Top Advocacy Issues We are Watching
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Data Privacy
With states passing inconsistent laws and no uniform federal law ad- dressing data privacy, there's a patchwork of rules for companies to comply with.
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Digital Closings: SECURE Notarization Act
The Securing and Enabling Commerce Using Remote and Electronic Notarization Act (SECURE Notarization Act) is bipartisan federal legisla- tion that permits immediate nationwide use of remote online notarization.
Learn More About SECURE![](/images/landing/Good-Funds.jpg)
Good Funds
The use of various payment rails in real estate transactions is governed by state Good Funds laws. These laws set requirements for acceptable forms of closing funds.
Learn More About Good Funds![](/images/landing/Ricks-of-Alternatives.jpg)
Risks of Alternatives to Title Insurance
ALTA continues to take the lead in engaging with state regulators, the FHFA, Fannie Mae, Freddie Mac and lenders about the risks of waiving title insurance requirements.
Learn More About Risks of Alternatives to Title Insurance![](/images/landing/Discriminatory-Covenants.jpg)
Discriminatory Covenants
ALTA opposes any form of housing discrimination and proactively works toward solutions that address illegal discriminatory covenants recorded in the public records.
Learn More About Discriminatory Covenants![](/images/landing/NTRAPS.jpg)
Non-Title Recorded Agreements for Personal Service
ALTA supports efforts to protect consumers by prohibiting the filing of unfair real estate fee agreements in property records. ALTA advocates for state laws and regulations preventing enforcement of NTRAPS.
Learn More About NTRAPS![](/images/TAN-Logo-Inverse.png)
Your Voice Matters
TAN is the premier grassroots organization promoting the importance of the land title insurance industry. In the current regulatory environment, our industry faces threats of new policies at both the state and federal levels that could seriously affect your business.
Join TANLatest Advocacy News
18 House Democrats Question Biden Administration’s Title Waiver Program
April 18, 2024
A group of 18 Democratic members of Congress sent a letter to President Biden expressing concern with the administration’s program that will waive the requirement for lender’s title insurance on certain refinances.
Old Republic Title, CertifID Partner to Combat Mortgage Payoff Fraud
April 18, 2024
CertifID and Old Republic Title formed a strategic partnership to help prevent mortgage payoff fraud in the title industry.
Questions to Consider if Lender Asks You to Close an AOL Deal
April 16, 2024
Title and settlement agents may see lender customers request a transaction be closed with an attorney opinion letter (AOL) now that Fannie Mae expanded the use of AOLs in limited circumstances for loans on condo properties and those subject to homeowner associations. Read on items you should be considering and questions you should be asking.
FBI Reports Cybercrime Losses Hit $12.5B, Record Number of Complaints Filed in 2023
April 9, 2024
The FBI received a record 880,418 complaints with potential losses exceeding $12.5 billion in 2023, according to the 2023 Internet Crime Report.
Important Yet Affordable Cybersecurity Defenses
March 27, 2024
ALTA is dedicated to helping members safeguard their operations from the constant threat of cyber attacks. Read on for a collection of helpful links to cybersecurity resources provided by ALTA’s Information Security Work Group and other trusted sources.
Missouri Sues Real Estate Firm for Filing Unfair Real Estate Fee Agreements
March 19, 2024
Missouri became the 10th state to sue MV Realty and certain affiliates for filing unfair real estate fee agreements in property records, known as Non-Title Recorded Agreements for Personal Services (NTRAPS).
All Advocacy Topics A-Z
Anti-Money Laundering
Data Privacy
Digital Closings
Discriminatory Covenants
Economy
Flood Insurance
Foreign Ownership of Land
Heirs' Property
Housing Opportunities
Information Shielding Laws
Native American Lands
Non-Title Recorded Agreements for Personal Service (NTRAPS)
Predictable Recording Fees
Real Time Payments / Good Funds
Redaction / Record Shielding
Regulation
Remote Online Notarization
Serving Consumers and Communities
State Advocacy
State Data Privacy Laws
State Legislation Tracking Map
State RON Laws
Technology
Unregulated Title Insurance Alternatives