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North American Title Insurance Company is a seasoned title insurance underwriter that has been helping customers achieve the American dream of homeownership for more than 50 years. In the past several years, we have become known as the “underwriter next door,� because our associates are always easy to reach and our processes are, at all times, quick and straightforward. Our agency application process is fast and transparent for qualified agents. NATIC offers a one-hour underwriting response guarantee that is unparallelled in our industry. In addition, we value our agents based on their title industry knowledge and experience, not just on profits alone.


Government News

FTC Studies Credit Scoring Seeks Public Comment by April 25

February 18, 2005

   Related Information
Text of the Federal Register Notice
The Fair and Accurate Credit Transactions Act of 2003: Notice and Request for Public Comment on Data, Studies, or Other Evidence Related to the Effects of Credit Scores and Credit-Based Insurance Scores on the Availability and Affordability of Financial Products. [pdf]

The FTC is seeking public comment to aid staff in preparing a study on the effects of credit scores and credit-based insurance scores on the price and availability of various financial products and services. The Fair and Accurate Credit Transactions Act (FACTA), which was enacted in December 2003, directs the FTC and the Federal Reserve Board, in consultation with the Department of Housing and Urban Development, to conduct the credit score study and to examine whether the use of any of these tools has discriminatory impacts. The FTC is seeking information on any aspects of credit scores and credit-based insurance scores, including their use and how it has changed over time. Specific topics the FTC has asked commenters to address are listed in detail in the Federal Register notice. Comments due by April 25, 2005.



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American Land Title Association
1800 M Street, NW, Suite 300S
Washington, D.C. 20036-5828
P. 202.296.3671 F. 202.223.5843
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