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Policy Forms Online

This site provides access to the ALTA® collection of forms and related documents. Some of these forms are available to any interested party, but many are available only to ALTA Members, Licensees, or Policy Forms Subscribers and are marked with the [M] or [S] symbol to indicate "Member Only" or "Special/Subscriber" access. If you are a Member, Licensee, or Subscriber and would like to access all of the forms, simply Log In to enjoy access to all of the forms.

If you are not an ALTA Member, Licensee, or Subscriber, you can log in and purchase now. If you don't have a login and password, simply e-mail ALTA® Staff at service@alta.org for assistance. Please note that it usually takes about 1 business day to process and activate your access.

The Occasional Use Waiver is available for those who, during the previous calendar year, wrote title insurance on 50 or fewer transactions. Applications may be found at www.alta.org/waiver. If you have questions about the ALTA Policy Forms Licensing Program view Frequently Asked Questions..

As always, the forms have been developed by the ALTA Forms Committee and approved by the ALTA Board. An opportunity to review and comment is extended to ALTA Members and industry customers before final publication. The forms, in general, are made available for customer convenience. The parties are free in each case to agree to different terms, and the use of these forms is voluntary, unless required by law.


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Most Requested
Basic Policies
ALTA® Loan Policy (6-17-06)
ALTA® Owner's Policy (6-17-06)
ALTA® Expanded Coverage Residential Loan Policy (Revised 12-02-13) [S] [M]
Redline of Changes - From 7-26-10 [S] [M]
ALTA® Homeowner's Policy (Revised 12-02-13)
Redline of Changes - From 02-03-10
ALTA® Limited Pre-Foreclosure Policy (12-3-12) [S] [M]
Redline of Technical Corrections (8-1-2013) [S] [M]
ALTA® Limited Pre-Foreclosure Policy - Date-Down Endorsement (12-3-12) [S] [M]
ALTA® Residential Limited Coverage Junior Loan Policy (08-01-12) [S] [M]
Redline of Technical Corrections (8-1-2013) [S] [M]
Redline of Technical Corrections (10-18-12) [S] [M]
ALTA® Short Form Expanded Coverage Residential Loan Policy (04-02-14)
Redline of Changes - From 06-23-11
ALTA® Short Form Residential Limited Coverage Junior Loan Policy (4-2-13) [S] [M]
ALTA® Short Form Residential Loan Policy (12-3-12) [S] [M]
ALTA® U.S. Policy Form (9-28-91) Revised (12-3-12) [S] [M]
Redline of Comments Accepted [S] [M]
Redline of Changes from 1991 Version to 2012 Version [S] [M]
Commitment Forms
ALTA® Commitment Form (6-17-06) [S] [M]
ALTA® Plain Language Commitment Form (6-17-06) [S] [M]
ALTA® Short Form Commitment (10-16-08) [S] [M]
Endorsement Forms
ALTA® Endorsement 1-06 Street Assessments (6-17-06) [S] [M]
ALTA® Endorsement 2-06 Truth in Lending (6-17-06) [S] [M]
ALTA® Endorsement 3-06 Zoning Unimproved Land (6-17-06) [S] [M]
ALTA® Endorsement 3.1-06 Zoning-Completed Structure (10-22-09) [S] [M]
ALTA® Endorsement 3.2-06 Zoning – Land Under Development (04-02-12) [S] [M]
Redline of Technical Corrections (10-18-12) [S] [M]
ALTA® Endorsement 4-06 Condominium (2-3-10) [S] [M]
ALTA® Endorsement 4.1-06 Condominium (10-16-08) [S] [M]
