| 2004 |
| December 27, 2004 |
HUD Releases 2005 FHA Maximum Mortgage Limits [PDF] |
| December 23, 2004 |
Fitch Lowers Fannie Mae Preferred Stock to 'A+' Places Subordinated & Preferred Ratings on Watch Negative |
| December 23, 2004 |
HUD Publishes Interim Rule on Prohibition of Property Flipping in HUD's Single Family Mortgage Insurance Programs [PDF] |
| December 22, 2004 |
OFHEO Classifies Fannie Mae As Significantly Undercapitalized For Third Quarter 2004 [PDF] |
| December 22, 2004 |
Two Top Executives at Fannie Mae Forced Out in Shake-Up at Mortgage Giant |
| December 21, 2004 |
ALTA® Urges New Jersey to Continue Using Home Addresses in the Real Property Records [PDF] |
| December 21, 2004 |
Federal Agencies Announce Final Rules on Disposal of Consumer Information |
| December 21, 2004 |
Ginnie Mae Revises the Document Custodian Manual |
| December 16, 2004 |
FDIC Releases Study on Identity Theft and Seeks Comments on Possible Guidance to Bankers |
| December 15, 2004 |
Office of the Chief Accountant Issues Statement on Fannie Mae Accounting |
| December 14, 2004 |
New Freddie Mac Bulletin Addresses Several Title Insurance Issues |
| December 9, 2004 |
FTC Issues Report to Congress on Results of Studies Required by FACTA |
| December 2, 2004 |
Reps. Baker, Kelly, Ney Question Fannie Mae on First Beneficial Loan Sale |
| November 30, 2004 |
OFHEO Announces Maximum 2005 Conforming Loan Limit
|
| November 22, 2004 |
FTC Issues Final Summaries And Notices Under FACTA |
| November 19, 2004 |
FTC Issues Final Regulation on Consumer Information and Records Disposal |
| November 17, 2004 |
FTC Enforces Gramm-Leach-Bliley Act's Safeguards Rule Against Mortgage Companies Agency Alleges Companies Failed to Protect Customers' Personal Information |
| November 12, 2004 |
GAO Report Finds A New Regulatory Structure May Be Needed |
| November 12, 2004 |
GAO Report Finds A New Regulatory Structure May Be Needed |
| November 11, 2004 |
Rep. Barney Frank Withdraws Support For Increased OFHEO Funding |
| November 9, 2004 |
Rep. Oxley Requests GAO Report on Real Estate Marketplace |
| November 4, 2004 |
FTC Seeks Comments on Proposed Fee for Credit Scores
|
| November 2, 2004 |
HUD Eases Affordable-Housing Goals In Surprise Move, Government Eases Affordable-Housing Goals for Fannie Mae and Freddie Mac |
| November 1, 2004 |
ALTA® Responds to IRS Questions Regarding Section 6041 – Information Reporting by Title Insurance Companies to General Agents [PDF] |
| October 29, 2004 |
ALTA® Update: Effective Date Looming for "Check 21" (The Check Clearing for the 21st Century Act) [PDF] |
| October 27, 2004 |
Consumer Guides Published Regarding Check 21 And Check-processing Technology |
| October 27, 2004 |
Montgomery County, Maryland Introduces Anti-Predatory Lending Legislation [PDF] |
| October 26, 2004 |
FEMA Increases Coverage Amount for Group Flood Insurance Policies Issued by the Individual and Family Grant (IFG) Program |
| October 21, 2004 |
FACT Act Alerts Coming Soon to Freddie Mac's Loan Prospector |
| October 21, 2004 |
Standard & Poor's Updates Anti-Predatory Lending Law Activities (4MG) [PDF] |
| October 19, 2004 |
Rep. Barney Frank Introduces HR 5251, the Preservation of Federalism in Banking Act |
| October 14, 2004 |
Rep. Manzullo Warns HUD Not to Act on RESPA Regs While Congress Is Out [PDF] |
| October 12, 2004 |
FTC Staff and Justice Department Urge Massachusetts Legislature to Allow Nonlawyers to Compete with Lawyers For Real Estate Closing Services |
| October 10, 2004 |
The Search for a Privacy Test Case - [PDF] Presentation by John H. Rees at ALTA®'s Convention, October 7, 2004 |
| October 8, 2004 |
