Advocacy

Title Acceptance Pilot

A plan to lower housing costs includes a pilot program waiving the requirement for lender’s title insurance on certain refinances. ALTA called the move a political gesture that offers a false promise of savings while exposing consumers, lenders, and taxpayers to greater financial risk.

Unregulated Alternatives to Title Insurance

ALTA continues to take the lead in engaging with state regulators, the FHFA, Fannie Mae, Freddie Mac and lenders about the risks of waiving title insurance requirements.

FinCEN

Financial Crimes Enforcement Network (FinCEN) requires title companies to collect and report beneficial ownership information on certain real estate transactions.

Non-Title Recorded Agreements for Personal Service

ALTA supports efforts to protect consumers by prohibiting the filing of unfair real estate fee agreements in property records. ALTA advocates for state laws and regulations preventing enforcement of NTRAPS.

Good Funds

The use of various payment rails in real estate transactions is governed by state Good Funds laws. These laws set requirements for acceptable forms of closing funds.

Seller Impersonation Fraud

Sophisticated fraudsters are using the real property owner’s Social Security and driver’s license numbers in the transaction, as well as legitimate notary credentials, which may be applied without the notary’s knowledge.

 New Data Reveals Implementation Challenges Under FinCEN Rule

April 9, 2026

Significant operational strain, widespread uncertainty and growing concern defined the title industry’s experience under FinCEN’s Residential Real Estate Rule, according to a new survey from ALTA. The findings from nearly 1,300 professionals reveal that, while companies worked to comply, the rule introduced complex requirements that disrupted workflows, created friction with consumers and raised fundamental questions about responsibility and risk. Read on to learn what specific changes ALTA would like FinCEN to make to the rule.

The FinCEN Fight Isn’t Over—Support TAN and Be a Part of It

April 7, 2026

When policy shifts, those who speak up shape what comes next. The recent court decisions surrounding the FinCEN Residential Real Estate Rule have created a critical opportunity for the title industry to influence the future of this regulation. Right now, lawmakers and regulators are paying attention. The question is: What are they hearing from you? Join TAN today!

 That Zoom Update Isn't Real: How Hackers Are Hiding Inside Your Video Calls

March 26, 2026

Security researchers recently uncovered phishing campaigns that use fake meeting invitations for Zoom, Microsoft Teams, and Google Meet as bait. Read on to learn how criminals carry out this scheme.

 Fraud Watch: ‘Virtual Showing’ Scam Targets Real Estate Agents

March 26, 2026

In this scheme, fraudsters pose as prospective buyers and contact a real estate agent expressing interest in a property. Read on to learn more about how this scheme is carried out.

 FinCEN Pauses Reporting Following Federal Court Decision

March 24, 2026

Following a federal court ruling in Texas vacating FinCEN’s Residential Real Estate Rule, FinCEN posted an alert on its website that said “reporting persons are not currently required to file real estate reports with FinCEN and are not subject to liability if they fail to do so while the order remains in force.”

FinCEN Rule Vacated—Now’s the Time to be Heard in D.C.

March 24, 2026

ALTA Advocacy Summit
May 11-13 | Washington, D.C.
A major legal development has changed the dynamic around the Financial Crimes Enforcement Network’s (FinCEN’s) Residential Real Estate Rule and created a critical opportunity for the title industry to shape the future of this regulation. ALTA Advocacy Summit is a pivotal moment to influence what happens next. Policymakers need to hear directly from you! Register Today