The Dodd Frank Act includes an ability to repay standard unless a lender makes a "qualified mortgage" and mandates risk retention when securitizing loans which are not "qualified residential mortgages." Learn the content and status of the rules and how they will change the settlement service landscape. The session will focus on the impact to those in the title industry including those with affiliated business arrangements. Attendees will leave the session with an understanding of the impact that Dodd Frank regulations defining qualified mortgages and qualified residential mortgages will have on their businesses and how to respond to these changes.
How to Achieve Uncommon Results
Darryl Turner
The Darryl Turner Corporation
In this session Darryl Turner will share his 9 secrets to achieving uncommon results. Company growth is the result of personal growth. No company grows beyond the levels of its leaders and team players. Attendees will leave with the 9 keys areas of personal development that are required to grow any title agency or direct operation.
“They Said I Could, Trust Me.”
Marjorie Ramseyer Bardwell
Fidelity National Title Group, Inc.
Cheryl Cowherd
Agents National Title Insurance Company
Giancarlo Spolidoro
Glaser Weil Fink Jacobs Howard
Avchen & Shapiro LLP
Ella Gower
Miller Starr Regalia
Lack of corporate authority is a rising claims trend in the title industry. This session will look at the types of documents that title agents should review in order to avoid these claims. Attendees will learn how to review good standing certificates, corporate resolutions and operating, partnership and trust agreements with the goal of identifying the proper parties to execute closing documents. In addition, this session will look at recent claims and cases where it all went bad - what to look out for and how to keep from becoming part of a fraud claim investigation.
E and O and Fidelity Bond Coverage:
How to Apply and Negotiate
David Townsend
Agents National Title Insurance Company.
Ever wonder why your premiums for E and O and Fidelity Bonds go up? Wonder what the coverages mean? Use third party searches for your title work? Learn what you need to know about your policies and how to keep costs low. Attendees will learn what insurers look at when rating E and O insurance and Fidelity Bond coverage and how to maximize their coverage and minimize cost.