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Policy Forms News!

After a comment period, eight policy and endorsement forms have been finally approved as new or revised ALTA forms, effective 1/1/08. Few comments were received and the only changes adopted, suggested by the California Land Title Association’s Forms and Practices Committee, were considered sufficiently non-substantive, technical, typographical, or designed to promote internal forms language consistency so as not to require republication.

In addition to the eight previously proposed forms published for comment are two additional forms where technical or conforming changes were also made and are being featured at this time in order to highlight the fact of those changes. Again, the nature of those changes were not considered sufficiently substantive to warrant use of the formal forms adoption process. Consequently, the revision dates on the Short Form Residential Loan Policy and ALTA Endorsement Form 21 (Creditors’ Rights) have not been changed. However, those responsible for printing and distribution of forms, regulatory approval, or software implementation should update their efforts using these new versions. As always, we recommend such personnel always check the ALTA Policy Forms Online page for the latest changes in forms prior to filing, printing, or posting.

Welcome

Welcome to the ALTA Policy Forms Online! This service provides access to Basic Policies, Commitment Forms, Endorsement Forms, Reinsurance Agreements, and Related Documents like Closing Protection Letters, Arbitration Rules, and the Minimum Standard Detail Requirements for ALTA/ACSM Land Title Surveys. Some of these forms are available to any interested party, but many are available only to subscribers and are marked with the [S] symbol to indicate "Subscriber Only" access.

Effective June 16, 2006, ALTA approved new policy forms and a new collection of endorsements and delayed decertifying older forms for one year, which has now passed. The older forms, which are no longer recognized as official ALTA forms, have been moved to new "Archived" sections towards the bottom of these listings. These forms will continue to be listed because the prior language continues to exist and individual insurers have these forms in the marketplace. In addition, customers may request or regulatory approval may mandate the use of some of these forms.

If you are a subscriber and would like to access Subscriber Only forms, simply Log In and return to the Policy Forms Online to enjoy access to all of the forms.

If you wish to subscribe, a one-year subscription is available at a price of $30 for ALTA Members and $90 for Non-Members. You can log in and subscribe now. If you don't have a login and password, simply e-mail ALTA Staff at service@alta.org for assistance.

For New Subscribers: Please note that it usually takes about 1 business day to process and activate new subscriptions.



Category Links

Recently Adopted or Revised Forms Effective 1/1/08 | Most Requested | Basic Policies | Commitment Forms | Endorsement Forms | Reinsurance Agreements | Related Documents | Archived Basic Policies | Archived Commitment Forms | Archived Endorsement Forms | Archived Reinsurance Agreements |



Recently Adopted or Revised Forms Effective 1/1/08



Most Requested



Basic Policies

    ALTA Loan Policy (06-17-06)
    Word File | PDF File

    ALTA Owner's Policy (06-17-06)
    Word File | PDF File

    ALTA Short Form Residential Loan Policy (6-16-2007)
    Word File | PDF File

    ALTA Construction Loan Endorsements A, B, C, D (06-01-87) [S]

    ALTA Construction Loan Policy (10-17-92) [S]

    ALTA Residential Title Insurance Policy (06-01-87) [S]

    ALTA Short Form Expanded Coverage Residential Loan Policy One-To-Four Families (10-22-03) [S]

    ALTA Master Residential Loan Policy, Schedules A and B (10-21-00) [S]

    ALTA Residential Loan Certificate (10-21-00) [S]

    ALTA U.S. Policy Form (09-28-91) [S]

    ALTA Residential Limited Coverage - Junior Loan Policy (10-19-96) [S]

    ALTA Short Form Residential Limited Coverage - Junior Loan Policy (10-19-96) [S]

    ALTA Homeowner's Policy of Title Insurance for a One-To-Four Family Residence (10-22-03)
    Word File | PDF File

    ALTA Expanded Coverage Residential Loan Policy (10-13-01) [S]



Commitment Forms

    ALTA Short Form Commitment (01-17-04) [S]

    ALTA Commitment Form (06-17-06) [S]

    ALTA Plain Language Commitment Form (06-17-06) [S]



Endorsement Forms

    ALTA Endorsement Form 1 - 06 Street Assessments (06-17-06) [S]

    ALTA Endorsement Form 2 - 06 Truth in Lending (06-17-06) [S]

    ALTA Endorsement Form 3 - 06 Zoning Unimproved Land (06-17-06) [S]

    ALTA Endorsement Form 3.1 - 06 Zoning - Completed Structure (06-17-06) [S]

    ALTA Endorsement Form 4 - 06 Condominium (06-17-06) [S]

    ALTA Endorsement Form 4.1 - 06 Condominium (06-17-06) [S]

    ALTA Endorsement Form 5 - 06 Planned Unit Development (06-17-06) [S]

