| Key Updates |
| February 9, 2009 |
This Week In Congress |
| February 5, 2009 |
Senate Committee Hearing: "Oversight of the Financial Rescue Program" |
| January 16, 2009 |
HUD Delays RESPA Rule |
| January 15, 2009 |
Frank Introduces TARP Reform and Accountability Legislation |
| January 13, 2009 |
House Committee to Examine Priorities for the Next Administration: Use of TARP Funds under EESA |
| January 9, 2009 |
House Committee to Discuss the "FHA Oversight of Loan Originators" |
| December 29, 2008 |
IRS Offers Lien Relief for Financial Distressed Homeowners |
| December 10, 2008 |
Committee Examines the "Collapse of Fannie Mae and Freddie Mac" |
| December 4, 2008 |
SEC Approves Measures to Strengthen Oversight of Credit Rating Agencies |
| November 26, 2008 |
Don't Miss Your Chance to Hear HUD Experts Explain the New RESPA Rule |
| November 24, 2008 |
ALTA to Hold RESPA Teleconference With HUD Officials -- Free for Members |
| November 19, 2008 |
K&L Gates Webinar: Finally a Final RESPA Rule |
| November 18, 2008 |
House Committee: Oversight of Implementation of the Emergency Economic Stabilization Act |
| November 12, 2008 |
RESPA Final Rule Posted [PDF] |
| November 12, 2008 |
HUD Issues New Mortgage Rules to Help Consumers Shop for Lower Cost Home Loans |
| November 10, 2008 |
Conforming Loan Limit For U.S. To Remain $417,000 In 2009; Different Limits In Some Areas |
| October 15, 2008 |
House Comm. to Hold Hearing on Financial Regulation |
| September 29, 2008 |
House Version of Emergency Economic Stabilization Act of 2008, Sept 29 2008 |
| September 26, 2008 |
HUD Allocates Nearly $4 Billion To Stablize Neighborhoods Hard-hit By Foreclosure |
| September 25, 2008 |
JEC Holds Hearing on "The Economic Outlook" |
| September 23, 2008 |
Senate Committee Examines Turmoil in US Credit Markets |
| September 22, 2008 |
Text of Draft Proposal for Bailout Plan |
| September 16, 2008 |
House Conducts Hearing on HUD’s Proposed RESPA Rule |
| September 15, 2008 |
FHFA Statement on Golden Parachute Payments |
| September 8, 2008 |
U.S. Takes Over Fannie Mae and Freddie Mac A Compilation of News |
| August 22, 2008 |
VA Raising Home Loan Ceilings in Many Areas |
| August 15, 2008 |
IRS Launches E-News for Small Businesses |
| August 11, 2008 |
Fannie Mae Sets Up New Foreclosure and Bankruptcy Attorney Network |
| July 30, 2008 |
Summary of Key Provisions The Housing Stimulus Bill Signed by President |
| July 26, 2008 |
Key Provisions of the Housing Bill Passed by Congress |
| July 23, 2008 |
Joint Economic Committee Holds Hearings on Housing "Squeeze" |
| July 23, 2008 |
House to Consider H.R. 3221 |
| July 14, 2008 |
Federal Reserve Board Issues Final Rule Amending Regulation Z Provisions (Truth In Lending) |
| July 8, 2008 |
VA Reaching Out to Vets with Mortgage Problems |
| June 30, 2008 |
Housing Bill Stalls Pending Resolution Of Energy Tax Amendment |
| June 26, 2008 |
House Passes The National Guard And Reservists Debt Relief Act |
| June 17, 2008 |
FTC Staff Files Comments with HUD on Proposed Amendments to RESPA Regulations |
| June 10, 2008 |
FHA Seeks Downpayment Ban |
| May 28, 2008 |
FHA Revises Forms: Loan Underwriting and Transmittal Summary, and Addendum to Uniform Residential Loan Application |
| May 28, 2008 |
OCC Undermines OFHEO's Appraisal Agreement with NY AG |
| May 22, 2008 |
House Comm. Examines Impact on Homebuyers and Housing Market of Conforming Loan Limit Increase |
| May 20, 2008 |
Senate Banking Committee Passes Major Housing Legislation |
| May 15, 2008 |
ALTA® Comments on RESPA by Kurt Pfotenhauer |
| May 13, 2008 |
HUD To Implement FHASecure Expansion Using Fair, Flexible Premium Pricing |
| May 6, 2008 |
Temporary Conforming Loan Limits Updated In Three Areas |
| May 5, 2008 |
Financial Services Committee Approves FHA Housing and Homeowner Retention Act |
| April 21, 2008 |
OFHEO Issues Examination Guidance On Fair Value Option |
| April 11, 2008 |
House Committee Hold Second Hearing - "Using FHA for Housing Stabilization and Homeownership Retention" |
| April 10, 2008 |
FHFB Approves A Proposed Rule Authorizing the FHLBs to Establish Set-Aside Programs For Refinancing Subprime Mortgage Loans |
