American Land Title Association
Print Friendly
Home  >  News Room
News Room

SoftPro is the nation's leading provider of Real Estate Closing and Title Insurance software

North American Title Insurance Company is a seasoned title insurance underwriter that has been helping customers achieve the American dream of homeownership for more than 50 years. In the past several years, we have become known as the “underwriter next door,� because our associates are always easy to reach and our processes are, at all times, quick and straightforward. Our agency application process is fast and transparent for qualified agents. NATIC offers a one-hour underwriting response guarantee that is unparallelled in our industry. In addition, we value our agents based on their title industry knowledge and experience, not just on profits alone.

Government News

HUD Releases Working Papers on GSEs, Funding of Affordable Loan

July 17, 2007

   Related Information
Goal Performance and Characteristics of Mortgages Purchased by Fannie Mae and Freddie Mac, 2001-2005
by Paul B. Manchester, May 2007.

The GSEs’ Funding of Affordable Loans: A 2004-05 Update
by Harold L. Bunce, June 2007.

WASHINGTON - The Department of Housing and Urban Development has released of two research working papers that analyze the performance of Fannie Mae and Freddie Mac, two housing government sponsored enterprises or GSEs, in funding loans that serve affordable housing. The papers, which were prepared by HUD's Office of Policy Development and Research, are based on loan level mortgage data that the GSEs are required to provide to HUD annually.

Both papers document some recent improvements made by Fannie Mae and Freddie Mac under HUD's Affordable Housing Goals in purchasing home loans for lower-income families and their neighborhoods.

Working paper number HF-017,"Goal Performance and Characteristics of Mortgages Purchased by Fannie Mae and Freddie Mac, 2001-2005," examines the loan and borrower characteristics of the mortgages purchased by the GSEs, including major property type, borrower income and race, and type of neighborhood.

Working Paper number HF-018, "The GSEs' Funding of Affordable Loans: A 2004-05 Update," compares the borrower and neighborhood characteristics of single-family mortgages purchased by Fannie Mae and Freddie Mac between 1999 and 2005 with characteristics of loans originated by the primary market during the same period. The study updates HUD's earlier analyses to include the GSEs' performance during the 2004 - 2005 time period.

Print Friendly

How To Find Us:
American Land Title Association
1800 M Street, NW, Suite 300S
Washington, D.C. 20036-5828
P. 202.296.3671 F. 202.223.5843
Copyright © 2004-2016 American Land Title Association. All rights reserved.
SecurityMetrics for PCI Compliance, QSA, IDS, Penetration Testing, Forensics, and Vulnerability Assessment