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US Senate Committee on Banking, Housing, and Urban Affairs Conducts Second Hearing on "Proposals for Improving the Regulation of the Housing GSEs"

October 23, 2003

Witness Testimony

Panel 1

The Honorable John T. Korsmo , Chairman, Federal Housing Finance Board
The Honorable Armando Falcon , Jr., Director, Office of Federal Housing Enterprise Oversight - Department of Housing and Urban Development
Dr. Douglas Holtz-Eakin , Director, Congressional Budget Office

Panel 2

Mr.John D. Koch , Executive Vice President and Chief Lending Officer, Charter One Bank
Mr. Dale J. Torpey , President and CEO, Federation Bank (Washington, IA), on behalf of Independent Community Bankers of America
Mr. Allen Fishbein , Director of Housing and Credit Policy, Consumer Federation of America
Mr. Robert Couch , Chairman, Mortgage Bankers Association
Ms.Iona Harrison , Chairman of the Public Policy Committee, National Association of Realtors

The American Land Title Association® represents title insurance companies, agents, and abstracters nationwide on a variety of industry and legislative issues. Members of the Association search and insure land titles to protect real estate investors including homebuyers and mortgage lenders.

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