Not only is the industry facing a wave of new regulations, the Consumer Financial Protection Bureau is creating new mortgage disclosure forms, including a new HUD-1, in an attempt to make them more consumer friendly.

To get up to speed on the latest regulatory changes and learn about the status of a new HUD-1, you'll want to attend ALTA's 2012 Business Strategies Conference, March 25-27 in Louisville. Register now and save $100.

We have dedicated a general session and two professional development sessions to provide you with information you need to understand how these changes will impact your operation, be ready to meet the needs of your customers and get the edge over your competition.

CFPB Know Before You Owe Initiative:
What Does it Mean and How Will it Impact Your Operations?
In this economic climate, it is imperative that title agents be prepared for new regulatory changes. The presentation will cover the CFPB's Know Before You Owe Initiative combining the GFE with initial TIL and Phase II combining HUD-1 with final TIL, address how the initiative will impact operations and bottom lines of agencies and settlement services firms, and advise title agents on what to expect with regard to compliance costs and efforts.

Speakers: Daniel Wold, Old Republic National Title Insurance Co.; Kimberly A. Manuelides, Saul Ewing LLP; Ryan DiClemente, Saul Ewing LLP

The CFPB, the NAIC and Your Business
This session will give a summary of the most recent regulatory changes from both the CFPB and the NAIC. Participants will learn how to ensure they are compliant by gaining a better understanding of the new regulations and requirements. They will also learn how best to communicate with their software vendors to help ensure their software stays in compliance.

Speakers: Leslie Wyatt, Softpro; Loretta Salzano, Franzen and Salzano, P.C.

Ready, Set . . . Engage! The Title Industry, CFPB and Consumers
The talk about consumer engagement is not just talk. Join ALTA RESPA Task Force members as we explore this emerging trend. This panel of experts will discuss what the CFPB is doing to engage consumers and how title agents can become involved in the process and capitalize on this trend.

Speakers: Mary Schuster, RamQuest Software Inc.; Alison K. Gareffa, Old Republic National Title Insurance Co.; and Wesley Lasseigne, Lenders Title Company