delivery requirements that go into effect Aug. 1, title and settlement companies must reengineer their processes and improve collaboration with lenders. Listen to this recording from ALTA's February Title Topics webinar as panelists address key aspects and the dynamic nature of the Closing Disclosure, why collaboration between settlement agents and lenders will be paramount, the importance of timing and accuracy, formatting and disclosure of fees and issues with how simultaneous title insurance fees must be disclosed. Plus, the webinar walks through issues you can expect at the closing table.
March 26, 2015 Get a Virtual Seat for Remaining TRID Forum in D.C.
The final TILA-RESPA Integrated Disclosure Forums in Washington, D.C. is sold out, but that doesn't mean you can't participate. P Purchase a livestream today so you can learn the latest on TRID implementation. To register, you will need to create an account with the MBA if you do not have one.
March 26, 2015 ALTA Develops TILA-RESPA Integrated Disclosure Training Tools
ALTA announced released a new TILA-RESPA Integrated Disclosure training DVD to help its members prepare their staff prior to the Aug. 1 implementation of new closing disclosure forms. The two and a half hour training DVD addresses key components of the 1,888 pages of the CFPB Rule, related regulatory action impacting ALTA members’ business and how to collaborate with real estate customers to prepare for implementation, and detailed review of the new Loan Estimate and Closing Disclosure forms. Additionally, ALTA has developed Lunch and Learn customizable presentations to guide implementation discussions with real estate customers.
March 26, 2015 ALTA is Your One-stop Shop for Information on Implementation of the New Closing Disclosure
The Aug. 1, 2015 deadline to implement the CFPB's integrated mortgage disclosures will be here before we know it. There is no staggered roll out this time around, so you need to be ready come August. It is essential title professionals assess their operations now in order to understand what process changes will need to be made. ALTA has developed and compiled a wealth of resources and information to help members prepare. From educational forums, webinars, blogs and news articles, check out what's available.
March 26, 2015 Helpful Chart to comply with TRID Three-day Delivery Rule
Due to liability issues, many lenders may handle production and delivery of the Closing Disclosure. Other lenders may opt to rely on their network of settlement agents to produce the disclosure and provide it to the homebuyer. It's important to communicate with your lenders to learn how they will handle this process. If your company expects to handle these duties, do you know how to comply with the regulation’s delivery requirements? Use this graphic to help determine when the Closing Disclosure should be sent to ensure the buyer receives it three days prior to consummation of the transaction.
March 26, 2015 TILA or RESPA: Which Trumps the Other for the CFPB’s Integrated Disclosures?
While the Dodd-Frank Act directed the Consumer Financial Protection Bureau to integrate mortgage disclosures required by the Real Estate Settlement Procedures Act and Truth-in-Lending Act, Congress did not provide direction on which statute trumps the other in terms of liability. Read on for analysis on which statute overrides the other in terms of liability and learn what penalties you could face for compliance violations.
March 26, 2015 Trivia Time: Test Your Knowledge of the CFPB's Integrated Mortgage Disclosures
To gauge industry knowledge of the Consumer Financial Protection Bureau's rule for integrated mortgage disclosures, ALTA will be asking questions about the rule over the next several months. Today's question is: Which of the following is a change that would require the creditor to provide a new Closing Disclosure to the consumer and an additional three-business-day waiting period after receipt?
March 24, 2015 Title Professionals Can Turn Compliance Challenges into Opportunities
Successful title professionals will need to navigate a shifting market while preparing for the new integrated mortgage disclosures, implementing Best Practices to help lenders meet third-party vendor oversight requirements and increased regulatory pressure, including renewed focus on RESPA compliance. While there are a number of changes and challenges, there's ultimately opportunities for businesses to embrace compliance and use it as a competitive advantage.
March 19, 2015 ALTA President: ‘Collaboration Starts Now’
Opening the March 19 general session of the 2015 Business Strategies Conference in Philadelphia, ALTA President Diane Evans NTP encouraged attendees to take the responsibility of educating others about how the CFPB’s TILA-RESPA integrated disclosures will change the homebuying process.
March 19, 2015 SoftPro Delivers Closing Disclosure Upgrade to First Customer
Guardian Title Company, Inc. in Blanco, Texas, is the first SoftPro customer to receive the CFPB-ready Select Version 4.0 update.