| April 9, 2008 |
House Committee Holds First Hearing on Using FHA for Housing Stabilization and Homeownership Retention |
| April 8, 2008 |
Financial Services Committee to Hold April 9 and April 10 Hearing on Economic, Mortgage and Housing Rescue Bill |
| April 7, 2008 |
Foreclosure Relief Bill Debated on Senate Floor |
| April 2, 2008 |
Federal Reserve System Unveils a New System to Show Subprime and Alt-A Loan Mortgage Conditions |
| March 26, 2008 |
OFHEO Issues Final Guidance On Conforming Loan Limit Calculations |
| March 21, 2008 |
Comments Sought On Revisions To The Interagency Q&A Regarding Flood Insurance |
| March 19, 2008 |
OFHEO, Fannie Mae And Freddie Mac Rollout Initiative To Increase Mortgage Market Liquidity |
| March 16, 2008 |
OFHEO Seeks Comments On Enterprise Appraisal Code |
| March 12, 2008 |
OFHEO Finds Fannie Mae and Freddie Mac as Adequately Capitalized At End of 2007 |
| March 6, 2008 |
Senate Comm. Holds Hearing on GSE Reform Legislation |
| March 6, 2008 |
OFHEO Temporarily Increases GSE Conforming Loan Limits For High Cost Areas
|
| March 6, 2008 |
FHA Raises Mortgage Limits In High-Cost California Counties |
| March 3, 2008 |
Fannie, Freddie to Overhaul Appraisals in Cuomo Deal |
| February 8, 2008 |
Senate Committee Examines “Reforming the Regulation of the Government Sponsored Enterprises.” |
| February 1, 2008 |
House Passes Important Housing, Refinance and Foreclosure Avoidance Assistance in Economic Stimulus Bill |
| January 31, 2008 |
Senate Committee Holds Hearing On "Foreclosure Prevention and Neighborhood Preservation." |
| January 30, 2008 |
House Subcommittee Holds Hearing on the "Growing Mortgage Foreclosure Crisis" |
| January 24, 2008 |
Economic Stimulus Deal Reached By House and Administration—Final Deal Could Jumpstart Refinance Market |
| January 14, 2008 |
OFHEO Examines the Conforming Loan Limit and High-Cost Areas |
| December 27, 2007 |
President Signs Terrorism Insurance Extension |
| February 5, 2007 |
FDIC Extends Moratorium on ILC Applications |
| December 28, 2006 |
Fed, OTS Issue ARM Handbook |
| December 19, 2006 |
OFHEO Files Notice Of Charges Against Former Fannie Mae Executives [PDF] |
| December 13, 2006 |
Predatory Lending Rules Approved By Joint Committee Of Agency Rule Review |
| December 11, 2006 |
Traditional Mortgage Solution Now Even More Affordable |
| December 6, 2006 |
FTC Issues Interim Report to Congress on Results of Studies Required by FACT Act |
| December 5, 2006 |
Fannie Mae Announces Scheduled Restatement of 2004 10-K Will Host Investor/Analyst Conference Call |
| November 30, 2006 |
OFHEO Director Says It's "Time to Get the Housing GSEs in Order" [PDF] |
| November 28, 2006 |
California Department of Insurance Issues Revised Proposed Regulations |
| November 17, 2006 |
FTC Brings Data Breach Case Company Failed to Use Reasonable Security Measures to Protect Consumers’ Data |
| November 16, 2006 |
OFHEO Establishes Procedures For 2007 Conforming Loan Limit |
| November 6, 2006 |
FinCEN Assessment Reveals Suspected Mortgage Loan Fraud Continues to Rise |
| November 3, 2006 |
FEMA Publish Final and Proposed Flood Plain Elevations |
| November 2, 2006 |
HUD Publishes Final Rules for Good Neighbor Next Door Sales Program [PDF] |
| October 27, 2006 |
OHFEO Publishes Final GSE Record Retention Rules |
| October 16, 2006 |
MPF Provides Guidance on Title Policies |
| October 13, 2006 |
FEMA Publishes Final Rule on Flood Insurance Claims Appeals Process |
| October 13, 2006 |
HUD Announces Three Settlements With Builders Involved In Captive Title Reinsurance Arrangements |
| October 3, 2006 |
OFHEO Adopts Strategic Plan |
| October 3, 2006 |
Presidential Workings Group Finds Terror Insurance Market Improves |
| October 2, 2006 |
USDA Rural Development Introduces Guaranteed Underwriting System Pilot |
| September 27, 2006 |
House Subcommittee Hears About Catastrophic Terrorism Risk |
| September 21, 2006 |
Senate Committee Examines :Calculated Risk:
Assessing Non-Traditional Mortgage Products"
|
| September 20, 2006 |
House Subcommittee Examines "Improving Transparency in State Regulation of Insurer Investments."
