CFPB Provides Annotated Versions of LE/CD With Citations to Final Rule

May 12, 2016

The Consumer Financial Protection Bureau (CFPB) has published annotated versions of the Loan Estimate and Closing Disclosure that provide citations to the disclosure provisions in Chapter 2 of TILA referenced in the Integrated Mortgage Disclosure final rule.

Closing Disclosure

Loan Estimate

According to the bureau, the annotated forms are intended to provide a starting point for analysis of the relevant regulatory text. For complete and definitive requirements, the CFPB refers the industry to the rule and its Official Interpretations. The CFPB added that the annotated forms do not represent legal interpretation, guidance or advice of the bureau.

Contact ALTA at 202-296-3671 or