March 19, 2015 ALTA Joins 15 Other Organizations Urging CFPB to Follow ‘Grace Period' for TRID Compliance
ALTA and 15 other organizations urge the Consumer Financial Protection Bureau to announce “restrained enforcement and liability” or “grace period” for those seeking to comply in good faith to the bureau’s TILA-RESPA integrated disclosure rule that goes into effect Aug. 1.
March 19, 2015 Wells Fargo Outlines Settlement Agent Expectations, Plans to Improve Data Exchange and Accuracy of Fees
In addition to outlining expectations from its settlement agents in order to comply with the CFPB’s TILA-RESPA integrated disclosures that go into effect Aug. 1., Wells Fargo announced some new technology partnerships aimed at improving the exchange and accuracy of fees.
March 19, 2015 Bank of America Details Settlement Agent TRID Compliance Responsibility
In a letter to its settlement agents, Bank of America outlined several process changes that have been made in order to comply with the CFPB’s TILA-RESPA integrated disclosures. Read on to learn what expectations the lender will have from its settlement agents.
March 19, 2015 Get Familiar with the Other Three Day Rule Related to Appraisals
A lot has been written (including by us) about the RESPA-TILA rules new three-day requirement and its potential to cause pauses and delays in the closing process. However, there is another new federally required three-day rule that settlement and real estate agents should be aware of that could make it even more difficult for you to meet your customers closing expectations.
March 19, 2015 How to Comply with the Closing Disclosure's Three-day Rule
According to the Consumer Financial Protection Bureau’s final rule, the creditor must deliver the Closing Disclosure to the consumer at least three business days prior to the date of consummation of the transaction. While a few national lenders have announced they will handle production and delivery of the Closing Disclosure, not all financial institutions will have the same capability. Read on for guidance to help you determine when the Closing Disclosure should be sent to ensure the buyer receives it three days prior to consummation of the transaction.
March 18, 2015 Register to Watch Livestream of March 26 TILA-RESPA Integration Forum
TILA-RESPA Integration Forum | Chicago | March 26
The March 26 TILA-RESPA Integrated Disclosure Forum in Chicago is sold out, but you can still join the discussion as ALTA and the MBA are providing a livestream of the forum. Register today so you can follow along and submit questions during each session.
March 12, 2015 Tolerances with the TILA-RESPA Integrated Disclosures
Similar to existing law, the Consumer Financial Protection Bureau’s final TILA-RESPA rule restricts the circumstances in which consumers can be required to pay more for settlement services than the amount stated on their Loan Estimate. Read to learn more about tolerances under the new rule and check out a chart that outlines which fees can and can't change.
March 12, 2015 New York Community Bank Details TRID Solutions
NYCB said it will generate and deliver the Closing Disclosure to the applicable individuals after the settlement agent and table-funding clients import or enter information from their data systems into the bank's Gemstone platform.
March 12, 2015 Union Bank Outlines New Closing Process to Accommodate CFPB Disclosures
Beginning Aug. 1, Union Bank said all documents, data and information related to loan closings will be exchanged only through Closing Insight. The bank said it will not accept any data and information through any other delivery method, including email and fax.
March 12, 2015 BeesPath Launches System to Facilitate TRID Collaboration, Compliance
BeesPath's ClosingBridge system helps lenders perform real-time compliance audits for the CFPB's TILA-RESPA integrated disclosures and other federal and state consumer credit regulations based on lenders’ license type, while maintaining settlement agents as the primary preparers of the Closing Disclosure.
March 12, 2015 Chase Details Plans for Closing Disclosure Production, Delivery
In order to comply with the three-day delivery of the Closing Disclosure prior to consummation, Chase “will require title premium, endorsements, settlement fees and credits 10 calendar days prior to scheduled closing date to allow time for finalization, mailing time and customer receipt.”
March 12, 2015 SoftPro Unveils Closing Disclosure Solution
SoftPro announced that its SoftPro Select Edition Solution of the Closing Disclosure will be ready to ship in late March.
March 12, 2015 Agents National Unveils Quick Quote Generator for Simultaneously Issued Residential Policies
In preparation for the implementation of the new Consumer Financial Protection Bureau's (CFPB) Closing Disclosure on Aug. 1, Agents National Title Insurance Co. (ANTIC) announced the addition of a new feature to its online Quick Quote generator for simultaneously issued residential policies.