|
| September 15, 2006 |
Financial Services Committee Members Urge Senate Action on GSEs
|
| September 13, 2006 |
2005 HMDA Data Released |
| September 13, 2006 |
Senate Committee Holds Hearings on "The Housing Bubble and Its Implications for the Economy" |
| September 2, 2006 |
House Subcommittee Holds Hearing On "Improving Transparency in State Regulation of Insurer Investments." |
| September 1, 2006 |
Oxley Urges Action on GSE Reform |
| August 30, 2006 |
OCC Releases A Study of Foreclosures of Subprime Mortgages in Chicago Examines the Role of Predatory Lending Practices |
| August 29, 2006 |
IRS Extends Katrina Filing Deadline for Businesses |
| August 25, 2006 |
HUD Clarifies HECM Program Subordinate Liens and State and Local Court-Ordered Judgments and Judgment Liens [PDF] |
| August 24, 2006 |
Justice Department Drops Investigation of Fannie Mae |
| August 23, 2006 |
House Committee Holds Field Hearing on "Community Solutions for the Prevention of and Management of Foreclosures." |
| August 18, 2006 |
FEMA Identifies Communities Where Sale of Flood Insurance Are Scheduled for Suspension |
| August 9, 2006 |
OTS Concludes Federal Saving Associations May Engage in Insurance Activities [PDF] |
| August 4, 2006 |
House Committee Passes Social Security Number Protection Act |
| July 31, 2006 |
House Subcommittee Holds Field hearing entitled "Removing Barriers to Homeownership for Native Americans." |
| July 28, 2006 |
House Subcommittee Approves Law tor Protecting Social Security Numbers |
| July 28, 2006 |
House Sucommittee Examines "The Changing Real Estate Market." |
| July 26, 2006 |
House Passes Bill To Modernize Federal Housing Administration Legislation Will Increase Access to FHA for Potential Homebuyers |
| July 25, 2006 |
Joint House Committees Examine "Terrorism Threats and the Insurance Market." |
| July 21, 2006 |
Baker Subcommittee Approves Brown-Waite’s Insurance Legislation |
| July 21, 2006 |
Florida Multi-Faceted Review of the Florida Title Insurance Industry |
| July 21, 2006 |
Joint Hearing Scheduled for July 25th On Terrorism and Insurance |
| July 14, 2006 |
Insurance Regulation Reform Subject of Senate Hearing US Senate Committee on Banking, Housing, and Urban Affairs Conducts a Hearing on Insurance Regulation Reform |
| July 13, 2006 |
Property Owners One Step Closer To Getting Equal Access To Justice |
| July 7, 2006 |
Senate Banking Committee To Hold Hearing On Optional Federal Insurance Charter |
| June 29, 2006 |
House Passes The Flood Modernization and Reform Act (H.R. 4973) |
| June 28, 2006 |
President Signs Executive Order Regarding Private Property Rights |
| June 23, 2006 |
Standard Flood Hazard Determination Form and Instructions |
| June 22, 2006 |
Senator Talent Introduces Measure to Boost Homeownership |
| June 16, 2006 |
Senate Committee Holds Hearing on OFHEO's Special Examination of Fannie Mae |
| June 14, 2006 |
HUD Announces Review Of Fannie And Freddie Investments To Ensure Charter Compliance |
| June 13, 2006 |
Market Regulators Propose New Standards For Title Insurance And Annuity Products |
| June 13, 2006 |
Subcommittee on Financial Institutions and Consumer Credit Hearing Entitled "Home Mortgage Disclosure Act: Newly Collected Data and What It Means." |
| June 9, 2006 |
House Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises
Conducts Hearing Entitled "OFHEO’s Final Report on Fannie Mae." |
| May 25, 2006 |
Senate Committee Passes Flood Insurance Bill |
| May 23, 2006 |
OFHEO Director Lockhart to Testify on OFHEO Report |