ALTA® Endorsement 5-06 Planned Unit Development (2-3-10) [S] [M]
ALTA® Endorsement 5.1-06 Planned Unit Development (10-16-08) [S] [M]
ALTA® Endorsement 6-06 Variable Rate Mortgage (10-16-08) [S] [M]
ALTA® Endorsement 6.2-06 Variable Rate Mortgage - Negative Amortization (10-16-08) [S] [M]
ALTA® Endorsement 7-06 Manufactured Housing Unit (6-17-06) [S] [M]
ALTA® Endorsement 7.1-06 Manufactured Housing - Conversion: Loan (6-17-06) [S] [M]
ALTA® Endorsement 7.2-06 Manufactured Housing - Conversion: Owner's (6-17-06) [S] [M]
ALTA® Endorsement 8.1-06 Environmental Protection Lien (6-17-06) [S] [M]
ALTA® Endorsement 8.2-06 Commercial Environmental Protection Lien (10-16-08) [S] [M]
ALTA® Endorsement 9-06 Restrictions, Encroachments, Minerals – Loan Policy (04-02-12) [S] [M]
ALTA® Endorsement 9.1-06 Covenants, Conditions and Restrictions – Unimproved Land – Owner’s Policy (04-02-12) [S] [M]
ALTA® Endorsement 9.2-06 Covenants, Conditions and Restrictions – Improved Land – Owner’s Policy (04-02-12) [S] [M]
ALTA® Endorsement 9.3-06 Covenants, Conditions and Restrictions – Loan Policy (04-02-12) [S] [M]
ALTA® Endorsement 9.6-06 Private Rights – Loan Policy (4-2-13) [S] [M]
ALTA® Endorsement 9.7-06 Restrictions, Encroachments, Minerals – Land Under Development – Loan Policy (04-02-12) [S] [M]
ALTA® Endorsement 9.8-06 Covenants Conditions and Restrictions – Land Under Development – Owner’s Policy (04-02-12) [S] [M]
Redline of Technical Corrections (10-18-12) [S] [M]
ALTA® Endorsement 9.9-06 Private Right – Owner’s Policy (4-2-13) [S] [M]
Redline of Comments Accepted [S] [M]
ALTA® Endorsement 9.10-06 Restrictions, Encroachments, Minerals – Current Violations – Loan Policy (4-2-13) [S] [M]
ALTA® Endorsement 10-06 Assignment (2-3-10) [S] [M]
ALTA® Endorsement 10.1-06 Assignment And Date Down (2-3-10) [S] [M]
ALTA® Endorsement 11-06 Mortgage Modification (6-17-06) [S] [M]
ALTA® Endorsement 11.1-06 Mortgage Modification with Subordination (10-22-09) [S] [M]
ALTA® Endorsement 11.2-06 Mortgage Modification with Additional Amount of Insurance (Adopted 12-02-13) [S] [M]
ALTA® Endorsement 12-06 Aggregation – Loan Policy (4-2-13) [S] [M]
ALTA® Endorsement 12.1-06 Aggregation – State Limits - Loan Policy (4-2-13) [S] [M]
ALTA® Endorsement 13-06 Leasehold – Owner’s (04-02-12) [S] [M]
ALTA® Endorsement 13.1-06 Leasehold – Loan (04-02-12) [S] [M]
ALTA® Endorsement 14-06 Future Advance Priority (02-03-11) [S] [M]
ALTA® Endorsement 14.1-06 Future Advance Knowledge (02-03-11) [S] [M]
ALTA® Endorsement 14.2-06 Future Advance - Letter of Credit (02-03-11) [S] [M]
ALTA® Endorsement 14.3-06 Future Advance Reverse Mortgage (02-03-11) [S] [M]
Redline of Technical Corrections (10-18-12) [S] [M]
ALTA® Endorsement 15-06 Non-Imputation - Full Equity Transfer (6-17-06) [S] [M]
ALTA® Endorsement 15.1-06 Non-Imputation - Additional Insured (6-17-06) [S] [M]
ALTA® Endorsement 15.2-06 Non-Imputation - Partial Equity Transfer (6-17-06) [S] [M]
ALTA® Endorsement 16-06 Mezzanine Financing (6-17-06) [S] [M]
ALTA® Endorsement 17-06 Access and Entry (6-17-06) [S] [M]
ALTA® Endorsement 17.1-06 Indirect Access and Entry (6-17-06) [S] [M]
ALTA® Endorsement 17.2-06 Utility Access (10-16-08) [S] [M]
ALTA® Endorsement 18-06 Single Tax Parcel (6-17-06) [S] [M]
ALTA® Endorsement 18.1-06 Multiple Tax Parcel (6-17-06) [S] [M]