    ALTA Endorsement Form 5.1 - 06 Planned Unit Development (06-17-06) [S]

    ALTA Endorsement Form 6 - 06 Variable Rate Mortgage (06-17-06) [S]

    ALTA Endorsement Form 6.2 - 06 Variable Rate Mortgage - Negative Amortization (06-17-06) [S]

    ALTA Endorsement Form 7 - 06 Manufactured Housing Unit (06-17-06) [S]

    ALTA Endorsement Form 7.1 - 06 Manufactured Housing - Conversion; Loan (06-17-06) [S]

    ALTA Endorsement Form 7.2 - 06 Manufactured Housing - Conversion: Owner's (06-17-06) [S]

    ALTA Endorsement Form 8.1 - 06 Environmental Protection (06-17-06) [S]

    ALTA Endorsement Form 9 - 06 Restrictions, Encroachments, Minerals (06-17-06) [S]

    ALTA Endorsement Form 9.1 - 06 Restrictions, Encroachments, Minerals Owner's Policy: Unimproved Land (06-17-06) [S]

    ALTA Endorsement Form 9.2 - 06 Restrictions, Encroachments, and Minerals - Owner's Policy: Improved Land (06-17-06) [S]

    ALTA Endorsement Form 9.3 - 06 Restrictions, Encroachments, Minerals - Loan Policy (06-17-06) [S]

    ALTA Endorsement Form 9.4 - 06 Restrictions, Encroachments, Minerals - Owner's Policy: Unimproved Land (06-17-06) [S]

    ALTA Endorsement Form 9.5 - 06 Restrictions, Encroachments, Minerals - Owner's Policy: Improved Land (06-17-06) [S]

    ALTA Endorsement Form 10 - 06 Assignment (06-17-06) [S]

    ALTA Endorsement Form 10.1 - 06 Assignment and Date Down (06-17-06) [S]

    ALTA Endorsement Form 11 - 06 Mortgage Modification (06-17-06) [S]

    ALTA Endorsement Form 12 - 06 Aggregation (06-17-06) [S]

    ALTA Endorsement Form 13 - 06 Leasehold - Owners (06-17-06) [S]

    ALTA Endorsement Form 13.1 - 06 Leasehold - Loan (06-17-06) [S]

    ALTA Endorsement Form 14 - 06 Future Advance - Priority (06-17-06) [S]

    ALTA Endorsement Form 14.1 - 06 Future Advance - Knowledge (06-17-06) [S]

    ALTA Endorsement Form 14.2 - 06 Future Advance - Letter of Credit (06-17-06) [S]

    ALTA Endorsement Form 14.3 - 06 Future Advance - Reverse Mortgage (06-17-06) [S]

    ALTA Endorsement Form 15 - 06 Non-Imputation - Full Equity Transfer (06-17-06) [S]

    ALTA Endorsement Form 15.1 - 06 Non-Imputation - Additional Insured (06-17-06) [S]

    ALTA Endorsement Form 15.2 - 06 Non-Imputation - Partial Equity Transfer (06-17-06) [S]

    ALTA Endorsement Form 16 - 06 Mezzanine Financing (06-17-06) [S]

    ALTA Endorsement Form 17 - 06 Access and Entry (06-17-06) [S]

    ALTA Endorsement Form 17.1 - 06 Indirect Access and Entry (06-17-06) [S]

    ALTA Endorsement Form 18 - 06 Single Tax Parcel (06-17-06) [S]

    ALTA Endorsement Form 18.1 - 06 Multiple Tax Parcel (06-17-06) [S]

    ALTA Endorsement Form 19 - 06 Contiguity-Multiple Parcels (06-17-06) [S]

    ALTA Endorsement Form 19.1 - 06 Contiguity-Single Parcel (06-17-06) [S]

    ALTA Endorsement Form 20 - 06 First Loss-Multiple Parcel Transactions (06-17-06) [S]

    ALTA Endorsement Form 21 - 06 Creditors' Rights (06-17-06) [S]

    ALTA Endorsement Form 22 - 06 Location (06-17-06) [S]

    ALTA Endorsement Form 22.1 - 06 Location and Map (06-17-06) [S]

    ALTA Endorsement Form JR1 - Supplemental Coverage (10-19-96) [S]

    ALTA Endorsement Form JR2 - Revolving Credit / Variable Rate (10-19-96) [S]



Reinsurance Agreements

    ALTA Facultative Reinsurance Agreement (06-17-06) [S]

    ALTA Tertiary Facultative Reinsurance Agreement (Type I) (06-17-06) [S]

    ALTA Quaternary Facultative Reinsurance Agreement (06-17-06) [S]



Related Documents

    ALTA Notice of Availability of Owner's Title Insurance (1978) [S]

    Recorded Document Guarantee (10-03-90) [S]

