American Land Title Association
Print Friendly
Home  >  News Room
News Room

SoftPro is the nation's leading provider of Real Estate Closing and Title Insurance software

North American Title Insurance Company is a seasoned title insurance underwriter that has been helping customers achieve the American dream of homeownership for more than 50 years. In the past several years, we have become known as the “underwriter next door,� because our associates are always easy to reach and our processes are, at all times, quick and straightforward. Our agency application process is fast and transparent for qualified agents. NATIC offers a one-hour underwriting response guarantee that is unparallelled in our industry. In addition, we value our agents based on their title industry knowledge and experience, not just on profits alone.

Technology News

Wolters Kluwer Financial Services Introduces Disclosure Manager

March 13, 2008

MINNEAPOLIS--Wolters Kluwer Financial Services announced today the launch of Disclosure Manager™, a robust automated solution designed to replace a lender’s cumbersome paper-based home loan disclosure process.

Disclosure Manager is unique in that the solution allows lenders to automate the entire initial loan disclosure process, from document creation to the secure electronic delivery of documents to borrowers for eConsent or eSignature. In addition, Disclosure Manager allows lenders to completely and securely outsource the printing and mailing of paper disclosures when needed or requested by the borrower through Wolters Kluwer Financial Services’ SAS70-certified mail fulfillment center. The solution is also highly-configurable, allowing lenders to take advantage of all of its functionalities or just certain ones as needed depending on lenders’ specific work flow needs.

Utilizing Disclosure Manager helps lenders more efficiently comply with regulatory requirements while originating loans faster, reducing operational costs and improving the overall borrower experience. Lenders can significantly lower the number of full-time employees working on the disclosure process and move them to revenue-generating activities instead. Through secure electronic delivery of disclosures, lenders also realize dramatic cost-savings in the form of reduced printing, handling and mailing costs. By using Disclosure Manager’s secure electronic delivery feature, lenders can deliver disclosures to borrowers in a matter of minutes versus days. Borrowers are given the option of immediately offering eConsent or eSigning the disclosure, speeding up their time to closing and locking them in more quickly as a customer for the lender. Secure electronic delivery also provides lenders with a complete and verifiable audit trail to prove to regulators that required disclosures were sent to the borrower within 72 hours of application, as required by the Real Estate Settlement Procedures Act (RESPA).

When a customer chooses to opt-out of electronic delivery or does not respond to the electronic delivery request within the required timeframes and printed disclosure packages are necessary, the e-delivery mechanism sends the document packages to a secure and SAS70-certified print fulfillment center at Wolters Kluwer Financial Services’ operations center, where the packages are printed and mailed to borrowers.

Proof of the mailed package is then returned back to the lender’s LOS for RESPA compliance and reporting.For more information on Wolters Kluwer Financial Services’ Disclosure Manager solution, please visit

Source: Wolters Kluwer Financial Services

Print Friendly

How To Find Us:
American Land Title Association
1800 M Street, NW, Suite 300S
Washington, D.C. 20036-5828
P. 202.296.3671 F. 202.223.5843
Copyright © 2004-2016 American Land Title Association. All rights reserved.
SecurityMetrics for PCI Compliance, QSA, IDS, Penetration Testing, Forensics, and Vulnerability Assessment