March 12, 2015 MISMO Releases New Reference Model
Version 3.3.1 of MISMO's s Residential Reference Model includes new data points and structures to support regulatory requirements and additions in the areas of mortgage insurance coverage and conditions, title, payoff and property valuation. MISMO also released its CFPB Integrated Disclosures Loan Estimate Form Mapping and the Decision Model.
March 5, 2015 ALTA Requests 5-month Restrained Enforcement for CFPB Disclosures
While Consumer Financial Protection Bureau Director Richard Cordray testified today before the House of Representatives Financial Services Committee, ALTA requested that the bureau follow a restrained enforcement period after the new TILA-RESPA integrated disclosures go into effect Aug. 1. In response to questions about restrained enforcement, Cordray said the bureau “won’t come in day one and bring the hammer down, but people should take the Aug. 1 date seriously.”
March 5, 2015 Checklist to be Ready for TRID Implementation
With implementation of the Consumer Financial Protection Bureau’s integrated mortgage disclosures less than five away, title professionals should be preparing their operations now for the change. Read on for a checklist of 10 items title professionals should consider in order to be ready for the August 2015 implementation deadline.
March 5, 2015 Two Opportunities Remain to Attend a TRID Forum
The new Loan Estimate and Closing Disclosure, which go into effect Aug. 1, 2015, will require changes to operations and procedures, technology platforms, business strategies and processes, and partnerships with lenders and real estate agents. To help you prepare, ALTA and the Mortgage Bankers Association will host two more TILA-RESPA Integration Forums, one on March 26 in Chicago and one April 16 in Washington, D.C. If you didn't attend one of the three previous forums, read on to see what you missed.
March 3, 2015 Register to Watch Via Livestream the March 5 TILA-RESPA Integration Forum
TILA-RESPA Integration Forum | Dallas | March 5
The March 5 TILA-RESPA Integrated Disclosure Forum in Dallas is sold out, but you can still join the discussion as ALTA and the MBA are providing a livestream of the forum. Register today so you can follow along and submit questions during each session.
March 3, 2015 CFPB Director Cordray to Testify Today Before House Financial Services Committee
CFPB Monitor | March 2, 2015
CFPB Director Richard Cordray is expected to during a hearing titled “The Semi-Annual Report of the Bureau of Consumer Financial Protection." ALTA hopes that Cordray will discuss the bureau's TILA-RESPA integrated disclosures rule. Watch for TitleNews Online for coverage. ALTA submitted several questions for the hearing, asking about the inaccurate way the rule requires title fees to be disclosed and if the bureau will follow a "restrained enforcement" period after the rule is implemented.
February 26, 2015 GSEs Publish Uniform Closing Dataset Delivery Specification
February 26, 2015 ALTA President to Participate on HousingWire TILA-RESPA Webinar
February 25, 2015 Register for Today's Webinar: 5 Key Areas to Prime Your Operation for the New Closing Process
Title Topics Webinar | 2:00-3:00 p.m. ET, Feb. 25
February 19, 2015 Collaboration with Business Partners Key to Meeting Requirements of Integrated Mortgage Disclosures
February 19, 2015 Questions to Ask Your Lenders, Tech Vendors about the Uniform Closing Dataset
February 19, 2015 See What You’re Missing: Next RESPA-TILA Integration Forum on March 5 in Dallas
February 12, 2015 DocMagic Implements MISMO Version 3.3 in Support of the CFPB’s Integrated Disclosures
February 12, 2015 New Mortgage Disclosures Provide Marketing Opportunity for Title Professionals
February 6, 2015 Why New CFPB Closing Form Is Driving Lenders 'Crazy'
National Mortgage News | February 5, 2015
February 5, 2015 What Document Should Be Used for Sellers After August 2015?
