Top Advocacy Issues We are Watching
Data Privacy
With states passing inconsistent laws and no uniform federal law ad- dressing data privacy, there's a patchwork of rules for companies to comply with.
Learn More About Data PrivacyDigital Closings: SECURE Notarization Act
The Securing and Enabling Commerce Using Remote and Electronic Notarization Act (SECURE Notarization Act) is bipartisan federal legisla- tion that permits immediate nationwide use of remote online notarization.
Learn More About SECUREGood Funds
The use of various payment rails in real estate transactions is governed by state Good Funds laws. These laws set requirements for acceptable forms of closing funds.
Learn More About Good FundsRisks of Alternatives to Title Insurance
ALTA continues to take the lead in engaging with state regulators, the FHFA, Fannie Mae, Freddie Mac and lenders about the risks of waiving title insurance requirements.
Learn More About Risks of Alternatives to Title InsuranceDiscriminatory Covenants
ALTA opposes any form of housing discrimination and proactively works toward solutions that address illegal discriminatory covenants recorded in the public records.
Learn More About Discriminatory CovenantsNon-Title Recorded Agreements for Personal Service
ALTA supports efforts to protect consumers by prohibiting the filing of unfair real estate fee agreements in property records. ALTA advocates for state laws and regulations preventing enforcement of NTRAPS.
Learn More About NTRAPSYour Voice Matters
TAN is the premier grassroots organization promoting the importance of the land title insurance industry. In the current regulatory environment, our industry faces threats of new policies at both the state and federal levels that could seriously affect your business.
Join TANLatest Advocacy News
Important Yet Affordable Cybersecurity Defenses
March 27, 2024
ALTA is dedicated to helping members safeguard their operations from the constant threat of cyber attacks. Read on for a collection of helpful links to cybersecurity resources provided by ALTA’s Information Security Work Group and other trusted sources.
Missouri Sues Real Estate Firm for Filing Unfair Real Estate Fee Agreements
March 19, 2024
Missouri became the 10th state to sue MV Realty and certain affiliates for filing unfair real estate fee agreements in property records, known as Non-Title Recorded Agreements for Personal Services (NTRAPS).
Share Your Claims Stories
March 14, 2024
Marcos Aguilar of Westcor Land Title Insurance Co. shared an example of a claim story that if not for title insurance, would have been costly for the parties involved. You can help our advocacy efforts by sharing information about issues or claims involved in refinances and why lenders title insurance is important. Please send your examples to communications@alta.org.
The Three Rs to Cyber Defense and Response
March 13, 2024
Just as when you were in school, if you could read but not write, you might get by for a while, but eventually you will have issues getting ahead in life. The same holds true for a strong cybersecurity defense and response program. Read on as two members of ALTA's Information Security Work Group walk through the three Rs of cybersecurity.
Fresh Phish: Microsoft Authenticator
March 13, 2024
It's important for title and settlement professionals to be aware of the latest phishing schemes. To help with this, ALTA has developed an infographic that highlights different phishing emails, what the fraudsters are attempting to do and how to spot the bait. This "fresh phish" attempts to steal Office 365 credentials to sell them or gain access to your email account. It's important to never approve multi-factor authentication requests that you didn't initiate.
Vista Title & Escrow Helps Buyers Modify Discriminatory Covenants
March 12, 2024
Washington-based Vista Title and Escrow launched a new service helping property buyers to have a restrictive covenant modification filed with the county auditor’s office at no cost.
All Advocacy Topics A-Z
Anti-Money Laundering
Data Privacy
Digital Closings
Discriminatory Covenants
Economy
Flood Insurance
Foreign Ownership of Land
Heirs' Property
Housing Opportunities
Information Shielding Laws
Native American Lands
Non-Title Recorded Agreements for Personal Service (NTRAPS)
Predictable Recording Fees
Real Time Payments / Good Funds
Redaction / Record Shielding
Regulation
Remote Online Notarization
Serving Consumers and Communities
State Advocacy
State Data Privacy Laws
State Legislation Tracking Map
State RON Laws
Technology
Unregulated Title Insurance Alternatives