With states passing inconsistent laws and no uniform federal law ad- dressing data privacy, there's a patchwork of rules for companies to comply with.Learn More About Data Privacy
Digital Closings: SECURE Notarization Act
The Securing and Enabling Commerce Using Remote and Electronic Notarization Act (SECURE Notarization Act) is bipartisan federal legisla- tion that permits immediate nationwide use of remote online notarization.Learn More About SECURE
The use of various payment rails in real estate transactions is governed by state Good Funds laws. These laws set requirements for acceptable forms of closing funds.Learn More About Good Funds
Risks of Alternatives to Title Insurance
ALTA continues to take the lead in engaging with state regulators, the FHFA, Fannie Mae, Freddie Mac and lenders about the risks of waiving title insurance requirements.Learn More About Risks of Alternatives to Title Insurance
ALTA opposes any form of housing discrimination and proactively works toward solutions that address illegal discriminatory covenants recorded in the public records.Learn More About Discriminatory Covenants
Non-Title Recorded Agreements for Personal Service
ALTA supports efforts to protect consumers by prohibiting the filing of unfair real estate fee agreements in property records. ALTA advocates for state laws and regulations preventing enforcement of NTRAPS.Learn More About NTRAPS
Your Voice Matters
TAN is the premier grassroots organization promoting the importance of the land title insurance industry. In the current regulatory environment, our industry faces threats of new policies at both the state and federal levels that could seriously affect your business.Join TAN
November 21, 2023
Everyone knows that choosing a strong password is a critical step in securing the various systems and accounts we all use daily. However, you may be surprised to learn that some commonly held beliefs about passwords are more harmful than helpful. Read on to learn about three of these misconceptions to ensure that you and your business are armed with the right information to keep up with the latest password security best practices.
November 16, 2023
Artificial intelligence (AI) and its myriad uses is the hottest trend across all industries this year. But the title insurance industry is at the brink of a significant transformation, with AI and Large Language Models (LLM) like ChatGPT providing an opportunity to bring about groundbreaking efficiencies and accuracy. Listen to this webinar recording and where these powerful tools can be used while carefully managing potential risks.
November 14, 2023
The New York Department of Financial Services has issued three rounds of proposed amendments to its cybersecurity regulations. Read on for a review of the latest proposals and requirements for covered entities.
Over Half of U.S. Real Estate Professionals Experienced a Seller Impersonation Fraud Attempt in 2023
November 8, 2023
According to an October 2023 survey from CertifID, 54% of real estate professionals reported having experienced at least one seller impersonation fraud attempt within the past six months. Meanwhile, 77% of real estate professionals surveyed claimed to have seen an increase in seller impersonation fraud attempts within the same period.
October 3, 2023
U.S. Reps. Andrew Garbarino (R-N.Y.) and Vicente Gonzalez (D-Texas) introduced a bipartisan bill that requires title insurance issued by a state licensed and regulated title insurance company on all loans purchased by Fannie Mae and Freddie Mac. The Protecting America’s Property Rights Act (HR. 5837) is a companion bill to S. 2687, introduced by Sen. John Kennedy (R-La.) and cosponsored by Sen. Katie Britt (R-Ala.).
October 3, 2023
Since 2004, the U.S. president and Congress have declared the month of October to be Cybersecurity Awareness Month. Read on for tips and resources from ALTA and the Cybersecurity and Infrastructure Security Agency (CISA).
Federal Data Privacy Laws
Foreign Ownership of Land
Information Shielding Laws
Local RON Laws
Native American Lands
Non-Title Recorded Agreements for Personal Service (NTRAPS)
Predictable Recording Fees
Real Time Payments / Good Funds
Redaction / Record Shielding
SECURE Notarization Act
Serving Consumers and Communities
State Data Privacy Laws
State Legislation Tracking Map
Unregulated Title Insurance Products