February 5, 2015 Lenders Won’t Tolerate Last-minute Changes at Closing
February 5, 2015 ALTA Says New CFPB Integrated Mortgage Forms Disclose Inaccurate Title Policy Fees
February 3, 2015 ALTA Urges CFPB to Improve Consumer Complaint Portal
January 29, 2015 Register for a RESPA-TILA Integration Forum, Prepare for Implementation and Network with Lenders
January 29, 2015 Technology Solution Helps Speed Up Closings
January 29, 2015 CFPB Finalizes Minor Changes to Rules for Integrated Mortgage Disclosures
January 27, 2015 Survey: 10 Percent of Community Banks Consider Exiting Residential Business
January 15, 2015 U.S. Supreme Court Clarifies Homeowners' Ability to Rescind Mortgages
January 15, 2015 Trivia Time: Test Your Knowledge of the CFPB's Integrated Mortgage Disclosures
January 15, 2015 Follow ALTA’s Blog for Updates on the CFPB’s Integrated Mortgage Disclosures
January 15, 2015 GSE Uniform Closing Dataset Supports Implementation of New Closing Disclosure
January 15, 2015 Get Ready for a New Dawn in Closings
Five One-day Session Across the United States
January 13, 2015 CFPB Launches Owning a Home Tool
January 8, 2015 Bank of America, Wells to Handle Production and Delivery of CFPB’s Closing Disclosure
January 8, 2015 CFPB eRegulations Shows Changes for RESPA-TILA Integrated Disclosure Rules
December 23, 2014 Bank of America to Handle Production, Delivery of Closing Disclosure
December 16, 2014 Wells Fargo Provides Additional Details on Closing Disclosure, Role of Settlement Agent
December 11, 2014 CFPB Creating Form for Companies to ‘Proactively Participate’ in Online Complaint Portal
December 9, 2014 Conquering the Loan Estimate Part 2: Disclosing Points and Fees
November 18, 2014 ALTA Urges CFPB to Correct Listing of Title Insurance on Closing Disclosure
October 29, 2014 Transitioning to Integrated Disclosures
HousingWire | October 28, 2014
October 7, 2014 ALTA Offers Recommendations to Aid Implementation of the Integrated Mortgage Disclosures
October 7, 2014 ALTA Blog: How to Disclose the Discounted Premium on the Integrated Mortgage Disclosure Forms
September 30, 2014 Wells Fargo Details Plans for Production, Delivery of CFPB’s Closing Disclosure
September 30, 2014 ALTA Blog: Endorsement Fees: To Include or Not to Include?
September 30, 2014 CFPB to Host FAQ Webinar on RESPA-TILA Integrated Disclosures
September 23, 2014 ALTA Offers Suggestions to Improve CFPB’s Proposed Consumer Complaint Database
September 16, 2014 ‘Nothing in the New Forms that Will Put You Out of Business’
September 9, 2014 CFPB Updates TILA-RESPA Compliance Guides, Creates Timeline
August 26, 2014 Two ALTA Associate Members Named to CFPB E-Closing Pilot Program
August 5, 2014 Loans that the Integrated Mortgage Disclosures Must be Used
August 5, 2014 Is Consummation the Same as Closing or Settlement?
August 5, 2014 A Look at Details of CFPB Regulations for Integrated Mortgage Disclosures
August 5, 2014 The New CFPB Rule, Data Sharing and Archive
July 31, 2014 CFPB Proposal Would Create Yelp-like System for Financial Services
July 29, 2014 ALTA Meets with CFPB to Discuss Implementation Challenges of New Disclosures
July 15, 2014 CFPB to Hold Field Hearing in Texas on Consumer Complaints
June 17, 2014 House Committee Approves Bill to Create Small Business Advisory Board at CFPB
May 20, 2014 ALTA President to Testify Before Congress
May 20, 2014 Owner’s Policies Labeled 'Optional' But Education Is Not
May 13, 2014 Prepare Now for the CFPB's Integrated Mortgage Disclosures
May 13, 2014 GSEs to Hold Webinar on Uniform Closing Dataset
May 6, 2014 CFPB Seeks Participants for E-closing Pilot Program
April 29, 2014 ALTA CEO Participates in Forum Addressing Mortgage Closing Process
April 22, 2014 CFPB Releases Guide to Complete Integrated Mortgage Disclosures
April 22, 2014 View Livestream of CFPB's Forum on Improving the Closing Process on Wednesday
April 15, 2014 ALTA Discusses Calculating Simultaneous Issue Rates on New Integrated Mortgage Disclosures With CFPB
April 8, 2014 Bipartisan CFPB Reform Legislation Introduced with ALTA Input
April 1, 2014 CFPB Releases Compliance Guide for Integrated Mortgage Disclosures
March 25, 2014 ALTA Blog: What Document Should Be Used for Sellers After Aug. 1, 2015?
