MISMO Extends Comment Period for Version 3.3 of Residential Reference Model

December 10, 2013

The public comment period for Version 3.3 of the MISMO Residential Reference Model has been extended 30 days to Friday, Jan. 17, 2014.

The comment period was extended in light of the release of the Consumer Financial Protection Bureau’s final rule for integrated mortgage disclosures rule on Nov. 20. This additional time is designed to allow contributors to adjust those enhancements, as needed, to reflect the final version of the rule.

Version 3.3 of the MISMO Reference Model includes new data points and structures related to a number of additional recent regulatory and reporting requirements including the HOEPA high-cost loans, GSEs Uniform Mortgage Servicing Dataset (UMSD), FHA automated underwriting and Ginnie Mae’s pool data delivery dataset.

Details on model enhancements can be found in the Version 3.3 release notes and version 3.3 of the MISMO Reference Model. Any comments regarding Version 3.3 should be emailed to info@mismo.org.

Contact ALTA at 202-296-3671 or communications@alta.org.

North American Title Insurance Company (NATIC) is a seasoned title insurance underwriter, helping title agents to achieve their individual business goals for more than 50 years. Today, the company conducts real estate settlement services in 39 states and the District of Columbia through a network of experienced, independent agents.