CFPB Proposes Changes to RESPA-TILA Final Rule

October 14, 2014

First, the bureau proposed to give creditors extra time to provide consumers with a revised Loan Estimate after a consumer locks or extends a floating interest rate. Second, an amendment would permit language related to new construction loans to be included on the Loan Estimate form. Finally, the CFPB proposed to amend the 2013 Loan Originator Final Rule to provide for placement of the NMLSR ID on the integrated disclosures.

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