Why This Matters
Featured Resources
Advocacy
Fraud Impacts on Housing Affordability
Housing affordability is about more than home prices, mortgage rates and supply. This page explains how fraud prevention, title insurance and the work of title professionals help reduce hidden costs, protect consumers and support a more stable housing market.
Commentary
Fraud Prevention is a Hidden Key to Housing Affordability
In this commentary, ALTA CEO Chris Morton argues that fraud prevention should be part of the housing affordability conversation. The article explains how title professionals help reduce hidden costs, protect consumers and support trust in the housing market.
Advocacy & Policy
ALTA Letter on Housing Affordability and Title Insurance
ALTA submitted this letter for the House Financial Services Committee hearing on rising housing and borrowing costs. The letter explains how title insurance, fraud prevention, curative work and technology help protect homebuyers while supporting a more stable and affordable housing market.
News & Insights
ROAD Act Poll Shows Support as Trump Decision Nears
As President Donald Trump weighs whether to sign the bipartisan 21st Century ROAD to Housing Act, new polling commissioned by the American Property Owners Alliance suggests the legislation's key housing provisions continue to draw broad bipartisan support. The bipartisan legislation cleared both the House and Senate before Speaker Mike Johnson formally sent the enrolled bill to President Donald Trump's desk on June 29.
Senate Passes ALTA-supported Bipartisan Housing Bill
The 21st Century ROAD to Housing Act, which passed 85-5, aims to tackle housing affordability and boost housing supply and homeownership. The bill incorporates many of the priorities sought by Congress and the Trump administration, including banning institutional investors from buying single-family homes with some exceptions for purpose-built units, such as build-to-rent and seniors’ housing, and removing the permanent chassis requirement from manufactured housing.
HUD Proposal Aims to Boost Manufactured Housing Supply
The U.S. Department of Housing and Urban Development (HUD) has proposed a rule that could make manufactured housing more affordable and expand housing options by modernizing a decades-old definition that industry advocates say has limited innovation. In addition, Congress is considering a broad housing reform package called The 21st Century ROAD to Housing Act. Part of the bill would remove the requirement that manufactured homes must be built on a permanent chassis.
Housing Policy Leaders Examine Affordability, Fraud and the Future of Mortgage Finance
From housing supply shortages and affordability pressures to wire fraud and artificial intelligence, housing leaders outlined the growing complexities facing the real estate market during a panel discussion moderated by ALTA CEO Chris Morton at the 2026 ALTA Advocacy Summit.
Senate Passes 21st Century ROAD to Housing Act
The bipartisan 21st Century ROAD to Housing Act, which is focused on expanding housing supply, deregulation, expanding old programs and limiting institutional investors from buying single-family homes, must be reconciled with the House version before it can be sent to President Trump.