Government News

Entitled "Home Mortgage Disclosure Act: Newly Collected Data and What It Means."

Opening Statement of Subcommittee Chairman Spencer Bachus

Opening Statement of Representative Wm. Lacy Clay

Prepared Testimony:

• The Honorable Mark W. Olson, Member, Board of Governors of the Federal Reserve System
• Dr. Douglas G. Duncan, Senior Vice President and Chief Economist, Research and Business Development, Mortgage Bankers Association
• Ms. Janis Bowdler, Housing Policy Analyst, National Council of La Raza
• Mr. Bill Himpler, Executive Vice President, Federal Affairs, American Financial Services Association
• Mr. Keith Ernst, Senior Policy Counsel, Center for Responsible Lending
• Mr. Calvin Bradford, President, Calvin Bradford & Associates, Ltd., on behalf of the National Fair Housing Alliance
• Prof. Michael E. Staten, Director, Credit Research Center, McDonough School of Business, Georgetown University
• Consumer Mortgage Coalition (submitted for the record)
• National Community Reinvestment Coalition (submitted for the record)
• Association of Community Organizations for Reform Now (submitted for the record)
• Consumer Federation of America (submitted for the record)
• Fair Housing Center of Greater Boston (submitted for the record)
• Center for Responsible Lending (submitted for the record)
• National Training and Information Center (submitted for the record)
• Letters from HUD, DOJ, OCC, OTS, FDIC, and NCUA (submitted for the record)