House Small Business Committee Conducts Hearing on RESPA

January 6, 2004

Opening Statements:

Chairman Manzullo

Ranking Member Velazquez

Prepared Testimony:

Panel One

The Honorable Alphonso Jackson Acting Secretary Department of Housing and Urban Development

The Honorable John Graham, Ph.D Administrator, OIRA Office of Management and Budget

Panel Two

Mr. Stanley Friedlander [pdf] President and CEO Continental Title Agency Corp. for the American Land Title Assn.

Mr. Mark Savit President The Mortgage Center for the National Assn. of Mortgage Brokers Charleston, WV on behalf of Mr. Neill Fendly, Chairman, Gvt. Affairs Comm., NAMB

Ms. Regina Lowrie President and CEO Gateway Funding Diversified Mortgage Corp. for the Mortgage Brokers Assn.

Mr. Walter McDonald Owner Walter McDonald Real Estate Riverside, CA for the National Assn. of Realtors

Mr. R. Michael Menzies, Sr. President and CEO Easton Bancorp, Inc. for the Independent Community Bankers of America