| May 18, 2006 |
Lawmakers Propose Bill to Reform Section 404 |
| May 18, 2006 |
SEC: Small Companies Not Exempt From Law |
| May 12, 2006 |
Fannie Mae Updates Hurricane-Related Special Relief Measures |
| May 10, 2006 |
Real Estate Services Company Settles Privacy and Security Charge Company Tossed Consumers' Confidential Information in Dumpster; Company Computers Were Hacked |
| April 26, 2006 |
House Subcommittee on Housing and Community Opportunity Hearing entitled "Title Insurance: Cost and Competition." |
| April 25, 2006 |
ALTA® Testifies on Title Insurance Before House Subcommittee nation’s title insurance marketplace, and the regulation and competitive nature of the title insurance industry. |
| April 25, 2006 |
GAO Releases a Report About the Title Industry |
| April 25, 2006 |
House Subcommittee to Survey Title Insurance Industry |
| April 21, 2006 |
Freddie Mac to pay $410 million in lawsuit settlements Expects settlements to ding Q1 earnings by $220 million |
| April 19, 2006 |
Freddie Mac Settles With Federal Election Commission |
| April 19, 2006 |
House Subcommittee to hold hearing on title insurance, AfBAs |
| April 19, 2006 |
OFHEO Summarizes Comments Received Regarding Existing Regulations Of GSE |
| April 7, 2006 |
FCC Amends Rules To Implement Junk Fax Prevention Act Of 2005 |
| April 5, 2006 |
House Subcommittee Examines "Transforming FHA for the 21st Century." |
| April 3, 2006 |
Report Issued on Improving Financial Privacy Notices for Consumers |
| March 29, 2006 |
Fannie Mae Lists Changes for Resale-Restricted Properties |
| March 29, 2006 |
HUD Clarifies Closing Costs for Home Equity Conversion Mortgages [PDF] |
| March 24, 2006 |
FTC to Host Workshop on Alternative Mortgages on May 24 |
| March 17, 2006 |
House Panel Clears Flood Bill |
| March 16, 2006 |
Interagency Advisory On Influenza Pandemic Preparedness |
| March 14, 2006 |
House Committee on Financial Services Conducts Hearing to "Review of the Rudman Report on Fannie Mae." |
| March 9, 2006 |
Rudman to Testify on Fannie Mae Report |
| March 9, 2006 |
Small Business Subcommittee to Examine: "The State of Small Business Security in a Cyber Economy" |
| March 8, 2006 |
OTS Finds Local Lending Law Preempted for Federal Savings Associations |
| March 7, 2006 |
HUD Reports on Fannie Mae And Freddie Mac:
Enhanced Public Data And Recent Housing Goal Performance |
| March 2, 2006 |
President’s Working Group on Financial Markets Seeks Comments on Long-Term Availability and Affordability of Terrorism Risk Insurance |
| February 24, 2006 |
Oxley Releases GAO Request Letter on Title Insurance |
| February 23, 2006 |
Fannie Mae Releases Rudman Report |
| February 23, 2006 |
Fitch Revises RMBS Guidelines for Antipredatory Lending Laws |
| February 23, 2006 |
Oxley Calls for Federal Investigation of Title Insurance Requests report from Government Accountability Office |
| February 14, 2006 |
CRS Releases Report on "Data Security: Federal and State Laws" |
| February 10, 2006 |
Update on FEMA's Flood Hazard Map Modernization Initiative |
| February 3, 2006 |
Sen. Shelby Announces Banking Committee Priorities For Second Session Of 109th Congress |
| February 2, 2006 |
Fannie Mae releases an update to 2006 Selling Guide. [PDF] |
| February 2, 2006 |
NAIC Property and Casualty Insurance (C) Committee Reports on Terrorism Risk Insurance Act (TRIA)
|
| January 31, 2006 |
HUD Revises Borrower’s Closing Costs Guidelines (Mortgagee Letter 06-04) [PDF] |
| January 25, 2006 |
FTC Finds Identity Theft Top Fraud [PDF] |
