Fannie Mae and Freddie Mac

In response to the COVID-19 pandemic, Fannie Mae and Freddie Mac have provided temporary guidance on several policy areas to support mortgage originations, including limited powers of attorney acceptance of remote online notarization and requirements for gap coverage.


 the Federal Housing Administration (FHA) released an updated FHA Single Family Housing COVID-19 Q&A. The revised document addresses the acceptance of title policies with gap insurance, and the use of remote online notarization and powers of attorney.

SECURE Notarization Act

ALTA is working with other trade associations and industry partners to support an effort to pass the Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (SECURE Notarization Act). This legislation takes a two-prong approach to continue and expand access to remote online notary (RON). First, it permits immediate nationwide use of RON, with minimum standards. Second, it provides certainty for the interstate recognition of RON. The SECURE Notarization Act builds on ongoing efforts of lawmakers to promote remote transaction options for consumers. Get more information about the Act at

Families First Coronavirus Response Act

This legislation creates emergency paid sick leave, as well as paid family leave in the case of school closures, for working families impacted by COVID-19. Click here for FAQs.

Coronavirus Aid, Relief and Economic Security (CARES) Act

This legislation provides small business loans, increased unemployment insurance payments, support for distressed sectors of the economy. Specifically for small business, it provides economic assistance through the Paycheck Protection Program (PPP) and expanded U.S. Small Business Administration (SBA) Economic Injury Disaster Loan program.