Advocacy

Title Acceptance Pilot

The Biden Administration released a plan aimed at lowering housing costs that includes a pilot to waive the requirement for lender’s title insurance on certain refinances. ALTA called the announcement a political gesture offering a false promise of savings for homeowners while exposing consumers, lenders and taxpayers to greater financial risk.

Unregulated Alternatives to Title Insurance

ALTA continues to take the lead in engaging with state regulators, the FHFA, Fannie Mae, Freddie Mac and lenders about the risks of waiving title insurance requirements.

FinCEN

Financial Crimes Enforcement Network (FinCEN) requires title companies to collect and report beneficial ownership information on certain real estate transactions.

Non-Title Recorded Agreements for Personal Service

ALTA supports efforts to protect consumers by prohibiting the filing of unfair real estate fee agreements in property records. ALTA advocates for state laws and regulations preventing enforcement of NTRAPS.

Good Funds

The use of various payment rails in real estate transactions is governed by state Good Funds laws. These laws set requirements for acceptable forms of closing funds.

Seller Impersonation Fraud

Sophisticated fraudsters are using the real property owner’s Social Security and driver’s license numbers in the transaction, as well as legitimate notary credentials, which may be applied without the notary’s knowledge.

 ALTA Supports House Passage of Housing for the 21st Century Act

February 10, 2026

ALTA applauded the U.S. House of Representatives for passing the bipartisan Housing for the 21st Century Act, legislation aimed at modernizing federal housing policy and expanding access to safe, sustainable homeownership. The bill was passed by a vote of 390-9.

ALTA Thanks 2025 TIPAC Donors

February 5, 2026

The Title Industry Political Action Committee is ALTA's voluntary, non-partisan political action committee (PAC). TIPAC raises money to help elect and re-elect candidates to Congress who understand and support the issues affecting the title industry. In 2025, TIPAC raised $551,890 from 773 people. In addition, 24 companies pledged $150,000 to the TIPAC Education Fund. Read on to learn more about TIPAC.

State Legislation Tracker Map

January 29, 2026

ALTA provides a state legislative map that allows members to track bills that impact the title and settlement industry in all 50 states and Washington, D.C. The interactive map can be searched by bill number, by state and by topics. Users can click on each bill to get more information. The map and list are updated daily.

Kurt Pfotenhauer Leaves Legacy Championing the Title Insurance Industry

January 22, 2026

Kurt Pfotenhauer stands as one of the most influential figures in the American title insurance and real estate finance industry. His leadership, advocacy and strategic insight have helped shape how the industry engages with policymakers, lenders and consumers, promoting the vital role of title insurance in the homebuying and refinance process. Pfotenhauer, executive vice president and vice chairman of First American Title Insurance Co., passed away Jan. 21. He served as CEO of ALTA from 2008 to 2011.

 ALTA Urges Congress to Recognize Fraud Prevention as a Key Housing Affordability Tool

January 22, 2026

In a letter submitted for the record to the House Committee on Financial Services, ALTA urged lawmakers to recognize fraud prevention as a critical—but often overlooked—component of housing affordability. The letter was submitted in connection with the committee’s hearing titled “Oversight of the Department of Housing and Urban Development and the Federal Housing Administration.”

 White House Issues Executive Order to Limit Institutional Buying of Single-family Homes

January 22, 2026

President Donald J. Trump issued an executive order Jan. 20 aimed at curbing large institutional investors from buying up single-family homes. The order, titled “Stopping Wall Street from Competing with Main Street Homebuyers,” directs federal agencies to take steps that would prioritize individual owner-occupants over large institutional investors in the acquisition of single-family homes.