ALTA® Endorsement 19-06 Contiguity - Multiple Parcels (6-17-06) [S] [M]
ALTA® Endorsement 19.1-06 Contiguity - Single Parcel (6-17-06) [S] [M]
ALTA® Endorsement 20-06 First Loss - Multiple Parcel Transactions (6-17-06) [S] [M]
Redline of Technical Corrections (10-13-11) [S] [M]
ALTA® Endorsement 22-06 Location (6-17-06) [S] [M]
ALTA® Endorsement 22.1-06 Location and Map (6-17-06) [S] [M]
ALTA® Endorsement 23-06 Coinsurance – Single Policy (10-16-08) [S] [M]
ALTA® Endorsement 24-06 Doing Business (10-16-08) [S] [M]
ALTA® Endorsement 25-06 Same as Survey (10-16-08) [S] [M]
ALTA® Endorsement 25.1-06 Same as Portion of Survey (10-16-08) [S] [M]
ALTA® Endorsement 26-06 Subdivision (10-16-08) [S] [M]
ALTA® Endorsement 27-06 Usury (10-16-08) [S] [M]
ALTA® Endorsement 28-06 Easement - Damage or Enforced Removal (2-3-10) [S] [M]
ALTA® Endorsement 28.1-06 Encroachments – Boundaries and Easements (04-02-12) [S] [M]
ALTA® Endorsement 28.2-06 Encroachments – Boundaries and Easements – Described Improvements (4-2-13) [S] [M]
ALTA® Endorsement 29-06 Interest Rate Swap Endorsement - Direct Obligation (2-3-10)
Redline of Technical Corrections (04-02-14)
ALTA® Endorsement 29.1-06 Interest Rate Swap - Additional Interest (2-3-10)
Redline of Technical Corrections (04-02-14)
ALTA® Endorsement 29.2-06 Interest Rate Swap Endorsement - Direct Obligation - Defined Amount (08-01-11)
Redline of Technical Corrections (04-02-14)
ALTA® Endorsement 29.3-06 Interest Rate Swap Endorsement - Additional Interest - Defined Amount (08-01-11)
Redline of Technical Corrections (04-02-14)
ALTA® Endorsement 30-06 Shared Appreciation Mortgage (7-26-10) [S] [M]
ALTA® Endorsement 30.1-06 Commercial Participation Interest (08-01-12) [S] [M]
ALTA® Endorsement 31-06 Severable Improvements Endorsement (02-03-11) [S] [M]
ALTA® Endorsement 32-06 Construction Loan Pending Disbursement (02-03-11) [S] [M]
ALTA® Endorsement 32.1-06 Construction Loan - Loss of Priority - Direct Payment (4-2-13) [S] [M]
ALTA® Endorsement 32.2-06 Construction Loan – Loss of Priority – Insured’s Direct Payment (4-2-13) [S] [M]
ALTA® Endorsement 33-06 Disbursement Endorsement (02-03-11) [S] [M]
ALTA® Endorsement 34-06 Identified Risk Coverage (08-01-11) [S] [M]
ALTA® Endorsement 35-06 Minerals and Other Subsurface Substances – Buildings (04-02-12) [S] [M]
ALTA® Endorsement 35.1-06 Minerals and Other Subsurface Substances – Improvements (04-02-12) [S] [M]
ALTA® Endorsement 35.2-06 Minerals and Other Subsurface Substances – Described Improvements (04-02-12) [S] [M]
ALTA® Endorsement 35.3-06 Minerals and Other Subsurface Substances – Land Under Development (04-02-12) [S] [M]
ALTA® Endorsement 36-06 Energy Project – Leasehold/Easement – Owner’s (04-02-12) [S] [M]
ALTA® Endorsement 36.1-06 Energy Project – Leasehold/Easement – Loan (04-02-12) [S] [M]
ALTA® Endorsement 36.2-06 Energy Project – Leasehold – Owner’s (04-02-12) [S] [M]
ALTA® Endorsement 36.3-06 Energy Project – Leasehold – Loan (04-02-12) [S] [M]
ALTA® Endorsement 36.4-06 Energy Project – Covenants, Conditions and Restrictions – Land Under Development – Owner’s (04-02-12) [S] [M]
ALTA® Endorsement 36.5-06 Energy Project – Covenants, Conditions and Restrictions – Land Under Development – Loan (04-02-12) [S] [M]
ALTA® Endorsement 36.6-06 Energy Project – Encroachments (04-02-12) [S] [M]