Ney and Kanjorski Outline Plans for Subprime Lending Bill Comprehensive Plan Will Protect Consumers with Strong Standards and Other Reforms |
| October 7, 2004 |
House Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises
Hearing entitled “The OFHEO Report: Allegations of Accounting and Management Failure at Fannie Mae” |
| October 7, 2004 |
House Subcommittee on Housing and Community Opportunity Hearing entitled “Mortgage Fraud and its Impact on Mortgage Lenders” |
| October 5, 2004 |
FCC Issues Order to Extend Fax Ban [PDF] |
| October 4, 2004 |
'Check Clearing for the 21st Century Act' Takes Effect: Bill Summary |
| October 4, 2004 |
ALTA®'s Letter to Senator Shelby on "Examination and Oversight of the Condition and Regulation of the Insurance Industry" [PDF] |
| October 4, 2004 |
ALTA®'s Letter to Senator Shelby on "Examination and Oversight of the Condition and Regulation of the Insurance Industry" [PDF] |
| October 4, 2004 |
Baker Announces Witnesses for October 6 Fannie Mae Hearing |
| October 1, 2004 |
ALTA®'s Letter to Senator Shelby on "Examination and Oversight of the Condition and Regulation of the Insurance Industry" [PDF] |
| October 1, 2004 |
Financial Services Committee Moves Legislation to Extend Terrorism Insurance, Implement 9/11 Commission Recommendations and Protect Military Personnel, |
| October 1, 2004 |
Reps. Oxley and Frank Urge Higher OFHEO Funding Levels |
| September 29, 2004 |
ALTA® Update: Effective Date Looming for "Check 21" (The Check Clearing for the 21st Century Act) [PDF] |
| September 27, 2004 |
Fannie Mae Directors Agree To Correct Accounting Treatments, Raise Capital Surplus As Required By OFHEO |
| September 27, 2004 |
House Committee Calls Hearing on Accounting and Corporate Governance at Fannie Mae |
| September 23, 2004 |
OFHEO Releases Findings to Date of Special Examination of Fannie Mae (2.8MG) [PDF] |
| September 22, 2004 |
Senator Feinstein Introduces Bill to Protect Social Security Numbers and Combat Identity Theft
|
| September 20, 2004 |
FTC Solicits Comments on Proposed Rules Governing the Disposal of Consumer Report Information [PDF] |
| September 20, 2004 |
Standard & Poor’s Provides an Anti-Predatory Lending State Law Update [PDF] |
| September 17, 2004 |
Federal Reserve Proposes New Rules Governing Electronic Funds Transfers |
| September 16, 2004 |
Senate Banking Committee To Review "Condition and Regulation of the Insurance Industry" Sept.22 |
| September 14, 2004 |
MBA Study Shows Negative Effects of North Carolina Mortgage Lending Law Hit Minorities and Low-Income Borrowers the Hardest |
| September 14, 2004 |
U.S. Second Circuit Court Of Appeals Defers To HUD That Mark-Ups May Violate RESPA § 8(b)
|
| September 10, 2004 |
HUD Unveils $3 Million Education And Advertising Campaign To Sell Hud Homes, Curb Predatory Lending |
| September 9, 2004 |
Study Says Predatory Lending Plagues Rural America |
| September 8, 2004 |
ALTA® Writes to Rep. Baker on the Federalization of Insurance [PDF] |
| September 8, 2004 |
Michigan Revises Foreclosure Requirements and Notice Process [PDF] |
| September 8, 2004 |
U.S. Department of Labor Launches Additional New Tool for the Overtime Security Rule |
| September 3, 2004 |
Eighth Circuit Court of Appeals Says E & O Insurer Has Duty to Defend Title Company in Class Action Alleging RESPA Section 8 Violations
[PDF] |
| August 25, 2004 |
IRS Issues Final Rules on Gain or Sale of Principal Residence |
| August 20, 2004 |
Freddie Mac Announces Receipt Of "Wells Notice" From SEC Staff |
| August 17, 2004 |
Colorado DOI Issues Cease & Desist Order Against Great American's Mortgage Impairment Product [PDF] |
| August 13, 2004 |
