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FHA Raises Mortgage Limits In High-Cost California Counties

March 6, 2008

The Department of Housing and Urban Development on Wednesday raised the maximum for mortgages in 14 high-cost California counties that could be guaranteed by the Federal Housing Administration to $729,750 from $362,790.

The temporary increases announced by the are part of a recently enacted economic stimulus package and are intended to let more homeowners with high-rate mortgages refinance into government-insured loans.

The department is expected to raise FHA limits in other counties nationwide in the coming days.

The stimulus legislation also includes a temporary boost, to $729,750 from $417,000, in the cap on loans that government-sponsored mortgage giants Fannie Mae and Freddie Mac can buy or guarantee.

The California counties at the new maximum level for FHA loans are Alameda, Contra Costa, Los Angeles, Marin, Monterey, Napa, Orange, San Benito, San Francisco, San Mateo, Santa Barbara, Santa Clara, Santa Cruz and Ventura.

Access HUD's Data Base of FHA Mortgage Limits.



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American Land Title Association
1800 M Street, NW, Suite 300S
Washington, D.C. 20036-5828
P. 202.296.3671 F. 202.223.5843
www.alta.org
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