ALTA® Endorsement 37-06 Assignment of Rents or Leases (12-3-12) [S] [M]
ALTA® Endorsement 38-06 Mortgage Tax (12-3-12) [S] [M]
ALTA® Endorsement 39-06 Policy Authentication (4-2-13) [S] [M]
Redline of Comments Accepted [S] [M]
ALTA® Endorsement 40-06 Tax Credit - Owner's Policy (04-02-14)
ALTA® Endorsement 40.1-06 Tax Credit - Defined Amount - Owner’s Policy (04-02-14)
Redline of Comments Accepted
ALTA® Endorsement 41-06 Water – Buildings (Adopted 12-02-13) [S] [M]
ALTA® Endorsement 41.1-06 Water – Improvements (Adopted 12-02-13) [S] [M]
ALTA® Endorsement 41.2-06 Water – Described Improvements (Adopted 12-02-13) [S] [M]
ALTA® Endorsement 41.3-06 Water – Land Under Development (Adopted 12-02-13) [S] [M]
ALTA® Endorsement 42-06 Commercial Lender Group (Adopted 12-02-13) [S] [M]
ALTA® Endorsement 43-06 Anti-Taint (Adopted 12-02-13) [S] [M]
ALTA® Endorsement 44-06 Insured Mortgage Recording (Adopted 12-02-13) [S] [M]
ALTA® Limited Pre-Foreclosure Policy - Date-Down Endorsement (12-3-12) [S] [M]
ALTA® Endorsement JR1 (08-01-12) [S] [M]
ALTA® Endorsement JR2 (08-01-12) [S] [M]
ALTA® Endorsement JR2 - Revolving Credit / Variable Rate (10-19-96) [S] [M]
ALTA® Standard Exceptions (10-16-08) [S] [M]
Reinsurance Agreements
ALTA® Facultative Reinsurance Agreement (6-17-06) [S] [M]
Redline of Technical Corrections (4-2-13) [S] [M]
ALTA® International Facultative Reinsurance Agreement (With Direct Access) (10-16-08) [S] [M]
ALTA® International Facultative Reinsurance Agreement (Without Direct Access) (10-16-08) [S] [M]
ALTA® Quaternary Facultative Reinsurance Agreement (6-17-06) [S] [M]
ALTA® Tertiary Facultative Reinsurance Agreement (Type I) (6-17-06) [S] [M]
ALTA® Tertiary Facultative Reinsurance Agreement (Type II) (1-1-08) [S] [M]
ALTA® UCC Facultative Reinsurance Agreement (10-16-08) [S] [M]
Related Documents
ALTA® Model Inter-Underwriter Indemnification Agreement (2-28-09) [S] [M]
ALTA® Closing Protection Letter - Multiple Transactions (04-02-14)
Redline of Changes - From 12-01-11
Redline of Comments Accepted
ALTA® Closing Protection Letter - Single Transaction (04-02-14)
Redline of Changes - From 12-01-11
Redline of Comments Accepted
ALTA® Notice of Availability of Owner's Title Insurance (1978) [S] [M]
ALTA® Recorded Document Certificate (10-03-90) [S] [M]
ALTA® Recorded Document Guarantee (10-03-90) [S] [M]
ALTA® Single Transaction Indemnity Letter (2-3-10) [S] [M]
ALTA® Single Transaction Indemnity With Performance Letter (2-3-10) [S] [M]
ALTA® Title Insurance Arbitration Rules (1-1-06)
Comparison of ALTA® 1992 & 2006 Loan Policies (2006) [S] [M]
Comparison of ALTA® 1992 & 2006 Owner's Policies (2006) [S] [M]
Minimum Standard Detail Requirements for ALTA/ACSM Land Title Surveys (2-23-11)
Frequently Asked Questions (6-6-11)
ALTA® Standard Exceptions (10-16-08) [S] [M]
Archived Basic Policies
Archived Related Documents
ALTA® Closing Protection Letter - Multiple Transactions (12-1-11) [S] [M]
Archived 4/2/14    
ALTA® Closing Protection Letter - Single Transaction (12-1-11) [S] [M]
Archived 4/2/14    


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American Land Title Association
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Washington, DC 20036-5104
P. 202.296.3671 F. 202.223.5843
www.alta.org
service@alta.org
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