Witness List and Links to Testimony

Opening Statements:

• Chairman Manzullo
• Ranking Member Velazquez

Prepared Testimony:

Panel One

• The Honorable Mel Martinez
  Secretary
  U.S. Department of Housing and Urban Development

Panel Two

• Mr. Alan Eugene Hummel
  Chief Executive Officer
  Iowa Residential Appraisal Company
  
• Mr. Gregory M. Kosin
  Greater Illinois Title Company
  
• Mr. Peter J. Birnbaum
  President
  Attorney's Title Guaranty Fund, Inc.
  
• Mr. Gary Acosta
  President
  SDF Realty
  
• Mr. Neill Fendly
  Government Affairs Chair and Past President
  National Association of Mortgage Brokers
  
• Ms. Catherine Whatley
  President
  National Association of Realtors
  
• Mr. Terry W. Clemans
  Executive Director
  National Credit Reporting Association