ALTA strives to help members identify the benefits and risks associated with digital closings in order to put the industry in the best position to solve problems and inspire innovative ideas. ALTA is your source for tools and education about various aspects of digital closing and provide information about the availability of technological advances such as remote online rotary (RON).

Coronavirus Omnibus Emergency Amendment Act of 2020

Introduction to Digital Closings

Get a quick overview of the various types of digital closings, as well as the benefits and operational efficiencies they can provide.

Digital Closings: A Closer Look

Get the 411 on all the terms and acronyms associated with digital closings. Understand what they mean and the processes associated with each of them.

Remote Online Notarization

Learn about the various steps and requirements for performing a RON.

Emergency Notarization Orders and Guidance

Emergency orders and guidance issued by states on RON do not necessarily conform with the ALTA-MBA model or RULONA standards for consumer protections and anti-fraud safeguards. The powers of entities to issue such orders should to be reviewed on a state-by-state basis. Prior to relying on any emergency order or guidance, you should contact your underwriter.

Alabama

Arizona

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Colorado

Connecticut

Delaware

District of Columbia

Georgia

Hawaii

Illinois

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Mississippi

Missouri

Nebraska

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Oregon

Pennsylvania

Rhode Island

Tennessee

Texas

Vermont

Washington

West Virginia

Wisconsin

Wyoming

Please email any additional orders or guidance not listed to eblosser@alta.org.

Ask the Digital Boot Camp Experts Video Series

That Darn Promissory Note

Sponsored by Qualia

Listen to the first installment of the Ask the Digital Boot Camp Experts video series as we discuss "That Darn Promissory Note." Joining Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. is Camilia Martin with Falcon Capital Advisors.



Agent Spotlight Boots on the Ground

Sponsored by Qualia

Eddie Oddo, vice president of First American Title's corporate business solutions, speaks with Web Raulston, CEO of Team Title Services in Tennessee, and Kelli Flores, vice president of First American's direct operations in Colorado. Learn how these title agents are approaching RON and RIN.

Legislation

The Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (SECURE Notarization Act) would permit immediate nationwide use of remote online notary (RON) with minimum standards and provide certainty for the interstate recognition of RON.

Resources for Finding RON Vendors

States that have Passed Remote Online Notary Legislation (as of June 10, 2020)



Digital Closing Articles

Recent 2020 2019

MISMO Certifies First Two Remote Online Notary Products
July 9, 2020

Notarize and eNotaryLog became the first two companies to complete MISMO's new remote online notarization (RON) certification program. RON certification provides assurance that products fulfill the requirements of the MISMO RON standards. Earlier this year, ALTA announced its Title & Settlement Agent Registry (ALTA Registry) can now identify title and settlement companies that can perform RON closings. Closing companies that offer RON will be designated with a small graphic icon, making them easy to identify in the ALTA Registry, which is also fully searchable.

Ask The Digital Boot Camp Experts: Agent Spotlight Boots on the Ground
June 30, 2020

Listen to the second installment of the Qualia-sponsored Ask the Digital Boot Camp Experts video series as we spotlight what agents are doing in regard to digital closings. Eddie Oddo, vice president of First American Title's corporate business solutions, speaks with Web Raulston, CEO of Team Title Services in Tennessee, and Kelli Flores, vice president of First American's direct operations in Colorado. Learn how these title agents are approaching remote online notarizations and remote ink-signed notarizations.

40% Increase in RON Usage, Qualia Finds
June 24, 2020

To support contactless business operations, respondents report that they are conducting more e-recordings, remote online notarizations (RON) and hybrid remote ink-signed notarizations (RIN).

ALTA Develops Principles for Remote Notarization
June 24, 2020

The principles outline guidelines to give consumers digital technology options for notarizations that incorporate safeguards to reduce fraud and protect property rights of consumers. In addition, the principles say any remote notarization must meet certain criteria to provide confidence in the transfer of real estate.

Remote Online Notarizations Surge 40% During Pandemic
HousingWire  |  June 23, 2020

Since stay-at-home orders and self-quarantines began in March, more businesses have moved to digital solutions. A survey from Qualia revealed that there was a nearly 40% surge in remote online notarization from April through May. Seventy percent of those who responded to the survey said they anticipated either having the same volume or an increased volume over the next 30 days compared to the previous month.