FTC Seeks Comments on Proposed Can-Spam Rules Comments Will be Accepted Until September 13, 2004 |
| August 12, 2004 |
HUD Responds to 1999 ALTA® Letter on Reinsurance Arrangements
|
| August 6, 2004 |
New Act Will Allow Electronic Filing Of Mortgages
Uniform Real Property Electronic Recording Act Completed
|
| July 29, 2004 |
Rep. Oxley Releases GAO Report on Information Sharing To Enhance Consumer Protection |
| July 28, 2004 |
Agencies Issue Bank Secrecy Act Examination Procedures Relating to Section 326 of the USA PATRIOT Act |
| July 16, 2004 |
Senate Sends H.R. 4363 - "Helping Hands for Homeownership Act of 2004" to the President |
| July 12, 2004 |
FTC Unveils Fair Credit Plan |
| July 12, 2004 |
House Subcommittees to Conduct Oversight on FHFB and GSEs Regulators |
| July 8, 2004 |
HUD Releases Analysis of GSE Performance by State |
| July 7, 2004 |
FTC Approves supplemental regulatory flexibility analysis of Proposed Rule on the Disposal of Consumer Report Information |
| June 30, 2004 |
President Signs Flood Insurance Bill |
| June 29, 2004 |
House Democrats Urge the President to Focus on Affordable Housing in GSE Legislation |
| June 28, 2004 |
HUD Extends Comment Period on New Housing Goals For Fannie Mae And Freddie Mac |
| June 24, 2004 |
Interagency Working Group Formed on Bank Secrecy Act/Anti-Money Laundering |
| June 23, 2004 |
Senate Committee on Banking, Housing, and Urban Affairs Conducts a Hearing Regulatory Reform Proposals, Including "Interest on Business Checking" |
| June 23, 2004 |
Senate Committee on Banking, Housing, and Urban Affairs Conducts a Hearing Regulatory Reform Proposals, Including "Interest on Business Checking" |
| June 22, 2004 |
House Passes Housing Bills |
| June 21, 2004 |
Fed Finalizes New Rule Requiring Lenders to Disclose to Consumers the Reporting of Negative Credit Information |
| June 21, 2004 |
Leasehold Depreciation and Brownfields Expansion Survive House Vote |
| June 20, 2004 |
Fed Finalizes New Rule Requiring Lenders to Disclose to Consumers the Reporting of Negative Credit Information |
| June 17, 2004 |
Senate Passes Flood Insurance Legislation |
| June 16, 2004 |
ALTA® Alert: FTC Proposes Affiliate Information Sharing |
| June 15, 2004 |
FTC Finds Provisions of New Fair and Accurate Credit Transactions Act Will Help Reduce Identity Theft and Help Victims Recover |
| June 15, 2004 |
FTC Proposes Affiliate Marketing Rules Under Fair and Accurate Credit Transactions Act (Middleman regulations) (Comments due July 14, 2004) [PDF] |
| June 8, 2004 |
Agencies Propose Rules on Disposal of Consumer Information |
| June 4, 2004 |
House Committee Advances Several Housing Bills |
| June 3, 2004 |
MBA Survey Shows Impact on All Property Types Across U.S. More Than $400 Billion of Commercial/Multifamily Debt at Risk for Loss of Terrorism Risk Insurance Without Extension of TRIA 'Make-Available' Provision |
| May 26, 2004 |
FTC Votes to Authorize Amicus Brief On the Question of Non-lawyers Performing Various Real Estate Settlement Functions |
| May 26, 2004 |
House VA Subcommittee Votes to Increase VA Home Loan Guaranty Limit Increased by 39% |
| May 24, 2004 |
FTC Issues Final Protecting Consumer Financial Information Rules [PDF] |
| May 20, 2004 |
Committee on Financial Services Conducts oversight Hearing on HUD, including the Department's budget request for fiscal year 2005 |
| May 20, 2004 |
Subcommittee of the House Small Business Committee Holds Hearing on The Department of Labor's Overtime Regulations Effect on Small Business |
| May 19, 2004 |
ALTA® Alert: " News Flash: Pile-Up on the I-Tin" |
| May 19, 2004 |
Federal Reserve Board Requests Information for a Study on Prescreened Solicitations or Firm Offers of Credit or Insurance |
