Featured Resources
TitleNews Article
Latest News on FinCEN Enforcement
A judge in the Eastern District of Texas issued a ruling vacating the FinCEN Residential Real Estate Rule in its entirety. In the ruling, the court found that FinCEN exceeded its statutory authority under the Bank Secrecy Act and ordered the rule be set aside.
ALTA Insights Webinar
Learn How Proposed Real Estate Anti-Money Laundering Rule Impacts You
Listen to this webinar recording to learn more about the proposed rule, the impact it will have on title and settlement agents, and ALTA’s advocacy effort.
TitleNews Article
Analysis of the Rule
ALTA breaks down various parts of the proposal to help members understand compliance requirements. Topics will address various parts of the rule, including what must be reported, the types of transactions and properties impacted, who must report the information, what information must be reported, when must data be reported and costs.
Education
FinCEN ALTA Resources
Access reporting forms to comply with FinCEN requirements—some resources are available only to ALTA members and policy forms license holders and are included with your current membership or license, while non-members may purchase access to the resources below by logging in or creating an account.
FinCEN RRE FAQs from Dept. of Treasury
These Frequently Asked Questions (FAQs) are explanatory only and do not supplement or modify any obligations imposed by statute or regulation. These FAQs supersede any prior FAQs that have been issued. FinCEN expects to publish further guidance in the future. Questions may be submitted on FinCEN’s Contact Us web page.
Flowers Title Company v Treasury
After a federal court vacated FinCEN’s Residential Real Estate Reporting Rule on March 19, 2026, FinCEN confirmed that reporting is not currently required. This pause reflects the current regulatory stance but could change based on future legal or administrative actions.
Learn How Proposed Real Estate Anti Money Laundering Rule Impacts You
The U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) issued a proposed rule that requires certain people involved in real estate closings and settlements to report information to the agency about all-cash residential transactions nationwide involving legal entities and trusts.
Prep Your Operation for FinCEN’s Anti-Money Laundering Rule
The U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) final rule requiring reporting of all-cash residential transactions nationwide involving legal entities and trusts goes into effect Dec. 1, 2025. Listen to this webinar recording to learn how this rule will impact title and escrow operations.
In the News
Breaking Down the FinCEN Anti-Money Laundering Rule: When Do you Have to Report a Transaction
The U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) issued a notice of proposed rulemaking that would require certain people involved in real estate closings and settlements to report information to the agency about all-cash residential transactions nationwide involving legal entities and trusts. You can read a summary of the proposed rule's requirements here.
Treasury Issues Proposed Real Estate Anti-Money Laundering Rule
FinCEN intends to issue a Notice of Proposed Rulemaking to address anti-money laundering threats in the U.S. real estate sector in April, the Department of the Treasury indicated on its website.
Deputized to Help Prevent Money Laundering?
FinCEN notice of proposed rulemaking requires certain people involved in real estate closings and settlements to report information to the agency about all-cash residential transactions nationwide involving legal entities and trusts. All-cash transactions accounted for 28% of all transactions in 2023, according to the National Association of Realtors. FinCEN has proposed that the rule would go into effect one year after the final rule is issued.
Training
Learn From our FinCEN Bootcamps
The federal government’s new residential real estate reporting rule is the most significant regulatory change for title professionals since TRID—and it’s going to cost your operation time, resources and stress if you’re not prepared.
News
FinCEN Regulations That are Combatting Corruption and Impacting the Real Estate Industry
Everyone would agree that money laundering by terrorists, enemy nations, and other bad actors is a problem that the government should try to control. With just such intentions, the Financial Crimes Enforcement Network (FinCEN) has implemented new regulations to combat corruption that business and real estate professionals may not be aware of, but that their clients need to comply with.
Treasury Loosens Final Anti-money-laundering Rules for Investment Advisers, Real-estate Agents
The Treasury Department moved to complete regulations that extend anti-money-laundering measures to certain investment advisers and real-estate professionals, but said it was loosening the requirements after feedback from the two industries.
FinCEN Renews Real Estate Geographic Targeting Orders
The Financial Crimes Enforcement Network (FinCEN) on April 17 renewed its Geographic Targeting Order (GTOs) that requires U.S. title insurance companies to identify the natural persons behind shell companies used in non-financed purchases of residential real estate. The terms of the GTO are effective through Oct. 15, 2024.
Treasury Issues Proposed Real Estate Money Laundering Rule
The U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) issued a notice of proposed rulemaking that would require certain people involved in real estate closings and settlements to report information to the agency about all-cash residential transactions nationwide involving legal entities and trusts. Read on for a breakdown of the rule's requirements and estimated cost on companies to complete and file the reports.