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North American Title Insurance Company is a seasoned title insurance underwriter that has been helping customers achieve the American dream of homeownership for more than 50 years. In the past several years, we have become known as the “underwriter next door,� because our associates are always easy to reach and our processes are, at all times, quick and straightforward. Our agency application process is fast and transparent for qualified agents. NATIC offers a one-hour underwriting response guarantee that is unparallelled in our industry. In addition, we value our agents based on their title industry knowledge and experience, not just on profits alone.

Stewart Unveils GFE Rate Calculator

February 18, 2010

Stewart Title Company (STC) and Stewart Title Guaranty Company (STG), wholly owned subsidiaries of Stewart Information Services Corp., announced the launch of new RESPA-compliant online rate calculators for lender customers. Calculators are rolling out nationwide through Stewart Title offices and through Stewart Title Guaranty’s network of agencies.

As of Jan. 1, 2010, the Real Estate Settlement Procedures Act (RESPA) reform went into effect, requiring lenders to provide residential customers with a new type of Good Faith Estimate (GFE). The GFE gives customers an estimate of their settlement charges and a summary of loan terms. In the RESPA reform, title fees fall within a tolerance level group that cannot vary more than 10 percent in aggregate, making it crucial that the estimates received by the lender customer from their title agency are accurate.

“In an effort to continue to improve our customer’s experience and in light of new RESPA regulations, we are pleased to announce new online rate calculators for our Stewart Title Company operations,” said Stewart Morris Jr., president of Stewart Title and chairman of PropertyInfo Corp. “Lender ExpressQuote, Stewart Title’s new rate calculator, will allow our lender customers to quickly generate reliable electronic quotes for title service fees, title premiums, recording fees and transfer taxes. These quotes are easily downloaded and email-compatible in the new lender-friendly GFE format.”

Stewart’s Lender ExpressQuote is now available at a growing number of Stewart Title affiliate operations. Lender customers can access new online quoting capabilities at or through local Stewart Title office websites. To locate a local Stewart Title office, go to

“Additionally, our independent agencies will be able to offer their lender customers the same online calculator capabilities via GFExpressQuote,” said George Houghton, executive vice president, Agency Services Group for Stewart Title Guaranty Company. “GFExpressQuote will allow our agencies to private-label the closing cost calculator and offer it on their company website for their lender customers to receive quotes and place their orders directly with the agency.”

Features of the Stewart ExpressQuote calculators include built-in geographical information to allow for unique state requirements, such as transfer taxes; access to a repository of all quotes generated within a one-year time period; and visual representation that shows exactly where the pricing is placed in the 2010 Good Faith Estimate.

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