March 25, 2014 GSEs Publish Uniform Closing Dataset to Support CFPB’s Closing Disclosure
March 18, 2014 Top Ops Hurdles Created by CFPB Disclosures
February 11, 2014 ALTA Encourages Consumer Education, Uniformity of Documents to Improve Closing Process
January 28, 2014 CFPB Updates Settlement Cost Booklet
January 21, 2014 3 Things Not Included in the CFPB’s Final Integrated Disclosures Rule
January 8, 2014 CFPB Provides Analysis on How to Complete Closing Disclosure
January 7, 2014 CFPB Seeks Info to Improve Closing Experience
November 26, 2013 CFPB Releases Final Regulation for Integrated Mortgage Disclosures
November 19, 2013 ALTA CEO to Testify during CFPB Field Hearing on Integrated Mortgage Disclosures
November 19, 2013 Report: New Integrated Mortgage Disclosures to Go Into Effect August 2015
Bloomberg | November 19, 2013
July 16, 2013 CFPB Updates Timeline for Release of Final Mortgage Disclosure Rule
July 9, 2013 Three Things to Prepare Now for New Mortgage Disclosures
July 2, 2013 CFPB Director Acknowledges ALTA Concerns with Three-day Rule
December 18, 2012 UPDATE: CFPB Says Disclosure Testing Not Intended for RESPA-TILA Forms
November 8, 2012 ALTA Urges CFPB to Preserve Role of Independent Third-party Settlement Agents
November 1, 2012 Title Agents, Attorneys Should Prepare for Software/Hardware Changes to Accommodate Proposed Mortgage Disclosures
September 27, 2012 Tips on Commenting to CFPB About Proposed Mortgage Disclosures
September 20, 2012 CFPB: New Mortgage Disclosures Won’t Saddle Industry with Major Cost Increase
September 18, 2012 Title Agents, Settlement Service Providers Respond to Requests from Third-party Vetting Companies
September 18, 2012 Ten Associations Urge CFPB to Adopt Broad Qualified Mortgage Rule, Safe Harbor
September 13, 2012 Market Demands on Lenders Impacting Settlement Service Providers
September 11, 2012 ALTA Joins Letter Urging CFPB to Drop ‘All In’ APR Proposal
September 6, 2012 CFPB Extends Comment Period for Proposed Finance Charge Changes
August 14, 2012 ALTA Members Can Access Webinars on CFPB’s Proposed Regulations and Mortgage Disclosures
August 9, 2012 ALTA Webinar Discusses How CFPB's Proposed Three Day Rule Will Impact Business
July 31, 2012 ALTA Webinar Analyzes CFPB’s Proposed Loan Estimate and Closing Disclosure
July 17, 2012 ALTA Hosts Conference Call With More than 300 Members to Discuss CFPB Proposed Rule and Mortgage Disclosures
July 10, 2012 Some Positive Signs in CFPB’s Proposed Rule, but Industry’s Role in Transaction Could Be Threatened
June 21, 2012 ALTA President Outlines Principles for Successful Mortgage Disclosures during Congressional Hearing
June 19, 2012 ALTA President to Testify during Congressional Hearing on Mortgage Disclosures
June 19, 2012 ALTA Hosts Successful Roundtable with CFPB on New HUD-1
June 5, 2012 ALTA Urges CFPB to Improve Average-Charge Regulations
May 25, 2012 CFPB Roundtable with ALTA Members
May 10, 2012 Efforts to Create New HUD-1 Debated at Federal Conference
April 23, 2012 ALTA Comments on Final Draft of New HUD-1
April 23, 2012 Borrowers Receive Between 2-3 Good Faith Estimates Per Transaction According to ALTA Survey
April 17, 2012 ALTA Comments on Last Draft of New HUD-1; New Forms Will Be Proposed in July
April 2, 2012 New Closing HUD-1 at the Top of CFPB's Agenda Says CFPB Director to Chamber of Commerce and House Financial Services Committee
March 27, 2012 A New HUD-1 is Coming . . . Will You Be Ready?
