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North American Title Insurance Company is a seasoned title insurance underwriter that has been helping customers achieve the American dream of homeownership for more than 50 years. In the past several years, we have become known as the “underwriter next door,� because our associates are always easy to reach and our processes are, at all times, quick and straightforward. Our agency application process is fast and transparent for qualified agents. NATIC offers a one-hour underwriting response guarantee that is unparallelled in our industry. In addition, we value our agents based on their title industry knowledge and experience, not just on profits alone.


HUD Responds to 1999 ALTA® Letter on Reinsurance Arrangements

August 12, 2004

   Related Information
HUD Letter to ALTA®
[pdf]

1999 ALTA® Letter
[pdf]

HUD 1997 Guidance on Captive Mortgage Reinsurance
[pdf]

HUD provided scant guideance to the industry in a much-belated response to an ALTA inquiry of five years standing. Question was raised at that time about various captive reinsurance arrangements established by builders and lenders with certain title insurers and the legality of such relationships under RESPA Section 8. HUD merely refers us to a prior opinion on mortgage insurance captive reinsurance arrangements for the appropriate standard.



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How To Find Us:
American Land Title Association
1800 M Street, NW, Suite 300S
Washington, D.C. 20036-5828
P. 202.296.3671 F. 202.223.5843
www.alta.org
service@alta.org
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