| May 19, 2004 |
IRS Offers Help for Small Businesses to Manage Retirement Plans |
| May 19, 2004 |
New HUD Secretary to Testify Before Financial Services Committee |
| May 7, 2004 |
OFHEO Directs Fannie Mae To Recognize Asset Impairment OFHEO Examination Finds Current Accounting Fails to Reflect Earnings Volatility |
| May 6, 2004 |
FAQ's on OFAC and the USA PATRIOT Act |
| May 6, 2004 |
House Subcommittee Advances H.R. 3755 Zero Downpayment Legislation |
| May 5, 2004 |
Treasury Department Requests for Comments On the "Make Available" Determination |
| May 4, 2004 |
HUD Proposes A New Housing Goal Rule |
| April 28, 2004 |
House Subcommittees Conduct Hearing entitled "A Review of TRIA and its Effect on the Economy: Helping America Move Forward" |
| April 27, 2004 |
Congressman Oxley Sends Document Request To Housing GSEs |
| April 27, 2004 |
FTC Seeks Comment on Revising Fees Charged for Industry Access to National Do Not Call Registry |
| April 27, 2004 |
FTC Seeks Comment on Revising Fees Charged for Industry Access to National Do Not Call Registry |
| April 26, 2004 |
Agencies Issue Proposed Rule on Use of Medical Information for Credit Eligibility |
| April 20, 2004 |
Labor Department Releases New Overtime Rules |
| April 19, 2004 |
ALTA® Thanks Congress for Opposing HUD issuance of the RESPA Rule 2004 Federal Conference Background Material |
| April 19, 2004 |
ALTA® Thanks Congress for Opposing HUD issuance of the RESPA Rule |
| April 19, 2004 |
Interest on Business Checking |
| April 19, 2004 |
TITLE INSURANCE FACTS |
| April 7, 2004 |
FTC Extends Comment Period on Spam Regulation Comments Will be Accepted until April 20, 2004 |
| April 7, 2004 |
HUD Proposes To Raise GSE Affordable Housing Goals |
| April 7, 2004 |
OFHEO Proposes Corporate Governance Rule for GSEs |
| April 6, 2004 |
Federal Reserve Board Proposes Fair Credit Reporting Rules Offers Model Form for Correcting Negative Information Furnished To Consumer Reporting Agencies |
| April 6, 2004 |
Senate Committee Approves Flood Insurance Bill |
| April 5, 2004 |
The Treasury Department is requesting comments regarding the requirement of the Terrorism Risk Insurance Act (TRIA) of 2002 |
| April 2, 2004 |
Senate Banking Committee Approves GSE Reform Bill |
| April 1, 2004 |
Draft Letter to Alphononso Jackson |
| April 1, 2004 |
House Committee on Financial Services Hearing entitled "Oversight of the Office of the Comptroller of the Currency" |
| March 31, 2004 |
ACTION ALERT: Find out if your Federal Representative signed the RESPA Dear Colleague Letter |
| March 31, 2004 |
ACTION ALERT: Find out if your Federal Representative signed the RESPA Dear Colleague Letter |
| March 31, 2004 |
FCC Seeks Comment On Rules To Eliminate Spam From Mobile Phones Commission Also Asks for Comments on Possible " Safe Harbor" for Telemarketing Calls to Mobile Phones |
| March 30, 2004 |
House Subcommittees on Financial Institutions and Consumer Credit And Housing and Community Opportunity Conduct Joint Hearing entitled "Subprime Lending: Defining the Market and its Customers" |
| March 23, 2004 |
FTC Amends Telemarketing Sales Rule Regarding Access to National Do Not Call Registry |
| March 18, 2004 |
FTC Plans to File Amicus Brief in RESPA Class Action Case |
| March 16, 2004 |
RESPA Alert: President Bush Makes Homeownership Speech |
| March 15, 2004 |
RESPA Alert |
| March 15, 2004 |
RESPA Update BNA |
| March 12, 2004 |
HUD adds adjustable-rate loan options FHA to insure 3-, 5-, 7-, 10-year fixed-payment loans |
| March 10, 2004 |
ACTION ALERT: Find out if your Federal Representative signed the RESPA Dear Colleague Letter |
| March 10, 2004 |
