Witness List and Prepared Testimony:

• The Honorable Donald Manzullo (R-IL) Member of Congress<
• Mr. Chuck Kovaleski President Elect American Land Title Association
• Mr.John Courson Chairman Mortgage Bankers Association
  
• Mr. Gary Acosta Vice Chairman and CEO National Association of Hispanic Real Estate Professionals
• Ms.Cathy Whatley President National Association of Realtors
• Mrs. Margot Saunders Managing Attorney National Consumer Law Center
• Mr. Ira Rheingold General Counsel National Association of Consumer Advocates
• Mr. Neill Fendly Government Affairs Chairman and Past President National Association of Mortgage Brokers.

Opening Statements of Committee Members

• Chairman Richard Shelby (R-AL)

Source: Senate Committee Banking, Housing and Urban Affairs