    Recorded Document Certificate (10-03-90) [S]

    Title Insurance Arbitration Rules (effective 01-01-06)
    Word File | PDF File

    2005 Minimum Standard Detail Requirements for ALTA/ACSM Land Title Surveys (effective 01-01-06)
    Word File | PDF File

    Comparison of ALTA 1992 & 2006 Loan Policies [S]

    Comparison of ALTA 1992 & 2006 Owner's Policies [S]

    Standard Exceptions for the ALTA Loan Policy (10-17-98) [S]

    CPL - Closing Protection Letter (12/11/06) [S]

    CPL - Limitations (12/11/06) [S]

    CPL - Single Transaction Limited Liability (12/11/06) [S]



Archived Basic Policies

    ALTA Loan Policy (10-17-92)
    Archived 6/17/07     Word File | PDF File

    ALTA Owner's Policy (10-17-92)
    Archived 6/17/07     Word File | PDF File

    ALTA Short Form Residential Loan Policy One-To-Four Families (06-17-06) [S]
    Archived 6/17/07    



Archived Commitment Forms

    ALTA Commitment Form -1982 [S]
    Archived 6/17/07    

    ALTA Commitment Form-1966 [S]
    Archived 6/17/07    



Archived Endorsement Forms

    ALTA Endorsement Form 1 - Street Assessments (06-01-87) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 2 - Truth in Lending (06-01-87) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 3 - Zoning (10-17-98) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 3.1 - Zoning Completed Structure (10-17-98) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 4 - Condominium (03-27-92) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 4.1 - Condominium (10-17-92) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 5 - Planned Unit Development (03-27-92) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 5.1 - Planned Unit Development (10-17-92) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 6 - Variable Rate Mortgage (06-01-87) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 6.1 - Variable Rate Mortgage Regulations (06-01-87) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 6.2 - Variable Rate Mortgage Negative Amortization (06-01-87) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 7 - Manufactured Housing Unit (06-01-87) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 7.1 Manufactured Housing—Conversion; Loan (6-17-06) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 7.2 - Manufactured Housing-Conversion; Owner’s (06-17-06 [S]
    Archived 6/17/07    

    ALTA Endorsement Form 8.1 - Environmental Protection (03-12-88) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 9 - Restrictions, Encroachments, Minerals (10-17-98) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 9.1 - Restrictions, Encroachments, Minerals Owner's Policy: Unimproved Land (10-17-98) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 9.2 - Restrictions, Encroachments, and Minerals - Owner's Policy: Improved Land (10-17-98) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 9.3 Restrictions, Encroachments, Minerals - Loan Policy (6-17-06) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 9.4 ALTA Restrictions, Encroachments, and Mineral Endorsement - Owner’s Policy - Unimproved Land (6-17-06) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 9.5 Restrictions, Encroachments, and Minerals - Owner’s Policy - Improved Land (6-17-06) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 10 - Assignment (10-21-95) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 10.1 - Assignment and Date Down (10-21-95) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 11 - Mortgage Modification (10-19-96) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 12 - Aggregation (10-19-96) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 13 - Leasehold Owners (10-13-01) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 13.1 - Leasehold Loan (10-13-01) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 14 - Future Advance Priority (10-22-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 14.1 - Future Advance Knowledge (10-22-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 14.2 - Future Advance Letter of Credit (10-22-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 14.3 Future Advance - Reverse Mortgage – 2006 ALTA Loan Policy (6-17-06) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 15.1 - Non-Imputation Additional Insured (10-22-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 15.2 - Non-Imputation Partial Equity Transfer (10-22-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 16 - Mezzanine Financing (10-22-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 17 - Access and Entry (10-22-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 17.1 Indirect Access and Entry (01-17-04) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 18 - Single Tax Parcel (10-22-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 18.1 Multiple Tax Parcel (10-22-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 19 - Contiguity Multiple Parcels (10-22-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 19.1 - Contiguity-Single Parcel (10-03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 20 - First Loss Multiple Parcel Transactions (04-19-04) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 21 - Creditors' Rights (04-19-04) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 15 - Nonimputation-Full Equity Transfer (10/ /03) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 22 – Location – 2006 Owner’s/Loan Policy (06-17-06) [S]
    Archived 6/17/07    

    ALTA Endorsement Form 22.1 – Location and Map – 2006 ALTA Owner’s Policy (6-17-06) [S]
    Archived 6/17/07    



Archived Reinsurance Agreements

    ALTA Facultative Reinsurance Agreement (09-24-94) [S]
    Archived 6/17/07    

    ALTA Tertiary Facultative Reinsurance Agreement (Type I) (09-24-94) [S]
    Archived 6/17/07    

    ALTA Tertiary Facultative Reinsurance Agreement (Type II) (09-24-94) [S]
    Archived 6/17/07    


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