TILA or RESPA: Which Trumps the Other for the CFPB’s Integrated Disclosures?

March 26, 2015

While the Dodd-Frank Act directed the Consumer Financial Protection Bureau to integrate mortgage disclosures required by the Real Estate Settlement Procedures Act and Truth-in-Lending Act, Congress did not provide direction on which statute trumps the other in terms of liability. Read on for analysis on which statute overrides the other in terms of liability and learn what penalties you could face for compliance violations.

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