Advocacy

Unregulated Alternatives to Title Insurance Protection

ALTA continues to take the lead in engaging with state regulators, the FHFA, Fannie Mae, Freddie Mac and lenders about the risks of waiving title insurance requirements.

Real Estate Related Fraud

The Real Estate-Related Fraud page helps title professionals identify, prevent and respond to fraud risks in real estate transactions.

FinCEN

Financial Crimes Enforcement Network (FinCEN) requires title companies to collect and report beneficial ownership information on certain real estate transactions.

Non-Title Recorded Agreements for Personal Service

ALTA supports efforts to protect consumers by prohibiting the filing of unfair real estate fee agreements in property records. ALTA advocates for state laws and regulations preventing enforcement of NTRAPS.

Good Funds

The use of various payment rails in real estate transactions is governed by state Good Funds laws. These laws set requirements for acceptable forms of closing funds.

Seller Impersonation Fraud

Sophisticated fraudsters are using the real property owner’s Social Security and driver’s license numbers in the transaction, as well as legitimate notary credentials, which may be applied without the notary’s knowledge.

 ALTA Files Amicus Brief Supporting Fidelity Appeal in FinCEN Reporting Rule Case

August 11, 2026

ALTA filed an amicus brief supporting Fidelity National Financial Inc. and Fidelity National Title Insurance Co. in their appeal of a federal court decision that upheld FinCEN's authority to issue the Residential Real Estate Reporting Rule under the Bank Secrecy Act.

 ALTA Urges CFPB to Simplify TRID Requirements and Reduce Closing Disclosure Confusion

August 11, 2026

ALTA encouraged the Consumer Financial Protection Bureau (CFPB) to make targeted changes to the TILA-RESPA Integrated Disclosure (TRID) rule that would reduce compliance costs, minimize consumer confusion and improve the accuracy of title insurance disclosures.

Read the August 2026 Edition of TitleNews

August 11, 2026

Access the August 2026 Edition 
The August 2026 digital edition of TitleNews is now available. This month’s cover story goes beyond the checklist and examines new research on the challenges title companies face in implementing and maintaining ALTA’s Best Practices. The findings reveal that information security, fraud prevention, vendor management and operational requirements continue to create hurdles for agencies of all sizes—and offer valuable insight into where the industry can improve.

State Legislation Tracker Map

July 30, 2026

ALTA provides a state legislative map that allows members to track bills that impact the title and settlement industry in all 50 states and Washington, D.C. The interactive map can be searched by bill number, by state and by topics. Members can click on each bill to get more information. The map and list are updated daily.

Title Action Network Can Help Industry Influence TRID Reform

July 15, 2026

As regulators consider potential changes to mortgage disclosure rules, ALTA encourages title professionals to engage through ALTA's grassroots advocacy platform the Title Action Network (TAN). "Title professionals are uniquely positioned to explain how regulations affect consumers and real estate transactions at the closing table," said ALTA CEO Chris Morton. "When policymakers seek feedback, it's important that they hear from the professionals who work with these requirements every day."

What Every Leader Should Know About AI, Cybersecurity and Trust

June 24, 2026

ALTA ONE | Oct. 12-15 | Scottsdale, Ariz.
Register by July 18 and save $200!
The next big threat to your business might not walk through the front door. It might come through your network. Scary, right? At ALTA ONE, Omni Session speaker Gen. Paul Nakasone will bring a rare perspective on the forces reshaping business, security and leadership, from AI and cybersecurity to global risk and organizational trust.