September/October 2000 - Volume 79, Number 5

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	A Message From the President

	Features

	Paperless Closings — A Revolutionary Change in the Real Estate Industry by John Sayers, Skip Straus, and Joe Bryant Attorney’s Title Insurance Fund was involved in the first fully electronic mortgage loan and home purchase in the U.S. Learn about the other players and how this transaction worked.

	Paperless Closings — A Technical Perspective by Darren G. Ross Stewart Title Guaranty Company was involved in the nation’s first paperless residential mortgage refinance. Walk through the process and see what was involved.

	E-Signatures Legislation — What it Means for the Title Industry by Ann vom Eigen E-Signature transactions are now a reality. Is the title industry ready? For that matter, is the real estate industry ready? How does the Federal bill differ from the state statutes? Don’t be left behind on this new way of doing business.

	Subordination Agreements: An Illustration by Mark F. Cheney While most title underwriters may be familiar with the term Subordination Agreement, this article highlights one industry case study and how Subordination Agreements came into play.

	Veterans, Boomers, Xers and Nexters... Oh My! By John Capotosto Understanding the various generations in the workforce and what makes them tick will help companies succeed in the new millennium. This book review reveals some things that might surprise you.

	Rate Regulation Title insurance premium rates are largely determined by operating and acquisition cost factors. Do you know what else? An excerpt from the ALTA®/A.M. Best Company report entitled, "Title Insurance Report and Industry Statistics."

	Title News costs $5 per issue (member rate) and $8 per issue (non-member rate).

September/October 2000 - Volume 79, Number 5

Features