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SoftPro is the nation's leading provider of Real Estate Closing and Title Insurance software


North American Title Insurance Company is a seasoned title insurance underwriter that has been helping customers achieve the American dream of homeownership for more than 50 years. In the past several years, we have become known as the “underwriter next door,� because our associates are always easy to reach and our processes are, at all times, quick and straightforward. Our agency application process is fast and transparent for qualified agents. NATIC offers a one-hour underwriting response guarantee that is unparallelled in our industry. In addition, we value our agents based on their title industry knowledge and experience, not just on profits alone.


Industry Data Standards - MISMO

ALTA® staff and members are participating in data standards efforts using the XML (eXtensible Markup Language) format. Title professionals like you, members of ALTA®'s Technology Committee, and vendors are working together under the MISMO banner. MISMO, the Mortgage Industry Standards Maintenance Organization, was founded in 1999 to develop a standard data dictionary and corresponding XML DTDs for the real estate transaction and mortgage finance arena. Over 30 MISMO Workgroups are developing standards for data transactions in the mortgage finance process. All are welcome to participate. To learn more, visit www.mismo.org or e-mail kelly_romeo@alta.org.

XML for Title Insurance

In 2001, the MISMO Title Workgroup completed work on Title Request and Response Version 2.1 Standards. These published standards were designed to facilitate data exchange for the overwhelming volume of refi transactions.

Since 2001, MISMO standards have been published by many other workgroups, increasing the number of shared data points in the MISMO Logical Data Dictionary. These additional data points have made cooperative enhancements possible.

In 2005, a new MISMO Title Request and Response Version 2.3.2 was approved and published. This version contains data points to support a full purchase transaction. A coordinated effort with the MISMO eMortgage Workgroup ensured that the data points were included to support electronic versions ALTA® Short Form Policy and the ALTA® Loan Policy in the MISMO SMART Doc 1.1 Release.

MISMO is working on new Version 3.x architecture that will enable MISMO standards to be developed and published in a Schema Format. The MISMO Title Workgroup anticipates new Title Request and Response standards will follow.

Visit MISMO to research standards, join Listservs, and download specifications.



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American Land Title Association
1800 M Street, NW, Suite 300S
Washington, D.C. 20036-5828
P. 202.296.3671 F. 202.223.5843
www.alta.org
service@alta.org
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