Financial Crimes Enforcement Network

Access reporting forms to comply with FinCEN requirements—some resources are available only to ALTA members and policy forms license holders and are included with your current membership or license, while non-members may purchase access to the resources below by logging in or creating an account.

These Frequently Asked Questions (FAQs) are explanatory only and do not supplement or modify any obligations imposed by statute or regulation. These FAQs supersede any prior FAQs that have been issued. FinCEN expects to publish further guidance in the future. Questions may be submitted on FinCEN’s Contact Us web page.

After a federal court vacated FinCEN’s Residential Real Estate Reporting Rule on March 19, 2026, FinCEN confirmed that reporting is not currently required. This pause reflects the current regulatory stance but could change based on future legal or administrative actions.

The U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) issued a proposed rule that requires certain people involved in real estate closings and settlements to report information to the agency about all-cash residential transactions nationwide involving legal entities and trusts.

The U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) final rule requiring reporting of all-cash residential transactions nationwide involving legal entities and trusts goes into effect Dec. 1, 2025. Listen to this webinar recording to learn how this rule will impact title and escrow operations.

The U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) issued a notice of proposed rulemaking that would require certain people involved in real estate closings and settlements to report information to the agency about all-cash residential transactions nationwide involving legal entities and trusts. You can read a summary of the proposed rule's requirements here.

FinCEN intends to issue a Notice of Proposed Rulemaking to address anti-money laundering threats in the U.S. real estate sector in April, the Department of the Treasury indicated on its website.

FinCEN notice of proposed rulemaking requires certain people involved in real estate closings and settlements to report information to the agency about all-cash residential transactions nationwide involving legal entities and trusts. All-cash transactions accounted for 28% of all transactions in 2023, according to the National Association of Realtors. FinCEN has proposed that the rule would go into effect one year after the final rule is issued.

The federal government’s new residential real estate reporting rule is the most significant regulatory change for title professionals since TRID—and it’s going to cost your operation time, resources and stress if you’re not prepared.