March 26, 2012 ALTA Participates in CFPB Roundtable on RESPA/TILA Forms
March 19, 2012 ALTA to Participate in CFPB and Small Business Administration Panel on RESPA/TILA Forms and Other Upcoming Rules
March 15, 2012 ALTA Details Implementation Cost of CFPB’s Draft Mortgage Disclosure on Settlement Providers
March 8, 2012 ALTA Members Share Concerns of Draft Mortgage Disclosures With Small Business Panel
February 28, 2012 Four ALTA Members to Participate on Small Business Panel Addressing New Mortgage Disclosure Forms
February 23, 2012 CFBP Considering Two Options for Delivery of New HUD-1 to Consumer
February 21, 2012 CFPB Releases Final Round of Draft Disclosure Forms
February 21, 2012 Small Business Panel to Review Impact of New Disclosures
February 2, 2012 Deadline for New HUD-1 Rules Nears; ALTA Asks for Opportunity to Review
January 26, 2012 CFPB Releases Third Round of New Closing Disclosure Prototypes
January 3, 2012 ALTA Letter to CFPB Highlights Concerns of Latest Draft Closing Disclosure
December 20, 2011 Deadline Dec. 21 to Comment on Second Round of Draft Settlement Disclosure Form
December 15, 2011 CFPB Releases Second Round of Draft Settlement Disclosure Form
December 6, 2011 ALTA Task Force Meets With CFPB; Shares Concerns of Draft Final Disclosure
November 22, 2011 ALTA RESPA Task Force Comments on First Round of Draft Final Disclosure
November 8, 2011 CFPB Unveils Initial Drafts of Closing Disclosure
November 8, 2011 ALTA RESPA Task Force Addresses Concerns Over Initial Mortgage Disclosure
October 18, 2011 CFPB Unveils Latest Round of Disclosure Prototype; Turns Sights to Closing Document
October 11, 2011 CFPB Says One More Round of Mortgage Disclosure before Turning to HUD
October 4, 2011 RESPA Task Force to Press CFPB About New HUD-1, Mortgage Disclosures
September 22, 2011 ALTA Submits Letter to CFPB Addressing Mortgage Disclosure Issues
September 13, 2011 CFPB Releases Fourth Round of Combined Mortgage Disclosure Forms
August 11, 2011 ALTA Comments on Third Round of Mortgage Disclosure Forms
July 14, 2011 ALTA President Shines During Congressional Hearing
July 7, 2011 ALTA Addresses Problems of Roll-up Lines and Lack of Itemization on HUD-1
May 19, 2011 ALTA Urges Members to Comment on CFPB’s Initial Mortgage Disclosure Prototypes
November 23, 2010 ALTA’s RESPA Task Force Meets with CFPB Leadership

For More Information Contact

    Justin B. Ailes
Vice President of Government & Regulatory Affairs
Phone: 202-296-3671 Ext. 215
Contact Me About: Federal Legislative and Regulatory Issues, NAIC

    Steve Gottheim
Legislative & Regulatory Counsel
Phone: 202-296-3671 Ext. 230
Contact Me About: Federal Legislative and Regulatory Issues, Legal Issues, Best Practices Inquiries

    Benjamin P. Lincoln
Director of Government Affairs
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Contact Me About: Government Affairs

    Jessica McEwen
Director of Political Affairs
Phone: 202-296-3671 Ext. 233
Contact Me About: Federal Legislative and Regulatory Issues, TIPAC

    S. Madeleine Nagy
Director of State Government Affairs
Phone: 202-296-3671 Ext. 329
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    Ashley Sadler
Associate Legislative and Regulatory Counsel
Phone: 202-296-3671 Ext. 239
Contact Me About: Federal Legislative and Regulatory Issues, Legal Issues, Best Practices Inquiries

    Awesta Sarkash
Grassroots and Advocacy Coordinator
Phone: 202-296-3671 Ext. 212
Contact Me About: Title Action Network (TAN) Inquiries

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Manager of Public Affairs
Phone: 202-296-3671 Ext. 221
Contact Me About: Social Media, Press Releases, Title Action Network (TAN) Inquiries

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American Land Title Association
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Washington, D.C. 20036-5828
P. 202.296.3671 F. 202.223.5843
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