| January 25, 2006 |
US Senate Committee Conducts Hearing On Proposals to Reform the National Flood Insurance Program |
| January 24, 2006 |
New Publication Explains Tax Law Changes Related to Recent Hurricanes |
| January 17, 2006 |
The House Subcommittee on Housing and Community Opportunity Examines “Housing Options in the Aftermath of Hurricanes Katrina and Rita” |
| January 16, 2006 |
Federal Financial Regulators Announce Public Service Campaign to Help Hurricane Victims |
| January 10, 2006 |
ALTA® Comments on Proposed RESPA Web Site Complaint Questionnaire [PDF] |
| January 9, 2006 |
Treasury Offers Guidance to Terrorism Insurance Providers, Policyholders Under TRIEA [PDF] Jan. 31 Deadline Looms for Insurers to Renew Lapsed Policies |
| January 4, 2006 |
FICEN Publishes Final Rule Implementing Section 312 of the USA PATRIOT Act [PDF] |
| January 4, 2006 |
Terrorism Insurance Act Extended by P.L. 109-144 |
| December 19, 2005 |
President Expected to Sign TRIA Legislation |
| December 14, 2005 |
FCC's Junk Fax Rules Coming |
| December 13, 2005 |
CRS Releases Analysis of: "Terrorism Risk Insurance" [PDF] |
| December 6, 2005 |
D.C. Circuit Rejects FTC Conclusion That Attorneys Are Subject to the GLBA Privacy Provisions |
| December 6, 2005 |
House Overwhelmingly Approves TRIA Legislation |
| December 2, 2005 |
Freddie Mac Foreclosure Suspension In Gulf Coast Hurricane Disaster Areas Extended Until February 28, 2006 Borrowers Urged to Call Servicers Following Dec. 1 End to Mandatory Forbearance |
| November 29, 2005 |
OFHEO Announces Maximum 2006 Conforming Loan Limit |
| November 21, 2005 |
8th Annual Analysis of Bundling Real Estate Service Released By Swanepoel Group |
| November 21, 2005 |
RESPA Resources |
| November 18, 2005 |
Terrorism Risk Insurance Bill Advances |
| November 11, 2005 |
Final EPA Rule Provides Liability Protection To Encourage Redevelopment Of Brownfields
|
| November 11, 2005 |
HUD Finalizes Rule To Make More Fannie Mae And Freddie Mac Mortgage Data Available To The Public |
| November 9, 2005 |
House Subcommittee on Financial Institutions and Consumer Credit Hearing on H.R. 3997, the "Financial Data Protection Act of 2005." |
| November 9, 2005 |
HUD Solicits Comments on (RESPA) Web Site Complaint Questionnaire |
| November 9, 2005 |
Nearly 30 Governors Request TRIA Extension in a Letter to Congress [PDF] |
| November 4, 2005 |
House Vote Counters Eminent Domain Measure |
| November 3, 2005 |
Media Coverage of this Issue |
| November 3, 2005 |
Oxley to End 25 Years of Service in Congress at End of 2006 |
| November 2, 2005 |
OFHEO Finds Fannie Mae Achieves 30 Percent Capital Surplus |
| November 1, 2005 |
HUD Settles Case Against Four Detroit Real Estate Brokers Over Violations Of Anti-kickback Rules Agreements follow earlier settlement against Metropolitan Title Company |
| October 27, 2005 |
GSE Legislation Overwhelmingly Approved, 331-90 |
| October 20, 2005 |
House Subcommittee on Housing and Community Opportunity Conducts Hearing "Management and Oversight of the National Flood Insurance Program." |
| October 17, 2005 |
Fannie Mae Addresses Hurricane-Related Mortgage Servicing and Underwriting Policies [PDF] |
| October 12, 2005 |
HUD Releases Revised Uniform Residential Loan Application (URLA) [PDF] |
| October 7, 2005 |
Financial Services Committee Members Introduce Comprehensive Bipartisan Consumer Data Protection Legislation |
| October 7, 2005 |
House Overwhelmingly Approves Three Hurricane Housing Relief Bills |