ACTION ALERT: Find out if your Federal Representative signed the RESPA Dear Colleague Letter Signatories to RESPA Dear Colleague Letter As of March 31, 2004, (Additional Names Will Be Included When Available |
| March 4, 2004 |
Senate Subcommittee on Economic Policy Schedules Hearing on National Flood Insurance Repetitive Losses for March 11th. |
| March 1, 2004 |
FTC Report Opposes Mortgage Broker Compensation Disclosures Press Release: FTC |
| February 27, 2004 |
ACTION ALERT: Jackson Confirmation Opposed RESPA: Call Your Federal Representative NOW |
| February 27, 2004 |
Freddie Mac Issues Proxy Statement And 2002 Information Statement And Annual Report |
| February 25, 2004 |
Senate Banking Committee Conducts two days of hearings on Proposals for Improving the Regulation of the Housing Government Sponsored Enterprises |
| February 19, 2004 |
Federal Reserve Board and FTC Issues Fair Credit Rule |
| February 18, 2004 |
Senate Banking Committee Schedules two days of hearings on Proposals for Improving the Regulation of the Housing Government Sponsored Enterprises |
| February 11, 2004 |
OFHEO Selects Accounting Firm To Assist With Fannie Mae Special Examination |
| February 10, 2004 |
Senate Banking Committee holds hearing on "Proposals to Improve the Regulatory Regime for GSEs. |
| February 5, 2004 |
Zero Downpayment FHA Mortgage Bill Introduced Legislation Worul Creates Greater Opportunities for First-time Homebuyers |
| January 30, 2004 |
Caller Id Rules For Telemarketers Take Effect Telemarketers May Not Block Caller ID Information |
| January 30, 2004 |
McConville Background |
| January 30, 2004 |
OFHEO Directs Freddie Mac to Maintain Mandatory Target Capital Surplus Pre-Approval Required for Certain Corporate Transactions |
| January 29, 2004 |
House Passes Bankruptcy Reform Bill (S.1920) [PDF] |
| January 28, 2004 |
House Subcommittee on Commerce, Trade, and Consumer Protection Conducts a Hearing on Freddie Mac's Accounting Restatement: Are Accounting Standards Working? |
| January 28, 2004 |
OCC Tells House Panel New Regulations Grounded in Federal Law, Court Precedent and Constitution |
| January 23, 2004 |
Identity Theft Complaints Continue to Top List; Internet Related Fraud Complaints Soar |
| January 22, 2004 |
Sen. Shelby Announces Banking Committee Priorities Aggressive Schedule Planned Again for 2004 |
| January 21, 2004 |
House Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises Holds Hearing on the Special Examination of Freddie Mac |
| January 21, 2004 |
Kelly Subcommittee to Address OCC Pre-emption |
| January 21, 2004 |
Senate Banking Committee holds hearing on "Proposals to Improve the Regulatory Regime for GSEs. |
| January 21, 2004 |
Senate Banking Committee holds hearing on Proposals to Improve the Regulatory Regime for GSEs. |
| January 15, 2004 |
Fitch Ratings Addresses Preemption Statements From The OTS & OCC |
| January 15, 2004 |
RESPA Enforcement Send complaints regarding RESPA to: |
| January 14, 2004 |
Action Needed on RESPA Reform: Have Your Voice Heard
|
| January 14, 2004 |
The SMART Act – An Overview and Questions to Help Formulate Policy Legislation [PDF] |
| January 13, 2004 |
House Committee to Hear Testimony on Freddie Mac Report |
| January 12, 2004 |
Technological Advancements, Challenges For Mortgage Industry Examined In New OFHEO Research Paper |
| January 7, 2004 |
OCC Issues Final Rules on Preemption Includes Strong Standard to Keep Predatory Lending out of National Banks |
| January 6, 2004 |
House Small Business Committee Conducts Hearing on RESPA "Real Estate Settlement Procedure Act Regulations: Working Behind Closed Doors to Hurt Small Businesses and Consumers" |