| September 30, 2005 |
FEMA suspends some communities from NFIP for noncompliance with the floodplain requirements [PDF] |
| September 28, 2005 |
Oxley, Frank Release GAO Report on Real Estate Competition |
| September 27, 2005 |
House Subcommittee on Housing and Community Opportunity Conducts a Hearing "Licensing and Registration in the Mortgage Industry." |
| September 23, 2005 |
FEMA Offers Assistance to NFIP Private Sector Property Insurers [PDF] |
| September 23, 2005 |
Rep. Manzullo Introduces Legislation to Reduce Taxes on Small Business, Create U.S. Jobs |
| September 16, 2005 |
House Committee Conducts Hearing on "Emergency Housing Needs in the Aftermath of Hurricane Katrina." |
| September 15, 2005 |
Freddie Mac Extends Mortgage Relief To National Guard Engaged In Hurricane Katrina Operations Reminds Servicers to Provide SCRA Protections to Active Duty Federal Service Personnel |
| September 15, 2005 |
Freddie Mac's Multifamily Division offers 90-days Forbearance to Borrowers with Apartment Buildings Affected by Hurricane Katrina |
| September 15, 2005 |
Hurricane Katrina Information and Resources for Mortgage Industry Professionals |
| September 13, 2005 |
Katrina Victims Will Have Until Jan. 3 2006 to File and Pay Taxes IR-2005-96, Sept. 8, 2005 |
| September 13, 2005 |
OFHEO Enters Into Consent Order With Freddie Mac |
| September 9, 2005 |
Hearing Scheduled to Examine the Preventing Identity Theft and Protecting Financial Information |
| September 5, 2005 |
OFHEO Reaches Agreements With Fannie Mae, Freddie Mac On Subordinated Debt, Disclosures |
| August 15, 2005 |
FinCEN Offers Guidance on Currency Reporting |
| July 14, 2005 |
Senate Committee Conducts Hearing on Treasury Department’s Report to Congress Regarding The Terrorism Risk Insurance Act of 2002 |
| July 3, 2005 |
ALTA® Action on SMART Legislation (State Based Insurance Regulation) |
| June 30, 2005 |
US Department of Treasury Issues Report on The Terrorism Risk Insurance Act - June 30, 2005 [PDF] |
| June 8, 2005 |
ALTA® Submits Comments to House Committee on Predatory Lending [PDF] |
| May 26, 2005 |
Financial Services Committee Votes to Create Strong Regulator for the Secondary Mortgage Markets |
| May 19, 2005 |
OFHEO Classifies Fannie Mae As Significantly Undercapitalized For Fourth Quarter 2004 And Adequately Capitalized For First Quarter 2005 |
| May 11, 2005 |
ALTA® Comments on SMART Act Discussion Draft Title VI: Commercial Property and Casualty Insurance, and Title VII: Personal Lines of Property and Casualty Insurance [PDF] |
| April 29, 2005 |
NAIC’s Release the Team Findings Review of the SMART Act [PDF] |
| April 22, 2005 |
SMART Act Discussion Draft
|
| April 14, 2005 |
Senate Committee on Banking, Housing, and Urban Affairs to Conduct Three Days of Hearings on "Regulatory Reform of the Housing Government-Sponsored Enterprises" |
| March 31, 2005 |
OFHEO Finds Freddie Mac Adequately Capitalized [PDF] |
| March 28, 2005 |
Fannie Mae Downgraded to B+ from A- for bank financial strength as new accounting issues identified;
Aaa affirmed for senior unsecured debt |
| March 18, 2005 |
Committee Approves Bill to Give Uninsured Working Families Access to Affordable Health Care |
| March 9, 2005 |
Fannie Mae Agrees to Put in New Controls Fannie Mae Agrees in Second Deal With Regulators to Put in New Accounting Controls |
| February 3, 2005 |
Uniform Real Property Electronic Recording Act (SB 335) introduced in the Texas Legislature on 02/02/05
[PDF] |
| January 4, 2005 |
Captive Reinsurance Debate |